How to clean leather

One of the first fabrics that man fashioned to wear or use, leather has been a popular material from its beginnings. Leather is a beautiful, longwearing, breathable, natural fabric that has multiple uses, i. e., clothing, shoes, furniture, luggage, and vehicle interiors. This valuable fabric is an investment that will last for years if it is treated with care. Owners want to know how to correctly clean leather products because leather can be quickly ruined if handled incorrectly.

Leather hides can be categorized as belonging to several types, depending on the process to preserve the hides. The piece of leather can be smooth, suede, dyed in a variety of ways, coated, or tanned naturally. The dye used to color the fabric can be of different types that demand different handling. A product that works beautifully on one type of leather can permanently stain a different type. It is important to read any manufacturer’s instructions to understand what type of finish was used to create the item.

There are general rules for how to clean leather, however. These rules apply to how to clean car upholstery, belts, purses, jackets or other clothing, as well as furniture, luggage, and leather shoes. All leather needs an environment that is not too wet, not too dry, not too hot, or not too cold. Any extremes in the atmosphere can cause irreparable harm to the hides.

Because leather is a natural fabric, it needs to breathe. Store leather in a cool area where it can have air circulating around it. Its color can also fade if it is kept in full sun. Furniture should be placed carefully in a room to avoid exposure to direct sunlight. Cars with leather seats need to be stored in a garage to preserve the color and to avoid permanent marks from the sun shining through the windows in the same pattern daily.

Leather can also dry out over time. Exposure to heat or direct sun can hasten this drying process. Moisture can and should be restored to the leather by rubbing in conditioners on a regular basis. This conditioning also helps leather repel some substances that might soak into a dried-out piece.

Removing stains can be a challenge on leather goods. Only use products that are specially formulated for safe use on leather. Always test the product on an inconspicuous spot to see if its use will change the color of the item. If the garment is one of a set (for instance, one of a pair of gloves) treat both items to maintain a color match. Small spots may respond to careful application of alcohol, corn starch, or cuticle remover applied with a cotton swab. This last suggestion will work by removing a thin layer of the leather, so be careful to test in an inconspicuous spot on dyed items. A water-stained garment may be saved by wetting the entire garment to attempt to match the “new” color.

An expert may need to be consulted to discover how to clean car upholstery that has unusual or extensive stains. Following a regular maintenance schedule and wiping up any spills immediately should keep the interior of the car attractive and comfortable.

Certain natural leather finishes can be permanently stained or turn a different color if exposed to too much water or other liquids. One key rule is to clean the piece immediately, before a substance has a chance to soak in or dry onto the hide. Homeowners should not panic or look the other way when their leather furniture is spilled on or marked because they are unsure how to clean it.

Leather, because it is a natural fabric, should be maintained by washing at least twice a year. This washing should be done gently, by hand. Use a mild soap or a saddle soap. Create suds in a bowl and apply the suds to the leather surface with a soft cloth or sponge. Do not use the soapy water. Be careful to keep the cloth barely damp -- not wet. After washing, buff the leather item dry with a second soft cloth. Do not try to dry the leather item near heat, as this will cause the leather to become brittle and possibly shrink. After washing and drying the item is complete, rub a good leather conditioner into the fabric. This conditioner serves to protect the leather from spills or stains, and helps keep it soft and supple. If unsure about using a leather conditioner, the manufacturer’s directions will explain how. Clean leather by hand, gently, with the proper products, and this fabric will last for years.

Why so many states are legalizing gambling

There are currently 13 states that have legalized gambling and they have over 450 casinos between those states, and they bring in 72 billion dollars a year.

From this money states get extra money for road repair, schools and many other things that a state needs money to fix and maintain.

In the last 10 years there have also been a large number of Indian casinos being granted licenses in states that do not have legalized gambling, which means the only place t gamble in those states is in the Indian Casino, and they do not pay taxes on that money.

Many states are waking up and realizing that there is a very profitable business out there that they are not getting any revenue from, and not only does it bring money into the state it also creates thousands of jobs for each casino that opens. So for a state with a high unemployment rate this means more people are working and less of the stats money needs to be spent on these people, again a win for the state and the people.

It also means more money for the state to feed kids a hot meal at lunch and the money to put new books in the classrooms and maybe to build more schools. This money is also used in some states to hire more police officers.

Legalized gambling besides bringing in more money to the government in taxes also brings money into the community gamblers will use services such as hotels, restaurants and other local attractions while they are in the area. This can bring a major boost to a small starving economy separate from that of the casino.

Another reason why many states are pushing to make gambling legal is to attempt to wipe out the illegal gambling business. Many people feel that if gambling is legalized there is no reason for people to go to sleazy and dangerous back room casinos.

These type of places are becoming harder and harder for the police to find and as soon as they do find them, they will either pack up and change locations or another will just take their place. Another bad thing about illegal casinos s that there is no one monitoring to make sure the casino is not cheating their players.

In many cases police have raided illegal casinos and found that all the table and card games are rigged for the casino to win, and if this is ever discovered the casinos operators have in the past committed murder to keep their secrets, and most people fear for their lives and refuse to cooperate with the police.

