Monday, October 31, 2016

Debt consolidation what is it all about

Debt consolidation is the act and process of taking out one loan to pay off many other loans and bills like credit card bills or student loans.


Who is it for?


Debt consolidation is for people who run into cycle of debts. For example, someone who has problems in paying their monthly bills with their monthly earnings or someone who has such a high credit card minimum payment that it is financially impossible for the debtors to clear his card balance.


Why debt consolidation?


Debt consolidation is necessary if you want to avoid bankruptcy and maintain your credit shape. It can also repair or maintain your good financial standing and credit rating. It is essential for people who want to lead a debt-free life again.


How does debt consolidation help?


Debt consolidation is basically a plan to consolidate all your bill and loans into one loan for easy payment. It also aim to reduce your interest rates, eliminate late payment fees and negotiate with your creditors to come out with a more manageable figure for your loan repayment.


The aim of debt consolidation is to come out with a definitive financial plan for the next few years that will allow you to live a simple but debt-free life in the future.


How to carry out debt consolidation?


There are many debt consolidation services, programs, companies and even government agencies that seek to help people with debt problems. These organizations usually charge a fee to help consolidate your debts. Take note that the consolidation fees paid should be lower than that of the loan reduction earn after your debt consolidation.


Saturday, October 29, 2016

Students can have credit cards

Students can have credit cards - as long as they are able to handle the responsibility that comes along with it well. How young is too young? There is this scene in "Desperate Housewives" with Bree's son Andrew spending her credit card on his expenses. Andrew's only in high school and he doesn't know the value of money yet, so he was just shopping away - for him and his friend.


College student credit cards are a different discussion. Naturally, when one moves out of the house, it is expected that he stand on his own two feet. A majority of college students have part time jobs in order for them to maintain their keep. This is also when they start applying for credit cards.


Mature college students know that in order for them to make a loan, they must maintain their good credit card history. Continuous over-spending and paying the bill late may result to a negative credit card history and these can easily strain their chances of getting a loan approval. Thus, those students who are wise and mature enough to understand the benefits of having a college credit card do their very best to limit their expenditures.


The challenge now is which credit card must a student choose. Because of the demand for credit cards, banks know that the best way for them to lure possible clients in is to come up with benefits and rewards upon signing up with them. Now, it is advised that students applying for credit cards must always calculate in his head whether he will gain or lose more with the financial decision he will be making.


With a credit card in their wallet that is easily within their reach, it is so easy to just pull it out and hand to the cashier. The student must know that whenever he pays using his credit card, he is borrowing money from the bank. What he owed must be paid when the statement reaches his doorstep.


Credit cards succeed and flourish in the high demand of economics because of their interest rate. It offers their clients the convenience to just pay with plastic when the situation calls for it, but later on, the advantage to this "simple" move is actually a "complex" matter of interest rate.


Students with credit cards often shop like there is no tomorrow. But if they take the time to study their credit card statements, they will learn that they are paying more with credit card than with cash. There is an interest and since the bank lent them money, they must pay not only for the purchase but also for the interest their credit card requires them to.


If a student wishes to have a bright future ahead when it comes to financial matters, he must start young. Naturally, when a bank or a lending corporation evaluate an applicant's credit history, a responsible credit history especially at a young age is brownie points. This increases the possibility of the student to get a loan approval for his first car or even his first home.


The reason why parents encourage their children to have credit cards is there's no knowing what to expect the very minute they gain their independence. Credit card teaches budgeting and financial awareness for a student. This awareness when done well can easily result to a bright fiscal future.


Men s online dating email tips triple your dating

Dear friend,


Have you been dating online and are frustrated with poor responses to your emails? Or even worse, women not replying to your first emails at all? This is enough to make you give up isn’t it? Especially if you are recently divorced, split up and single. I know the feeling and have been there and felt the pain.


Well, I have good news for you because in this article I am giving away extremely valuable information for free. If you follow the steps I’m about to outline, you will have a lot of success with online dating. These online dating tips will triple your response and dates on the internet dating sites. Let’s have a look at them. These tips are specific to the FIRST contact email.


Email Tip #One


You must state at the beginning of your email


that her profile stands out. E. g.


‘Hi Angel64, I’m Mick and I’m writing as you sound interesting to me and your profile stands out from the others.’ Then mention a few sentences of what you liked…without gushing or sucking up of course.


This will obviously please the lady and create her own interest in you. She will feel special and rightly so as you have chosen to contact her. She is the lucky one to get your attention.


Email Tip #Two


Be sure to mention and lightheartedly poke fun of something in her profile. E. g.


‘Do you really like Neil Diamond and ABBA?’


:-] [Just kidding]


Always put a smiley or [just kidding] in brackets so as not to offend. This says you are playful and not a soft guy that’s afraid to have some fun. She’ll appreciate your effort.


Email Tip #Four


Mention something specific in her profile that you found interesting. E. g.


‘So you worked in London for 12 months, I was there for two years…when were you there?’


This proves to her you have read her profile in


detail and have something in common. This creates repore and her interest immediately.


Email Tip #Five


Ask something of interest about her. E. g.


‘You said you do dance lessons, what style…is it salsa? How often do you get out to dance…I like the club down on East esplanade on Friday nights. They have a great Latin band and free lessons from 7pm until 8pm.’


This gives her a specific question to reply to.


Avoid questions that are mundane and common like, ‘What’s your favorite colour?’


Pick something she’s mentioned on her profile and ask her details on that…


Email Tip #Six


These tips are in sequence. Finish up and keep it brief. Four or Five paragraphs is enough. Don’t go on about yourself and spill your guts to her. Finish with a line that says something like this...


‘Why don’t we chat on the phone for a while and get to know each other. It saves time writing long emails… Here’s my number, Mick


02 47476534. I’m home after 6.30 and you’ll catch me in some time. Or here is my cell phone # 098975643.


Look forward to your reply…


Take care Angel64


Mick.’


There you have it. These are very helpful and valuable tips that will save you time, money and heartache… You will definitely get THREE times the replies and dates by using these tips!


Good Luck.


All the best.


Regards


Mick Jones.


Author.


howtomeetwomenontheinternet. com


Friday, October 28, 2016

It s your money - why wait

The money in your IRA is your money. Every cent you put into that IRA was hard-earned, and if you really think about it, it’s not growing fast enough. What’s worse, you’re a few years away from retirement. Can you really bear the thought of NOT retiring in comfort?


Two realities are in play here: first, the stock market’s lackluster performance that started in 2000, and second, the real estate boom that had developers scampering for land to satisfy the heightened demand for residential and commercial real estate.


Put your IRA money to work. Your banker and broker will not allow you room to maneuver because they want complete visibility and control over your IRA. In the meantime, they’re earning fantastic returns on your money. It’s time you take the driver’s seat.


Fundamentally, what do you need?


• Sufficient funds in your self-directed IRA.


• A Self-Directed IRA Advisor – Asset Exchange Strategies, LLC a limited liability corporation can share valuable information and advice.


• A low fixed annual fee to pay your custodian, while you maintain full checkbook control at all times. You – not they – issue the checks for managing your investment.


Provided you satisfy IRA regulations on the type of investments allowed for your self-directed IRA funds (real estate is only one of several possibilities) you can take charge of your financial future by turning that IRA into a high-earning instrument.


The IRS’s position is clear, as defined in their publication # 590: your IRA should be a separate and distinct entity from yourself. Whatever investments you make should benefit your IRA, and not you directly. Your self directed ira advisor will be able to explain the subtleties and refinements of this IRS publication.


It’s your money. If we told you that there are about $7 trillion dollars sitting in IRAs but of that amount, only 3% are self-directed, wouldn’t you be curious about how you can be part of that 3% that unknown to most, are enjoying unheard of returns?


Casinos most guarded secrets

:
The secrets of the casinos are not the kind of secrets that you may think. They are not secrets like the third slot machine in every row pays out on the hour, they are more like things they do to distract you from the obvious.

One of the biggest secret the casinos do not want you to know is that if you use your head and not act irrationally you can go home with some money in your pockets, unfortunately most people enter a casino and all logic flies right out of their heads. They start seeing the bells and whistles of the casinos, and people with stacks of chips and all they can think of is what they are going to do with all the money they are going to win from the casino.

Using your head is the key to winning money in the casino. The first think you need to remember is that the odds of you winning the big jackpot are so outrageously against you, that it is not worth losing your hard earned money on. So by being smart and not trying to get rich on one spin of the roulette wheel, one toss of the dice at the Craps table or one go on the slot machine you can consistently win smaller amounts that at the end of the day can a large sum of money.

Next time you are in the casino try going to the 10 dollar Roulette table and only play red or black. Each win you will double your bet, and at 10 dollars a spin you can make 100 dollars in less then 30 minutes. I usually walk up to a table and wait for the wheel to land on the same color 3 times in a row then bet on the other color. Then after I have made some money I will start to play some other bets, but I only stay on the outside of the board. The odds are much better at 3 to 1 or 4 to 1 instead of 40 to 1. Using this method I have managed to turn $20 into $900 in just over 3 hrs. It may not sound like a fortune, but as I said before walking in poor and walking out a millionaire is not realistic.

Next time you are at a casino look for a clock or window. Ok do not waste your time, there are none. Another secret of the casinos is that they want you to have no concept of time. When you are gambling time seems to go faster, and if there were clocks or a window in the casino you would have some idea of how long you have been gambling and would then start to think about leaving the casino instead if losing all track of time and spending all day and night in the casino. They do this because at some point you will start to get tired but be kept awake from the adrenalin from gambling, and at this point you can't think straight, and you will start to spend money faster. Always remember the casinos are not there to make you dreams come true they are there to take you for all your money. Any time you leave the casino with some of the casinos money it was accidental.

Some of the tricks the casinos use to keep you gambling are:
No Windows
No Clocks
Ugly colors in the rugs and walls around the exits, and nice colors around the gamming areas will subliminally make you not want to go to those areas. The worse the odds of you winning the nicer the colors of that area will be.

By keeping this information in mind you will not be going home from the casinos and quitting your job but you will have more money in your pocket and you will have had a good time making that money.

Snap out of your anger and create joy in your relationships

Snap Out of Your Automatic Reactions and Create Presence, Joy and Fullness in Your Relationship!


You know those times when you've had a heated argument with your partner and are still feeling angry and resentful? You know that if you could only apologize or touch them tenderly, things could move on, but you just can't let go of your anger!


* You KNOW, because you've heard it everywhere, that YOU are responsible for your own happiness. Right?


* Your partner doesn't have the power to MAKE you angry or sad-no one can MAKE you feel any way except Y-O-U! Right?


* You have a CHOICE about how you react to what your partner does, right?


Rationally, you know this to be true, but why is it that you cannot control your emotions? Like clockwork, the very next time your partner comes through the door in the evening 30 minutes late, you are in an argument before the door closes.


Once the fight ensues, you don't feel capable of choosing to stop and end the argument with an apology or an act of tenderness. Your automatic reactions have assumed control of you. You waste hours feeling furious instead of spending good time with the one you love. How often does this occur in your relationships?


CLIENT STORY: I want control over my reactions!


Linda used to find it impossible to let go of her anger and reach out with forgiveness to her husband directly after a heated argument. Why? Because once she automatically engaged her reaction of anger by complaining, insulting and blaming, she was no longer capable of choosing how to react. Her emotional response took on a life of it's own!


What's going on? Linda was not conditioned to consciously experience her feelings of anger-a normal human emotion. When sensations of anger arose in her body, her programming kicked in and she automatically placed responsibility for her anger onto someone or something else. Once Linda began reacting to her feelings of anger by projecting them outwardly, she began a vicious cycle of anger and regret.


I helped Linda with the four easy steps of the SNAP Out Of It NOW! Method. Linda learned to:


1. Acknowledged that she was stuck in negative thinking (about what it means when her husband comes home late), and that she was unconsciously reacting (complaining and blaming) to her own negative thought patterns.


2. Experience herself reacting-to really think about and to fully become aware of her reactions and their consequences (no-win situation leaving her feeling empty and her husband unhappy).


3. Sense the feeling within her body (heat rising in chest) that was provoking the impulse to react with blaming.


4. Breathe with focused intention with the feeling inside. As she breathed, the feeling dissipated and she no longer felt controlled by her automatic "angry" reaction.


Linda discovered how to quiet her mind and how to connect with and experience her feelings. When she acknowledged and experienced the feelings within her, she no longer felt the impulse to react with blame toward her husband.


After 3 sessions, Linda said to me, "I am no longer controlled by my feelings of anger. As I breathe to the sensation of heat rising in my chest, the sensation dissipates and I am back in control. I feel better about myself and I actually look forward to seeing my husband when he comes home. If he comes home later than expected I find something to do to fill the time." Linda began to feel appreciation for her husband rather than only anger and resentment.


Part of the stress in life is that feelings of anger and resentment get in the way of the desire to be present with the ones we love-whether they are parents, spouses, children or friends-and to create joy and fullness in our relationships.


How nicotine affects your quit smoking victory

Your ability to quit smoking becomes a difficult challenge to overcome when nicotine is involved. Nicotine is one of the most addictive drugs in the world. It is in fact at least as addictive as such hard drugs as cocaine and heroin.


Most smokers would never consider taking such drugs but the fact that they are smoking creates a situation where the addictive nature of nicotine can create many different health conditions and the smoker has extreme difficulty stopping even when the health problems become life threatening.


Once a person has been smoking for a while it takes a lot more than willpower to quit smoking due to the addictive nature of tobacco.


Nicotine is so powerful that it can kill you if a small amount of pure nicotine is placed on your skin. Fortunately the amount in cigarettes is nowhere near that strong but it is enough to get you addicted and that is how the cigarette companies get you coming back for more even when you know it is killing you and you desperately want to stop.


If you inhale when you are smoking then the nicotine travels directly to your brain in a matter of seconds and once there it stimulates the brain to make you feel good. It causes the release of dopamine which will help to improve your mood and this is one of the reasons why people who are stressed, sad or depressed often seek comfort in the form of a cigarette.


Another reason why nicotine makes it so hard to quit smoking is because, after a while the body becomes tolerant to the drug and it requires more and more to get the same affect. This leads to a stronger and stronger addiction where people can smoke up to several packs a day.


Aside from the obvious expense of having to pay for so many packs of cigarettes each week there are additional loads placed on a person’s health from the damage that all the smoking is doing. Yet the addiction grows stronger and it becomes all the harder to quit smoking.


Every day that you postpone quitting smoking you are making it harder to give it up and that is precisely what the tobacco companies want.


Instead of lighting up a cigarette every time you feel stressed out, depressed, angry or just because it’s time for you to take a smoke break; replace that smoking habit with something else, such as taking a long walk, exercising, taking deep breaths or getting something to drink (not alcohol). It takes 21 days to create a habit, so do this for 21 days and watch what happens.


Tuesday, October 25, 2016

Martingale system

Pick up any Roulette book and you're bound to read about the Martingale system. It's a simple system that's been in use for eons. In fact, many other games besides Roulette use this system as well.


For the most part, the Martingale system was designed for even-money bets, but the premise can be applied to just about anything. Today, we'll look at the Martingale betting system from an even-money Roulette perspective.


Technically, this system, which is a series of bet progressions, can go on forever, but that would be foolish. Normally, system bettors will limit their progressions to eight or fewer. And when we go over the progressions, you'll see why.


Is betting the Martingale way foolish? Some say so. That's something you'll have to decide for yourself. I've seen it work and I've seen it fail. But heck, everything fails. The ticket is to win more than you lose. And that's why so many try the Martingale way. It's not a way to quick riches, but it sure can be hard to lose it all sometimes.


I told you we'd look at this from a Roulette pair of eyes, so let's imagine that you've just walked up to the Roulette table or loading one up online. We'll keep this simple. You're a $1 bettor. Easy enough right? Now, we're going to play Red.


Your first wager on Red would be $1. If you win, your next wager on Red is also $1. In other words, you never bet more than a buck after a win. Now, when you lose, that's another story.


In essence, you'll be doubling your wager after every loss. For instance, let's say you wagered $1 and lost. Your next wager on Red would be $2. Lose that and you'll bet $4 next time. It's an easy system to play, but you need to be careful. If you use a large progression chain and lose it all, you'll be playing for ages to recoup the cash.


Here's an example of an 8-step ladder.


Bet One: $1


Bet Two: $2


Bet Three: $4


Bet Four: $8


Bet Five: $16


Bet Six: $32


Bet Seven: $64


Bet Eight: $128


As you can see, when bet eight is on the table, there's $128 in action. If bet eight loses, you're out just over $250-all to win $1. And that's why some think this is a foolish system.


However, let's play the odds. The probability of getting 8 losses in a row on a close to 50/50 bet is very low. Still, it does happen.


Want to boost your odds? Wait for the other side to come out 2-3 times in a row then bet the opposite. It would then take 10-11 losers in a row to clean out the system.


Monday, October 24, 2016

Thousands of opportunity seekers join network marketing business

The unemployed, retired, homemakers, students and more are joining from the United States to India a networking business being described as "great, credible, honest and the best!"


Strong Future International(SFI)a division of Carson Services, Inc., headquartered in Lincoln, Nebraska USA was founded in 1985, by Gery Carson. According to the website, Carson is an entrepreneur who has been written about in Money Makers Monthly, Upline, Opportunity World Magazine, and other books and videos. He has authored several marketing tools and has been featured as an expert guest on live call-in radio shows.


So what exactly is SFI? The site reports that it is an "exclusive marketing arm for the IAHBE (International Association of Home Business Entrepreneurs) and Veriuni™, a line comprised of nutritional, cleaning, personal care, pet care, telecommunication products, and more."


Opportunity seekers are drawn to the site for a number of reasons some of which include: membership and training is free, the company is established in over 200 countries, they keep in contact with everyone who joins on a daily basis, they have many products to choose from and will dropship to customers without additional fees, and they provide business tools to affiliates to promote their products and services for various fees.


Affiliates are also attracted to the company's promise to provide residual income. This means that an affiliate would market his or her link to a prospect who would either buy a product or join the company and then he or she would refer someone and so on which would potentially give the affiliate income for years to come. Affiliates make money from the products sold through their individual url links assigned to them by the company. They are responsible for marketing those links which will connect the prospect to services and products at the site.


In comparison to other networking businesses, SFI seems to have everything that any opportunity seeker would want. Unlike others, they are listed in the Better Business Bureau and can be contacted to answer questions. According to SFI representatives, SFI is not a pyramid scheme. The SFI website reports "they do not generate income solely on the process of recruiting others into a pyramid who pay a fee to get in.


Instead there is no cost required to participate, and affiliates are paid only on product movement never on recruiting. And, unlike illegal pyramids, in SFI, no matter where you're positioned in the network or when you join, you can advance to the very highest income levels and even earn more income than those above you in the network."


If you would like more information, click on the link that appears with this article.


Staring the revolvolution

A replacement for the S70 midsize sedan, the Volvo S60 sedan has been crafted and made available in three models which are the 2.4, 2.4 T (turbocharged), and the T5 (turbocharged). The 2.4 T model requires an automatic transmission, however both the 2.4 and the T5 models are available with either an automatic or a manual transmission as options.


This sedan from Volvo Cars came to be introduced back in 2000. The Volvo P2 platform serves as it base and this platform is shared by the Volvo S60 with the Volvo S80, Volvo V70, and the Volvo XC90. This vehicle was designed by Peter Horbury and is one of the first “curvy Volvos”. It had an advertising tagline that said “Revolvolution”. Four years after its introduction, the Volvo S60 was slightly restyled and along with that, it had lost its headlamp wipers to be replaced by jet wipers, and also lost the 2.4 liter engine for a more powerful 2.5 liter engine. At present, the Volvo S60 has a 107 inch wheelbase, an overall length of 180 inches, 71 inches in width, 56 inches of height, and a weight of 3289 to 3400 pounds. Its engine has a power of 103 to 191 kW and a torque of 192 to 350 N•m.


The latest redesign of the Volvo S60 is the 2006 model with its four doors, maximum of five passenger capacity, and is available as a luxury sedan or luxury sports sedan. It has been made available in four trims that ranges from the 2.5 T to the R. The 2006 Volvo S60 is a carryover of the 2005 Volvo S60. Also, this luxury sedan is the best-selling model from the Volvo brand and has abundant standard features. And as per Volvo standards, this vehicle comes well-equipped with safety features that is all part of Volvo’s core values, making this vehicle strong and safe at the same time. This Volvo S60 comes with an Environmental Product Declaration that is certified by Lloyd’s Register of London in the United Kingdom – it certifies that the Volvo S60 has met environmental standards throughout the life cycle of the car.


The interior of the Volvo S60 offers a lot of space and is able to provide a maximum of 42.6 inches of leg room up front, with the head room topping it out at 38.7 inches. It has standard and optional features like any other vehicle, yet this vehicle’s list of features includes air conditioning with dual-zone manual climate control, a tilt/telescoping steering wheel that is wrapped and leather and has mounted radio controls, power folding rear headrests, heated power mirrors, power windows, power door locks, an AM/FM/cassette/CD player, leather upholstery, a power passenger seat, a power sunroof, a trip computer, and a simulated-wood interior trim.


For the most reliable source of quality auto parts and Volvo parts, Volvo Parts - Volvo Auto Parts is the ultimate online supplier of such. It has a well-stocked array of premium quality Volvo parts that would fit their budget.


Sunday, October 23, 2016

Unearthing the crazy world of futures trading

You see them every day with a new and costly cell phone, driving every day in latest sports car, you hear of their super bonuses and hence decide to join the world of futures trading. Along with enormous bonuses and costly mobiles, futures trade mainly share two other traits:


1. High level of stress.


2. Huge risk.


It is true that many people are engaged in the Futures trading, many have become wealthy as well. If you are well known of the market, avoid greed and fear, and act with it as serious investment opportunity, then the success probability is excellent for you.


Let us know about the requirements for futures trading. There are four requisites, which mainly influence your ultimate success in futures trading:


(A) Take futures trading as business enterprise; apply all orthodox business rules, money management and judgment.


(B) Adopt predetermined trading plan - adopt established guidelines and set of rules, which are well known and valid.


(C) Utilize risk capital - make sure that if you lose the invested money, it should not alter your living standards.


(D) Psychological make-up.


Psychological make-up plays a significant role in futures trading. What type of person you are, how you act under pressure, your ability to think logically, your ability to make quick decision, the way you react under pressure, your power to make quick decisions, your personality, your character, your approach toward money - will regulate your success in futures traders.


Many futures traders let fear, pride and greed, determine their trading decisions. These futures traders oftentimes lose money due to their emotions. Futures trading system annihilates these problems by creating objective trading decisions on a coherent basis. Futures trading systems will allow futures traders a chance to trade smartly.


An effective trading system must


· Be totally objective.


· Be easy to use.


· Give clear purchase and sell signals.


· Keep draw downs to minimum.


· Produce large profits every trade.


· Take little time.


If you want to be a successful futures traders you should have futures software, at minimum it should include:


· A ticker tracker: If you want to trade in a future, search for a ticker symbol of that future, get the futures quote, then make up your mind if you like to trade. A ticker is a specific 4-letter symbol distinguishing future.


· Charting: The software package must have a charting function.


· Market averages.


· A futures quote function.


· Market alerts.


· Market indices.


· Trading screens.


· News alerts.


One cannot yield to trade in futures trading without the impartial advice provided by good software.


Tips on saving energy dollars in your home

A typical U. S. family spends more than $1,600 a year on home utility bills, yet making some simple changes around the home can save money and make heating and cooling systems more efficient, according to World Energy Solutions, a publicly traded energy services company based in St. Petersburg, Fla.


By evaluating facilities and equipment, World Energy Solutions (symbol: WEGY) helps businesses lower their utility consumption and maintenance costs and extend the life of their equipment.


"Many of the energy-saving strategies we use for our commercial customers can also be applied to the home," says Benjamin Croxton, chief executive officer of World Energy Solutions. "There are many common-sense, low-cost and no-cost ways to lower your home energy use as well as many new technologies that can be applied to your home's energy-consuming systems."


Here are some tips from the American Council for an Energy Efficient Economy on things homeowners can do to make their homes more energy efficient:


* Turn down the temperature of your water heater to the warm setting.


* Use energy-saving settings on refrigerators, dishwashers, washing machines and clothes dryers.


* Use compact fluorescent bulbs, which can save three-quarters of the electricity used by incandescents. First to be replaced should be any 60-watt to 100-watt bulbs that are used several hours a day.


* Have your heating and cooling systems serviced in the fall and spring. Duct sealing can also improve the energy efficiency and overall performance of your furnace or central air conditioner.


* Clean or replace furnace, air conditioner and heat-pump filters.


* Assess your heating and cooling systems to determine if you should replace or retrofit them to make them work more efficiently to provide the same comfort, or better, with less energy.


"If your home's central air-conditioning system is over 10 years old, a new state-of-the-art system can save you 30 percent or more of your home's air-conditioning expense," says George Walker, air-conditioning expert with World Energy Solutions.


Saturday, October 22, 2016

Do you know body effects of steroids

Steroids are man-made compounds related chemically to the male sex hormone testosterone. For the first time, these artificial substances were developed in the 1930’s to assist men whose bodies generate lesser quantities of the natural hormone, which is responsible for the growth of male characteristics taking place during puberty.


Steroids are not harmful, if used in a right manner. But if they are abused, they will surely give negative outcomes. Steroid abusers subject themselves to over 70 fallouts ranging from liver tumors to skin disorders. There are many body effects of steroids. Abusing steroids may affect your body in many ways.


The body effects of steroids encompass both psychological plus physical reactions. The body parts that are severely affected by steroids include liver, cardiovascular and reproductive systems.


The body effects of steroids in males can cause withered testicles, sterility, and impotence. In case of females, irreversible masculine traits can build up in conjunction with menstrual irregularities, reduction in breast size or nipples, and sterility. Psychosomatic outcomes in both sexes include aggressiveness, behavioral changes and depression.


A number of body effects of steroids may not come out for longer times, which includes coronary failure and stroking, and some might not even be known as side effects, for example failure to achieve full height potential due to halted bone growth during teenage years.


Steroid ill-treatment has been linked with cardiovascular disease, which can even occur to jocks under the age of 30. Steroids have an effect on your look as well as your mood. Steroids can make you angry and hostile for no reason.


The other body effects of steroids include increasing your risk of infectivity. Sharing needles or using unclean needles to inject steroids puts you at possibility for maladies such as HIV/AIDS and hepatitis.


When you buy steroids, you should appropriately study how to utilize them appropriately. You must see their possible risks and side effects. You must know the rules and regulations (law) that steroids are illegitimate to have without a recommendation from a licensed medical practitioner. It is banned for individuals to sell steroids without proper recommendation.


Friday, October 21, 2016

Boosting self confidence and self esteem for a better you

Without any cause for a debate or argument, everybody would agree that with a little bit more self confidence and self esteem a person can elevate his self worth. He or she can become a better person with more belief in his or her self. You can see the world in a whole new perspective and your self confidence is a big factor in this change.


The benefits of having a bolstered self confidence and self esteem are boundless, but lacking it can imprison you in a lacklustre life. People would just be stepping on you and you will be completely ignored, languishing in a cellar of despair. You may never realize the full extent of your potential.


Building your Self Confidence and Self Esteem


The true key to gaining self confidence and self esteem is to truly love and believe yourself. For some people this could be very hard, especially if they grew up in an environment with out a shred of unconditional love and support. This kind of people doesn't know how it is to give love. You cannot give what you do not have.


Another key is determining which areas you are adept in. Focusing and developing the areas you are in strong in will let you fully believe in your skills. The more you see an aspect in your life that you are good in, you can finally appreciate yourself and be proud.


As you build your self confidence and self esteem, a great way to develop it is to test and challenge yourself slowly and gradually. The more challenges you conquer the better you will feel about yourself.


No need to wait, you can start building your self confidence and esteem right now, a whole world waits for those who believes and loves themselves.


Control high blood pressure naturally

Avoid high doctor bills. Avoid high medicine costs. Avoid medicine side affects..Improve health greatly.


The natural solution to mecical problems you don't have to deal with. You don't have to worry, wonder, or depend on doctor's to keep you healthy. In fact doctors everywhere are realizing the value of vitamins and minerals in keeping up with with good health practices.


You can asssusre yourself with a few home remedies you have access to, either in your home or at your local grocery store.


there is a natural remedy to maintain normal levels of blood pressure. Eat right to live right. With the proper consumption of the right foods, you can help your body cure itself.


We must build a firm and healthy foundation for our bodies to function properly. Proper maintenance and upkeep of self aids in illness prevention.


With the dangerous atmospheric elements and the use of chemicals in fertilizers for our crops, death is imminent.


these chemicals cause damage and harm to cells. The cell is the basic foundation of life. Give the body what it needs and it will rebuild itself. WE can deal not only with blood pressure but many other health problems.


Wednesday, October 19, 2016

Small business credit card benefits

Many new small business owners do not have a credit card account specific to their business. They might use a personal credit card to make business related purchases every now and then, but the majority of new business owners overlook the value a business credit card may provide to their business.


There are many reasons why a small business owner would benefit from having a credit card account specifically reserved for their business use. First, though, let’s discuss the typical reasons why a small business owner would avoid a credit card!


Top 6 Reasons Small Businesses DON’T Have Credit Cards


1) Business owner is afraid that they will overspend if they have access to a credit card.


2) Business owner thinks it’s complicated to apply for and receive a credit card under the business name, or feel they don’t have strong enough credit to get one.


3) Business owner thinks finance charges and interest rates will be expensive and cost more money than the convenience of having a credit card is worth.


4) Small businesses don’t make enough purchases to require a credit card.


5) Business owner likes the control over spending by employees when a check or cash has to be issued for purchases.


6) Business owner applied for one and was denied.


Is the reason your small business doesn’t have a credit card found on this list? If so, you might be surprised how the benefits of having a credit card for your business can help propel your business forward.


Credit Card Benefits for the Small Business Owner


While many of the reasons small business owners decide not to get a credit card for their businesses are valid, there are many advantages to the businesses that do decide to get a credit card.


When you make all of your business purchases and pay for each expense related to the company on a single credit card, you have an easier time with your bookkeeping. You can simply refer to your credit card statement each month, or on a quarterly or annual basis in order to see your purchases and expenses at a glance. You can cut one check each month to pay for all of the purchases, making it much easier to manage your business checking account, also.


Having a company credit card allows you to get additional cards in key employee names. If your office manager handles the office supply purchases, you can give her a card to make those purchases with, for example. There is less time required of you to approve or deny his or her orders and no need to cut a check when the manager is ready to place the order. Simply give the employees with cards a spending allowance and you can quickly monitor the spending of each employee by glancing at the card statements.


If you select a credit card for your business that offers a rewards program, you will benefit further by achieving the rewards under that benefit. As a business owner, you would decide if you have reason to purchase airline tickets, or if you would benefit better from a card with cash back or special merchandise purchases with the points you’ve earned.


Having a business credit card opens the door to many opportunities for your business that you wouldn’t have if you avoided having a card. Be sure to take these benefits and advantages in consideration when deciding whether or not to apply for a business credit card. If you fear your business credit isn’t strong enough for a card at this time, you can opt for a prepaid card or a secured credit card to build your company credit history. You’ll still receive all of the benefits and conveniences of a credit card, you’ll just need to take the extra step of funding a prepaid card before you can use it.


Tuesday, October 18, 2016

Palliative care nurses speak hope when hope seems lost

Any Family dealing with the loss of a loved one is usually involved in the Medical Community. The ones wit the most frequent and closest care are the nurses. The nurse is there working closely with the client assess their needs as well as the families needs. Family and dear friends are coping with the many physical and emotional demands of the dying or palliative patient. It is a heavy burden to bear and bearing it can cause a deep feeling of hopelessness that blurs all vision of hope for help and improving the situation for both the Patient and the Family.


A Nurse is a listening ear and not only for the client but for the family. There are a lot of fears that can be put to rest when they are voiced and appropriate and helpful solutions are presented. A nurse is A Client Advocate who will speak up and seek out help that the client or family may not know how to or be unable to themselves.


When many fears have been put to rest by being able to talk them out with the Nurse and Other members of the Palliative team then the client and family will have a better sense of being in control of the process a little better and are then able to make healthier and more beneficial decisions for their care.


A Client who is unable to speak for themselves is often spoken for by the family member. They may not be reading the signs that the patient may be giving non-verbally. The Nurse can come along side the Family member and help them become more aware of how to assess the needs and manage comfort levels in a safe and healthy way.


Speaking the truth in kindness is a difficult thing to do. But as the Patient is priority the nurse takes this responsibility and does her best to respectfully bring to awareness the needs. She helps set up a Plan with the Doctors, Case managers and many other valued members of the health team.


Often a Spouse will try to take a lot of the load on themselves and they often get burnt out and put themselves at risk of physical and emotional exhaustion. There are many Palliative resources that can alleviate the stress and help improve both client and Family members safety. For example and older woman trying to help her palliative husband to the bathroom is unable to support him if he would fall and the risk of them both ending up with a detrimental injury is high! The care giver in this case the wife would be of no further help if she ended up in hospital with a broken hip for example. This can be avoided with getting a helper in for transferring the client or for daily care like getting bathed etc.


Helping the Client and Family become aware of the help they can get and being positive with them as much as possible Speaks Hope were things seem Hopeless!


It Is always good to talk and ask as many questions as you need to. You can only get more information to help relieve your overwhelmed feelings if You are in this situation.


Monday, October 17, 2016

Baby strollers tips and advice

You have just learned that you are expecting a bundle of joy and now you need to begin getting the things your baby will need. If this is your first baby all the decisions you need to make may seem overwhelming at first.


One of the biggest purchases you will need to make is about the type of stroller you will use for your baby.


There are so many different types of strollers to choose from and one of the first things you need to do is determine your budget. There are strollers that can cost as little as $10.00 or as much as $400 and up. The lower end strollers are generally the very light weight umbrella strollers. The advantage to these strollers is the fold nicely and can store almost anywhere. As the price gets higher the features and quality of the stroller may increase.


Strollers can come with a variety of features. What is important to you? Do you want a convertible travel system or a stroller that is just that and a car seat? There are travel systems that include a stay in the car base, an infant carrier/car safety seat, and a stroller frame for the infant seat which it is attached. These are great especially when your baby is newly born.


Strollers have a play tray that has insets for a bottle or juice cup. Many have canopies with a vinyl window so you can keep an eye on the baby. The brake on most strollers now are attached to both rear wheels and is easily applied with your foot and some also have a wrist strap brake that is used in conjunction with the foot break. It gives extra safety when you are stopped and the stroller won't 'roll away' while you have the strap.


There is usually a large storage basket under the seat(s) of the strollers and many strollers now are coming with a parent tray that is place over the handle bar. It has a spot for a cup of coffee or a soda, a place for your cell phone, your keys and a place to hold a snack.


Handlebars are now height adjustable on most strollers and are reversible moving from either the front to back or vice versa. The height adjustable feature is a great saver on the back the reversible handle can help you see your baby while he rides if necessary.


The seat is the next consideration. Does the seat recline and if so will it recline enough so that your newborn can lie almost flat? Is the seat well padded and will it be comfortable for your baby? Is the seat padding removable for washing?


Most upper end strollers come with blankets that can attach to the seat with snaps. These blankets make your baby's stroller like a bunting on wheels. Rain hoods are also detachable and can be used to protect your baby from harsh sunlight and winds.


Here's another twist your decision about a baby stroller. Your friend has an almost brand new stroller that you can have for free. She agrees to have it cleaned and ready for you. Is a used baby stroller a safe choice for your baby? It can be a very good choice for you and your baby, however there are some things you really need to look over before you place your precious one in it.


The frame - there should be no dents, cracks, or gaps in the frame. All bolts and screws must be in place. Anything less could cause an accident and seriously hurt your baby. Are there sharp spots on the frame? Are there any screws loose or sticking out that could cut your baby? Is the handle bar joined properly to the frame?


The wheels - are they solid or do you need to look for leaks in air pressure in them? Are the wheels worn? Do they need replacing? Do the wheels turn, as they should? Are the axels straight? Does the brake operate properly; that is, do they hold when applied?


The seat - does the seat hold its position whether straight or in the reclining position? A seat that does not hold the position well could seriously injure your baby. Is the lining clean or does it fit the frame properly.


There are all kinds of options styles and types of strollers. There are multiple seat strollers for twins, or more children. There are a variety of seating arrangements side by side seating, tandem seating with one seat behind the other, and stadium seating (tandem seating with rear seat raised above the front) allowing the second child to be able to see more than the back of a head. There are jogging strollers (one wheel out in front and two rear wheels). The jogging strollers also come with multiple seating.


Used or new enjoy your outings with your baby or children.


Nia24 - an exciting new tool for improving skin health and appearance

NIA24 Improves Effectiveness of Other Skin Treatment Products


Not only does NIA24 work well used on its own, it can play a useful supporting role in other skin regimens. By strengthening and repairing the skin, NIA24 products can form an effective addition to other treatments like retinoids (Tretinoin, Retin-A, etc) and glycolic acids. Many users find that the use of retinoids and similar products to be irritating to the skin. The improvements of the skin’s barrier function that NIA24 products yield improved tolerance to retinoid product therapy, resulting in a more comfortable course of treatment for the user.


Additionally, NIA24 has been proving itself to be a valuable addition to dermatologist and medical spa treatment such as photo facial, IPL and resurfacing. Adding NIA24 to IPL therapy has been observed to result in a greater degree of improvement than resulted from only the IPL treatment alone. Patients were evaluated in terms of hyper pigmentation, redness, skin texture and overall appearance, and the patients who used NIA24 products in combination with the IPL therapy showed noticeable improvement over those who received only IPL alone.


Skin Looks Better on the Outside Because it’s Stronger on the Inside


NIA24 simulates the skin natural barrier functions, making the skin stronger and more resistant to damage. NIA 24 products help reduce visible signs of aging such as brown spots, hyper pigmentation and lines associated with sun damage. In as little as 90 days, patients reported dramatic improvements in their skins tone, texture and appearance.


Current research suggests that not only do the NIA24 line products help to strengthen and repair existing skin damage, they may actually help protect against future damage. The skin’s barrier layer is improved and thickened, providing healthier skin that is stronger, firmer and more vital.


NIA24 Products May Reduce the Risk of Skin Cancer


Research indicates that not only does NIA24 improve the aesthetic appearance of the skin; it may actually help to prevent the development of skin cancer. Recent studies indicate that the therapeutic application of topical niacin (such as the patented Pro-Niacin ingredients found in the NIA24 product line) may actually work to help protect and repair the skin’s DNA. Researchers theorize that this protective action helps minimize the risk of developing skin cancer.


Sunday, October 16, 2016

What to look for in an instant life insurance quote

What to look for in an instant life insurance quote can be summed up in one word: thoroughness. Most folks search for instant life insurance quotes online (after all, what’s quicker than the Internet?), which means you’re not likely to talk with a live insurance agent until the quote process is complete. So, you want the most accurate quote possible and an accurate instant life insurance quote is only possible with tons of information from you.


The obvious information you’ll be asked for when searching for an instant life insurance quote is personal information such as your age, gender, weight, height, tobacco use, and your state of residence (the database needs to find life insurance policies available to people in your state).


Your instant life insurance quote will also be based on the amount of coverage you want, how long you want the coverage, and how often you intend to pay your life insurance premiums (i. e. monthly, quarterly, semi-annually, or annually). Too, your quote will be affected by your rating class (i. e. Standard, Standard Plus, Preferred, or Preferred Plus). Your rating class is determined by your risk factor. Don’t worry if you don’t know your rating class; the website you’re using to look for your instant life insurance quote should provide information or some kind of tool to help you figure it out.


Once you submit your information, you should be provided with a list of life insurance companies, policies, and quotes you’re eligible for. Don’t jump blindly into any of these components; make sure you’re also provided with thorough information about each company (contact information, financial rating, features, additional options, etc.). Check each one out, and contact the company that provides the instant life insurance quote that appeals most to you.


Contacting the insurance company personally to apply is fine; however, the website you’re using should also provide you with the option of applying online or via postal mail.


Chinese black tea information

Also called by many as ‘red tea’, the Chinese black tea has been enjoyed by the Chinese tea drinkers and the world for centuries. Its popularity is even soaring these days and I guess the primary reason for that is many believe that the Chinese black teas harbor profound and promising health benefits.


Chinese Black Tea Basics


As the name implies, the Chinese black tea originates in China and has long been used by the Chinese as part of their daily meals.


The brewed black tea ranges from reddish brown to black in color. According to some resources, one of the most obvious characteristic of the Chinese black tea is that it mellows with age and grows richer and deeper in flavor. The vintage black teas in particular are deemed superlative, boasting flavors and aromas that conjure up the same adjectives used to distinguish fine wine or whiskey.


Storing Chinese black tea is simple. It is usually kept in a well-ventilated place and the tea requires no temperature regulation. Also, unlike the other teas, Chinese black teas come in compressed cakes with a variety o shapes and sizes. It could be round, square, and even bamboo-like tubes.


Types of Chinese Black Tea


According to different processing methods, Chinese black tea can be divided into three different types:


1.Souchong Black Tea – This is a unique type of black tea that grows at the Wuyi Mountain City in Fujian province. According to some experts, the pine-smoking fragrance of Souchong black tea is much different from any other black teas in the world. And, according to different producing area, this variety can be classified into four types:


• Tongmuguan Souchong which is produced in Tongmuguan county


• Lapsang Souchong, produced in Chong’An, Jianyang, Guangzhe


• XingChun Souchong, produced in other areas which around Xingcun town of Chong’An county


• Smoking Souchong, which is not from Wuyi Mountain City


Of these mentioned subclasses, the Lapsang Souchong is considered the best, offering longan flavor. The Smoking Souchong, on the other hand, is made from low grade congou back tea and is processed by imitational method as other Souchong black teas. Also, the smoking fragrance of this type is exactly coming from the burning brushwood of pine plant.


2. Congou Black Tea – This Chinese black tea type evolved from the Souchong variety. The most famous congou Chinese black teas include the Qihong of Anhui (Keemun black), Dianhong of Yunnan, Suhong of Jiangsu, Chuanhong of Sichuan and Huhong of Hunan.


3. Broken Black Tea – Finally, this type is also called “graded black tea” for the reason that there is international uniform grading standard for this type of Chinese black tea. Well, according to different shapes, the broken black tea us classified into four subtypes: the whole leaf black, with short strip shape; broken leaf black, with small grain shape; fannings black, with small slice shape; and dust black, with powdered shape.


It is interesting to know that the origin of Chinese black tea is Chong’An, Fujian. This place is actually the city of the Wuyi Mountain today. In souchong black tea was firstly manufactured in the Wuyi Mountain in the last of 18th century. Following that, the congou black tea came to life. Since then, the manufacturing technique of black tea was brought to Jiangsi province, then to Keemun.


Friday, October 14, 2016

Self hypnosis and hypnotherapy an article for therapists

For me Self Hypnosis and Hypnotherapy go hand in hand when I am treating clients. I see them as completely complementary of each other and a must for greater success and empowerment of the client.


Each and every client that starts Hypnotherapy with me first learns that art of Self-Hypnosis. This doesn’t mean that they get a tape or a cd to listen to, but they actually learn the process without the need for any recordings.


This is REAL empowerment.


My theory is that if a client comes for smoking and in a few years time they are struggling to lose a few pounds, they shouldn’t have to turn back to me, but use their new skill of Self Hypnosis to tackle it themselves.


My other goal is to get a client to a place where they feel that THEY have made the change – thus allowing them to be their own hero and not me. This is so important as with this attitude they begin to take charge and begin achieving even more great goals in their lives.


So how do you teach Self Hypnosis in just fifty minutes so that they client goes away feeling confident and motivated to practice?


First I do Chevreul's pendulum and explain how there is a mind/body connection. So as we imagine our bodies relaxing that they will just relax the same way that the pendulum swings when we imagine it doing so. This is an inevitable response and will always occur if done correctly.


Then after this I may sometimes do a short ‘eyes closure’ induction and then the sway test all while standing with the client. This really confirms to them the connection between mind and body as they can actually feel the relaxation in their eyes and body.


Then I would have the client sit in the chair and do a short landscape induction. This is something that I have created and added to each client’s induction to help with imagination. Unfortunately I can’t cover this process all here as it would take too long.


After this I use the Self-Change Hypnosis induction, which has three key elements and then onto the post hypnotic suggestions.


I take about twenty minutes to do this.


Then I encourage the client to do the first element of the Self-Change Hypnosis induction for themselves and I do the rest, thus allowing them to experience Hypnosis for a second time in the same session. Then after that we do a third round of Hypnosis with the client doing the whole of the Self-Change Hypnosis induction and giving themselves some post hypnotic suggestions.


Using the Self-Change Hypnosis means that if is foolproof for the client to learn.


Well I hope that you have enjoyed this article and have gotten something from it.


Thursday, October 13, 2016

How to get cash back on almost every online purchase

Shoppers are buying more and more online and just as there are cash back credit cards where you get cash back on every purchase you make with the credit card, there are also cash back shopping sites where you get cash back on every purchase you make through their sites. Although cash back credit cards typically only give you 1-2% cash back, cash back websites usually give 3-10% cash back on purchases with some going as high as 30%.


Things You'll Need:


• Computer


• Internet Access


• The desire to save money on your online purchases


Instructions:


STEP 1: Find a cash back shopping site by either doing a search in your favorite search engine or go to my personal favorite which is CouponCactus. com.


STEP 2: Sign up for free membership. These sites make money on your purchases too so there is no need for them to charge you a fee for their services. If they try then go elsewhere.


STEP 3: Search for the store you wish to purchase from (most cash back shopping sites have 800 or more stores) or by the category from which you want to purchase like flowers or men's apparel. The cash back rate for each online store will be listed in their store list and usually range from 2-25% depending on the store.


STEP 4: Choose a coupon or link and click it to go shopping at the store of choice.


STEP 5: Shop as you normally would online and proceed to checkout.


STEP 6: If you had clicked a coupon with a coupon code then enter it during checkout.


STEP 7: Within the next week or so the cash back from your purchase will be reflected in your account on the cash back shopping site you chose to join.


STEP 8: You will accumulate money in your account until payday. Usually they send out a check once every few months.


Overall Tips & Warnings:


• Choose a cash back shopping site that also provides good online coupons that can be used in conjunction with cash back rebates. Quality is better than quantity. Many sites never remove expired coupons.


• Choose a cash back shopping site that has a good referral program. Some sites offer $5 to sign up or to sign up a referral member but you only get that money once you make more purchases and you only get it once. Some have much better referral programs where you make 25% commissions on the cash back that you referrals earn for as long as they are members. Referrals are members that join because you sent them there.


• To receive cash back you must purchase from the browser window that opened when you clicked the link on the cash back shopping site.


• If you normally shop at an online store not listed on your preferred cash back shopping site then send them an email to let them know before purchasing. Many times they can add them and you can save on your purchase.


• Keep track of the purchases you make to be sure you are credited for the correct amount of cash back on each purchase. It can take anywhere from 1 to 90 days for cash back to be reflected in your account depending on the individual store's policy for reporting commissions as well as the cash back shopping site you are using.


What is the use of discount coupon book

:
If I ask you would you like to have a good deal while you shop, dine or travel? I’m sure your answer would be yes. Therefore, you can make huge savings while you purchase food items, grocery, stationery, apparels or visit different attractions of a place. The best way to make a good deal and save money on your purchases is discount coupons. Many big companies offer good savings and rebates on these coupons.

How to get discount coupons?

1. You can get these discount coupons through different websites. Here you don’t need to clip the coupons from newspapers or magazines and you just have to print the online coupons from your computer. Many of these coupon companies offer huge discounts and savings on restaurants and entertainment all over the country.

2. Discount coupon is also available through newspapers and magazines where you get these coupon advertisements. Here you need to take off the coupon advertisement carefully out so that you can use them later.

3. If your friends or relatives hold any of such coupons, you can easily borrow from them or necessary can exchange them with the coupon you hold as per your needs.

4. One great way is to purchase an entertainment book which is actually a restaurant and activity guide providing you special discounts and offers from many of the finest restaurants, hotels and attractions across different places. Entertainment book is usually available through fund raising groups or organizations as fundraisers. The companies, businesses or restaurants incorporated into these books are not paid members. They are listed on the basis of awards, reviews and personal recommendations. This book is a good source for fund raising because there is no upfront cost, it is issued on consignment, unsold books could be easily returned, everyone knows about it, promotional materials available at no cost.

To find more visit our recommended website entertainment-coupon-book-2006.info

Wednesday, October 12, 2016

Choosing the right bodybuilding supplement

Before wasting your money on a pile of bodybuilding supplements you really need to work out what you are hoping to achieve. Don't lose sight of the fact that sound nutrition forms the basis of any muscle building program and no amount of supplementation with the latest and greatest products will make up for bad eating habits. The bottom line is, bodybuilding supplements should be used IN ADDITION to regular food, not INSTEAD OF it.


Now that we've got that out of the way, let's go on to think about what supplements could be of use and this is something that can only be determined by your physical and performance goals. Don't make the mistake of copying your training partners or believing all the garbage spouted in magazine ads. Decide first what you want to achieve and then choose the supplements that will help you reach your goals.


To help you make an informed choice, the most popular and useful bodybuilding supplements available today are listed below, broadly divided into two goal-related categories.


Determined to build muscle? This cannot be achieved without dedication, sheer hard work and sound nutrition. With a solid foundation in place you can help the process along with supplements like creatine, whey protein, prohormones, testosterone boosters and amino acids.


Need to lose fat? There is no point in building awesome muscles if they're covered by layers of fat. Once again, the key to success is hard work but you can boost fat loss by using products from supplement categories that include fat burners, stimulant-free products, appetite suppressants and carb blockers.


Many more supplements are available to support your bodybuilding endeavors. These include energy boosters and products aimed at enhancing the condition of your mind and body. As we progress through this series of articles we'll look at each of these in turn.


Prenatal movement and parental response - i can feel my baby move

“I think I can feel my baby move,” Whitney said, her dewy blue eyes wide with anticipation. Her voice rose at the end, turning her sentence into a query. She was a few weeks shy of the second trimester of her second successful pregnancy. Exuberantly curious, she sought validation for her awareness. Whitney was more confident with this baby than her first, but on the issue of whether or not she in fact could detect her baby’s movement, she was uncertain.


The delivery of Whitney’s first child was by caesarean section. At the time, and now in retrospect, she questioned the procedure. It had evoked a prolonged and recurring experience of loss. She knew that she wanted to deliver her second child vaginally, and that her doctor would object.


These were the thoughts dancing in Whitney’s mind when she inquired about feeling movement. She pushed them aside to be attentive for her doctor’s response.


“No, that’s not possible. It’s probably just gas,” Dr. Carlson said, with a sweet, preoccupied smile.


Whitney genuinely liked her doctor. She knew that Dr. Carlson was a good physician, and that she too was a mom. Dr. Carlson had returned to her career after the birth (by caesarean) of her own daughter. Whitney, on the other hand, had gone from being a successful businesswoman with a top salary to being a full-time mom. She loved it! It was not Dr. Carlson’s professionalism or commitment that troubled Whitney; it was what she suspected Dr. Carlson did not know about a mother’s capacity to feel her connection to prenatal life and development.


Whitney had learned how to be sensitive to her body and to her own feelings since becoming a mother. She had also made it her job to learn about the latest discoveries in embryology. Ironically, her baby’s caesarean delivery was the impetus for her increased awareness. It had catapulted her into a passionate quest for the truth about early life, her own as well as her children’s. She was disturbed by the air of secrecy blowing around the cloak of authority that she encountered in the medical world.


Whitney had also learned the essential parenting practice of sorting her feelings and sensations until she understood their frequently hidden meanings. This was the route to self-empowerment. She was reclaiming what she felt she had lost during the delivery of her first child.


She knew she was looking for supportive mirroring from Dr. Carlson about her baby’s movement, but when she did not get it, she reflected on this instead of reacting to it.


Moments later Whitney determined that only she could address her uncertainty about her baby’s movement. When she inquired inside, the answer was definitely, yes, she could feel her baby move. In her first pregnancy, she would have accepted her doctor’s response. Having traversed the painful territory of post-partum depression that she now correlated specifically with the unnecessary caesarean, Whitney had become much more confident in her feminine wisdom. She could honor her hormonally endowed attunement to herself and her child. She was alert to her own tendency to collude in an institutionalized disempowerment of mothers.


As she reflected further on Dr. Carlson’s response, Whitney wondered what kind of relationship she could have with a doctor who did not trust a mother’s experience. Whitney dialogued with her unborn child. Silently, but with passion, she said to her baby, “I recognize your movement and I love it! I’m sorry I was not more confident earlier.” Her baby moved, subtly but clearly, spreading out, stretching with relief in utero.


“Movements of the embryo and fetus are a fundamental expression of early neural activity,” says embryologist Jan Nijhuis in his groundbreaking book Fetal Behavior. “The fetus of 8-10 weeks post-menstrual age moves spontaneously in utero under normal circumstances.”


Prenatal movement in the first trimester, and then the patterns of movement that form in the second trimester, are the expression of the developing baby’s nervous system. This primary neurological unfolding is nourished and enhanced by parental awareness, dialogue and subtle touch on the mother’s body that communicates to the baby. The entire family can participate in this encouragement. The knowledge of how to do this is inherent in each of us. It is part of the magnificent design of the human being. Excellent education is now available to stimulate and sustain this natural wisdom. Awakening to, trusting and acting upon our innate human connection is the joy of parenthood.


Prenatal movement is preparation for neonatal activity. It is also warm-up for the marathon of labor and delivery. It is designed to result in the baby’s thrilling victory of entry into the arms of a world already sensed and perceived.


Movement patterns in prenates are replicated in neonates, demonstrating the continuity of neural behavior. The human fetus sleeps, breathes moves, eliminates, and feels, sees, cries, initiates and responds. He or she is acutely sensitive, as a result of constantly expanding neurological capacities, to the surrounding environment and its vicissitudes.


The prenate communicates its experiences the only way it can: through motility. Eye movement, heart-rate, respiration, gestures, and elimination patterns speak volumes about the individual prenatal world.


Regularity of movement can be a sign of health whereas deceleration or lack of movement can signal distress or concern. Certain fetal movements may convey discomfort. By noticing movements or their absence, the family can come to know its new arrival and begin, well before birth, to integrate the baby into the family. Prenatal consciousness is neurologically organized to be present, alert and receptive. The unborn baby delights in recognition.


The question of whom and what the baby in utero actually is and what he or she is capable of doing can best be answered by a respectful collaboration between scientists, parents and people who remember their own prenatal lives. Optimally, these three categories can be combined. Scientists, like me, who are passionate about the role and function of very early life in holistic healthcare, are building the case to demonstrate that prenatal life is, in fact, the basis of all health.


Immune function, structural development, spiritual wellbeing, relational health, confidence, and the capacity to respond to change and threat in a balanced way are all formed by what transpires in utero. Embryology bears this out. Of all the populations that will make the best use of this information, parents, I believe, are the most significant..


The personality of the unborn baby is present and engaged with its family from virtually the moment of conception, and some believe even before. The baby is not only interacting, he or she is a full time student, constantly learning and creating the blueprint for a lifetime of physical health, relationships and motivation.


All relationships flourish with authentic and frequent communication. This is as true for prenates as it is for husband and wife, and for parents and children of all ages.


I am reminded of a story reported to me by a young friend who attended a conference where insights into prenatal health were discussed. He was inspired by what he heard. Soon after, he discovered that friends of his had been told that their baby was breach and that a caesarean was scheduled. This young man immediately went to their home, sat in front of the mother’s pregnant belly, and begged and pleaded with the baby to turn. He spoke with full commitment, faith and insistence. The baby turned and was delivered vaginally.


What does embryology say about the prenate’s ability to hear and respond to auditory communication?


Neonates as well as prenates, until relatively recently, were regarded as being deaf as well as mute. Beginning in 1977, however, research demonstrated that the fetus responds to sound from at least 12 weeks in utero and perhaps sooner. Certain sounds, like the mother’s heartbeat, elicit strong responses. The mother’s voice is decidedly heard, as well as the voices of others in the environment. This is supported by the discovery that neonates prefer the sound of their mother’s voice to other sounds.


Auditory sensory mechanisms begin developing during the fourth and fifth week in utero and continue to completion by about the 25th week. At the early stages, however, the baby can hear. A study involving invasive sound at less than 24 weeks of gestation revealed that after hearing a loud and shrill noise that evoked initial dramatic fetal movement, the fetus stopped responding completely. The overwhelming invasion resulted in fatigue and collapse. The fetus learned it was powerless to stop the invasion. The method of the study disturbs me but I hope we will learn from this and stop such painful experiments. However, we can take this knowledge and use it to protect our own prenates from auditory assault!


How do babies reveal their memories post-natally? Long term studies conducted by Italian psychologist Alessandra Piontelli and published in her book From Fetus to Child show that babies who are frightened and insecure in utero and who demonstrate this through their behavioral states, do the same thing at five years of age and older.


Whitney’s experience of her first son’s memories of his caesarean birth supports this theory. In the midst of storytelling, Timmy said “Will our new baby have to wait to come out instead of pushing, the way I did, Mommy?” At first Whitney stared at her son in amazement, and then she acknowledged his wisdom, just as she had learned to acknowledge her own.


“Was waiting hard for you?” she asked her son. “It was very hard,” Timmy replied. “I don’t want my baby to have to wait.” “OK,” Whitney said, “I’ll do my best so there will be no waiting this time.”


Whitney learned how her child’s embryological behavioral states continued into the birthing process when she went into labor. The process slowed just when it should have intensified, causing even her midwife to consider going to the hospital. It was deja vu for Whitney and her family.


“It’s OK,” Whitney told her family and midwife, turning the tables on her team. Weren’t they supposed to be reassuring her?


“My baby is just concerned,” she declared, smiling. “We need to have a conversation.” Her body provided Whitney with the truth she trusted. Her baby could and would decide the time of birth.


Whitney closed her eyes and commenced an internal dialogue in which she encouraged her child to continue to journey forward and inquired about what the difficulty might be. Her communion was a show stopper for everyone.


“What’s he saying?” Timmy blurted out, unable to control himself. He had always known he had a brother in there!


“He says that he doesn’t know if we will have time for him because we are all so busy. He’s not sure we really want him,” Whitney said softly, looking directly at her husband.


“Is that just you talking?” Blake asked, dumfounded.


“He’s been listening, watching and learning,” Whitney answered, her face radiant in the greatest certainty she had ever known.


“OK,” Blake said, tears streaming down his face. “I’ll spend more time at home. I really want to.” By this time he was sobbing.


The baby’s response was the biggest contraction Whitney had ever felt. Within thirty minutes their baby was born. They named him Micah, the merciful messenger.


Dating tips for the timid

There are some timid, shy people around which have difficulties to make an open chat with new singles, they typically need additional time to adjust to the situation. An uncomplicated convenient answer for them might be to go out on a first date to the movies hence to get used to the presence of the new date, without the obligation to talk. When you come out, you might talk about the movie you Just both watched.


An additional notion, if you're shy about making a chat, is to ask your date on herself. It'll serve to show that you're interested in learning about her, as well as remove part of the pressure of talking, off you, until you're more comfort. By making them do the to talk you may feel less stressed and eventually you will relax adequatly to talk about yourself.


Last point, take into account that Most humans love to talk mainly all about their life, actually, what they would like most is someone that would hear them attentively, therefore if you are a good listener you will find A lot of people feel most at ease with you.


Remember, you should do anythging you can to put your shyness in the corner, otherwise it will put you in the corner...


Saturday, October 8, 2016

Detroit michigan

Once just a part of a prime trading route from the Great Lakes to other popular posts, Detroit, Michigan is now a bustling city with hundreds of thousands of occupants and activities and attractions galore. With so many attractions to be found in the Detroit area, it is no wonder that many people choose Detroit as their vacation getaway destination.


Detroit, or the area known as le Detroit, first gained attention from the French who were establishing forts at strategic locations to keep the British from moving West. Seeing that the surrounding Great Lakes and rivers provided easy travel from many major points, the French decided that this was a prime location for a French Settlement. The first settlement at this location, established in 1701, was called Fort Ponchartrain and was home to 100 souls. Today this great city is most popular not for the French fort that was established there but for the production of motor vehicles. There are more than 950,000 in this settlement which is now fondly referred to as The Motor City and a host of things to see and do. Here are just a few:


1. Detroit Institute of Arts. The Detroit Institute of Arts is believed to be home to one of the best art collections to be found in the United States. Here you can find everything from modern art to mummies and African masks. With more than 65,000 pieces, the Detroit Institute of Arts is a must see on your Detroit vacation getaway.


2. Motown Historical Museum. This museum features photos, costumes, artwork, music and other Motown memorabilia all housed in the original house where Berry Gordy lived and where many of the Motown hits were recorded.


3. Detroit Historical Museum. This museum is home to The Motor City Exhibition. Here visitors can learn the whole story associated with the city of Detroit and see, step by step, how a Cadillac is assembled.


As you can see from just these few examples, there is a lot waiting for you in the fascinating city of Detroit, Michigan. Why not make your next vacation getaway destination The Motor City?


Thursday, October 6, 2016

Debt consolidation loan a life saver in the sea of debt

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Debt problem has become a serious problem in the UK. People are taking out all kinds of loans – secured loans, unsecured loans, personal loans, car loans, home improvement loans, etc. People are using their credit cards recklessly. Personal loans and credit cards charge a very high rate of interest. More and more people are now filing for bankruptcy. Personal as well as corporate insolvencies are on the rise. If you are also suffering from a severe debt problem, then you must start thinking about debt consolidation.

Debt consolidation is required when you are no longer in a position to repay your loans and , credit card dues. The rate of interest is very high and the interest keeps on accumulating. The original loan amount is not such a big problem but the interest burden becomes too much to bear. In this situation, you need to take out a debt consolidation loan. It helps you to avoid bankruptcy.

The biggest benefit of a debt consolidation loans are that it reduces your interest burden. The rate of interest on a debt consolidation loan is lower than the rate on unsecured loans. This allows you to pay small monthly installments. A debt consolidation loan can help you manage your debt more easily as you will have only one creditor to repay the loan to.

Apart from benefits, debt consolidation loans also have some disadvantages. If a debt consolidation loans are secured against your property, the lender may repossess your property if you fail to repay the loan. If you take out a long term debt consolidation loan, you will end up paying a large amount of interest. When you consolidate your debt, you repay your existing loans before the expiry of their loan period. Some lenders charge early repayment penalty.

Debt consolidation loans are secured and unsecured. Secured debt consolidation loans are secured against a property. If you are a homeowner, you can use your house to obtain a debt consolidation loan. You can also get a personal loan, which is usually unsecured, to consolidate your debt. The rate of interest on secured loans is lower than the rate on unsecured loans.

Purchasing property in mexico - faqs

Does the Mexican government own my land if I purchase land in Mexico?


Due to recent trade agreements made between the United States, Canada, and Mexico, called the North American Free Trade Agreement (NAFTA), and bank trusts, called Fideicomiso, foreigners are allowed to purchase land in Mexico. American Title companies are also involved in the purchasing process, allowing for secure transactions.


What is the North American Free Trade Agreement?


In 1994, North American Free Trade Agreement (NAFTA) between the United, States, Canada, and Mexico was formed as the world’s largest free trade area, allowing for purchasing land safely in Mexico. The agreement allows for economic growth and rising standards of living in these three countries, while establishing a strong foundation for future growth and setting an example of the benefits of trade liberalization.


Today, nearly 1.5 million Americans own property in Mexico. As a foreigner, the buyer can obtain all the rights of ownership by setting up a bank trust, similar to a US family trust, known as a Fideicomiso.


What is a Fideicomiso?


A Fideicomiso makes a buyer the beneficiary of the purchased property, allowing the buyer to use, lease, sell, will, improve or encumber the purchased property. The Trust does not give direct ownership to the foreign beneficiary. Instead, it establishes the legal basis by which the bank holds the legal title to the property in order to act on the foreigner’s behalf.


The Foreign Investment Law, which was amended in 1993, allows the trust to be established for a term of 50 years and is renewable anytime during its existence. The beneficiary can instruct the bank to sell or lease the property at any time. The bank (trustee) holds the trust deed for the person who purchases the property (beneficiary). The property is not part of the bank’s assets and cannot be liened or attached for any other obligations.


Why was a trust system established?


The Mexican government established the trust system as a protection for foreigners interested in owning property in Mexico. By making ownership pass through the trust process, the bank is required to check ownership, insurance, and liens against the property. There would be an automatic review of the transaction, thus ensuring valid ownership and no outstanding indebtedness of the property


When is a bank trust issued?


Bank trusts are established by a Mexican Notario (Notary), following the receipt of a permit by the Minister of Foreign Affairs. This procedure is routine due to the large number of foreign property owners. The forms are standardized and the entire process is usually completed by the notary as part of the closing procedure


How does First American Title Company ensure property purchased in Mexico?


First American Title Company works to ensure that any claims will be handled in the U. S. without the buyer having to go through the Mexican court system. That means that the title agency will stand by the buyer in response to a challenge to the buyer’s title in Mexico.


First American was the first U. S. Company to issue title insurance policies on Mexican land and it is the most used agency. Its agents are experts in Mexican law, property ownership and transfer system. First American Title Company has been facilitating complex commercial, industrial and residential real estate transactions throughout the country for over twenty - five years. The agency is directly involved with property purchasing for The Pointe de las Conchas.


How to take pictures in the dark

Introduction


Have you ever taken a picture of a cherished moment only later to discover it did not develop well because of the lighting? This will never happen again.


Advancements in sensor technology are transforming the quality of digital cameras. Sensors will enable the camera to be two to four times as sensitive to light compared to what is currently available. Photographers will produce higher quality pictures in low lighting situations.


The current status


Flashes are currently used to add more light to a scene, but they may not always be effective or appropriate. For instance, photos are prohibited in some indoor venues because the flash may take away from the participants of the event. Due to the progression of light sensors, taking a picture indoors will produce better results and may promote the usage of cameras in more venues.


Out with the old


The new technology builds upon old technology, which works as follows: Red, green, and blue pixels work in conjunction with an image sensor to collect more light to produce a quality picture. Half of pixels gather green light, while the remaining pixels collect red and blue light. The inner software then reconstructs a full-color signal for each pixel.


In with the new


The sensor innovation introduces a fourth pixel. It is sensitive to all colors, so all wavelengths of light go through and are detected by the pixel. The pixels are highly sensitive because they do not filter out any light. The panchromatic pixels are used to harness the amount of light and the color pixels are used to procure the final image.


Conclusion


This sensor technology will revolutionize how we take pictures. It enhances the quality of the picture and grants more opportunities to take great pictures at times when it has previously been less than optimal to do so.


Wednesday, October 5, 2016

Email marketing and clean windows

Terri exits her vehicle and makes her way to her favorite shopping mall. Once inside she meets her best friend Carley and they stopped for one of those hot pretzels with dipping sauce while they catch up on their week. It starts to rain so the two spent more time in the mall while they waited for the storm to pass. In that moment both were glad it had rained because it gave them time to visit while shopping, but as is typical sunshine often follows rain.


Terri draped her bags over her arms and ventured back to her SUV. She used her keyless remote to open the door and entered the driver’s side and buckled up. That’s when she noticed it.


The front window was multi-colored as sales flyer and handbills oozed color onto her windshield. She tried using her windshield wipers to clear off the debris, but it simply smeared the mess over the entire surface of the window making the mess more pronounced than when she started.


“Why would someone do this to me?” she said as she slapped her fist against the steering wheel.


To be fair, the individuals placing the flyers on the windshield probably didn’t know rain was coming and there certainly were more flyers than Terri was used to seeing, but the end result was a potential consumer who would never think of purchasing a product from whoever made a mess of her SUV.


This story is a bit like unwanted email marketing. People who are new to the Internet typically think of their email box as an extension of their mailbox. The hope is that the mail received would be beneficial and personal. The belief is that email is reserved for people you actually know who will send you electronic mail that you are thrilled to receive, yet time after time emails come from people and businesses they don’t know selling products they either don’t want or would never use and the email recipient becomes a very unhappy camper and are often disillusioned about the personal nature they thought was associated with email.


It’s as if the colorful email marketing is smeared across their computer screen and they wonder, “Why would someone do this to me?” In this type of case there is the underlying feeling that their privacy has been compromised. Some may even shake their heads wondering how anyone even found their email address.


This scenario emphasizes the need to provide an opt out methods for email marketing, but it still has the feel of junk mail, telemarketers or colorful flyers stuck on the windshield after a rainstorm – an undesirable nuisance.


Many businesses are using site registration as the means of capturing email addresses. When a customer receives email marketing from these businesses they should already know about the business and their products or services.


This type of email marketing is much better received and carries with it both goodwill and a measure of trust. You may start with a smaller list, but the recipients tend to like you better.


Do you use your time wisely

When I was younger, I never considered the importance of time.


I just laze around, watching TV, lie in bed, and play video games.


As I grew older, I thought about the things that I have achieved. To my surprise, I haven't accomplished a lot.


I resolved to myself that I will do things that will contribute to the benefit of mankind and to myself!


I studied very hard and learned a lot of lessons from my experience. I lacked self-confidence before, so I want to help other people overcome this predicament.


I urge YOU now to make the most use of your time! It may be joining a fundraising organization, you may also learn new skills or crafts.


Create a goal and go for it!


Don't be a couch potato. Don't just sit around and be contented with the monotonous patterns of your daily activities.


Do something nice and give all your best to the fulfillment of a worthwhile endeavor. It will give you a very deep sense of happiness and satisfaction.


Some people complain that they don't have enough time to take action on their goals. They have to go to their 9 to 5 job, then - when they come home they feel so tired, all they can think about is watch TV, eat and sleep.


I'm not saying that leisure is a no-no. In fact, everyone should take time out once in a while to recharge and revitalize their energy. The key is to have a balanced life. Set aside a fraction of your time to carry out your dreams and ambitions. Reserve some time to establish healthy relationships.


Ok, I hear you: you're saying that you really just can't budget your time?


Don't panic. Here are some time management tips.


1) If possible, do more than one thing at the same time.


Exercise while watching your favorite TV show. Listen to educational tapes while waiting for the bus.


Be forewarned! Never do this if it puts you at risk or in danger; for example, don't text while driving.


2) Don't do something later if it can be done concurrently with an activity at present.


If you're going to the market to buy some eggs, think of the other things that you have to purchase so that you don't have to return again.


If you have an appointment with the dentist today and you also have to go to the bank (which is near the dentist's clinic) at any day, schedule the two activities on the same day.


3) Be organized in everything that you do.


Put labels on bottles. Put similar files on one folder. Make a list of things you have to do for the day.


You can also use your mind to organize things you have to remember.


Studies have shown that you could only retain information that fit between 5 to 9 categories at a time: this is the (7+-2) rule of the Neurolinguistic Programming.


If you have many things to do, try to group related things together.


You can combine activities such as reading books, listening to educational tapes, and watching training videos into a category such as "Education."


Then you can group swimming, playing basketball, and paying fees for the gym in a category called "Fitness". Do you get the picture?


Time is one of our most valuable resources.


Once lost, it can never be reclaimed. Use your time wisely for YOUR development and advancement – so: when you are old, you can look back and recollect the pleasant memories and deeds that YOU have achieved.


Time well spent is worth more than money!