Legalized gambling is monitored to make sure both the player and the house are playing an honest game.

Do not let all of this make you think that gambling has no downside. A lot of this money has to go to treatment for people, who develop gambling addictions, and most cities with a casino do usually see a rise in crime in those areas, so more police officers are not just a luxury it is a necessity.

Seasonal fragrance

The idea of seasonal fragrances is completely foreign to most perfume and cologne wearers. Most people approach the topic as you wear what you like when you want to wear it. However there are more seasonal fragrances to help your body chemistry match the perfume note more accurately. While not applicable to absolutely every individual with every fragrance, there are a few basic standards to guide you.

Winter is a time for the more spicy colognes for men and the more oriental fragrances for women. Musky, wooded scents or an outdoor of type aroma do well in the winter as well. In winter, the metabolism slows a bit and the science of fragrance (yes there is a science) dictates that the combination of our bodies’ chemistries combined with our smell association are more inclined to prefer some scents in the winter time versus other scents in warmer weather.

Apple or distinct fruity scents are typically a woman’s spring and early summer scent while she may want to pick something less sweet when the weather turns hot. This is partially due to over active sweat glands in the summer time and our naturally desire to smell “cooler” scents when it is hot outside. For men, summertime scents involve more of an outdoor leathery scent. Spicy scents tend to mix poorly with sweat and create an unpleasant aroma.

Some perfumes and colognes do well all year long. The more subtle the fragrance is, the more it will mesh well with both summer and winter body chemistries. The fruitier scents that are blended with other aromas are good for spring while some of the floral blends are really more appropriate for winter.

There is no exact perfect match for everybody when trying to determine which perfumes and colognes are more suited for each individual season. Often you can tell what types of perfumes are more popular by the types of samples are on the fragrance counter, but each body is unique and each blend is unique to the wearer. The previous text is considered a basic guideline based on averages. Some things may not apply to your body and your perfume selection.

If you are in doubt remember that subtlety is always the best policy. Subtlety allows for a greater margin of error whether you are talking seasonal selections or trying a new fragrance for the first time. Overpowering perfumes and colognes make the small mistakes we make in the selection process stand out.

Quick tip to clear clutter

One of the best ways to put more balance in your life is to get rid of clutter. I sincerely believe that a cluttered house or office just creates disorder in your mind, not to mention the guilt you feel about how you should be spending your time straightening up instead of doing what you really want.

Start first with the mail you bring in as you come home at night. Spend a moment right in front of the trash can or recycle bin and sort it. Junk mail should be dumped right then. Pile all magazines in the same place, newest ones on the bottom. This way, when you have time to read them, you are looking at the oldest issue first.

Bills are next - who wants them staring at you in the hallway every time you come home? Open them up immediately, check the due date, and file them in some type of organizer that will remind you to pay them. Check this file weekly and pay them based on when you get paid. This way, you won’t pay them late and you won’t spend your hard-earned money on late fees.

If you spend just five minutes a day going through your mail, this will be one less chore that needs to be done on the weekend.

Common options for a grave headstone

When an individual has passed on, many are buried underground in cemeteries. With cemeteries becoming overcrowded, how will an individual recognize the grave site of their friend or loved one? A marker is generally placed at the top of a burial site.

A grave headstone is a stone marker placed at the head of the grave, otherwise known as the top. When purchasing a grave headstone for a loved one or family member, there are a wide variety of options available. Grave headstones can come as a simple flat slate or they can be a fairly elaborate marker in the shape of something or just a waist level marker. The final decision will be depend on the preference of remaining family members and the rules and guidelines of the cemetery.

Many cemetery will perform standard ground maintenance, such as moving the lawn and plowing driveway paths. Depending on the cemetery, it may be familyнs responsibility to properly care for and keep the gravestone site cared for. It is common for remaining family or friends to place flowers or keepsake memories on a grave headstone. After time, these item may die or wear away, this may be something the family may have to take care of.

An additional concern with cemeteries and gravestones is that they are not always guaranteed to be safe. Unfortunately we live in an age where violence and vandalism is on the rise. Although a cemetery will do their best of ensure the remains and grave headstone of your loved one is safe, they cannot guarantee it. Purchasing a durable grave headstone may help to reduce the risk of later having to purchase another one.

A strong and durable gravestone is not only a good protection against vandalism and destruction, it can also ensure that the head gravestone will still be standing and legible after sometime. By visiting an older cemetery, it is apparent that many of the gravestones are old and falling apart. The procedure for making a grave headstone has greatly improved, so it unlikely that todayнs gravestones will fair that way.

When an individual passes on and a grave headstone is purchased, a epitaph is usually carved in. An epitaph can be a unique quote or a religious quotation to offer respect and reflect on the life of the deceased. In addition to an epitaph, other standard information and art may be carved in the stone. It is common for a gravestone to have the name of the individual, their birth date, and they date that they died. It is not uncommon for gravestones to come engraved with religious or traditional designs. Some of these markings may include, but are not limited to, a dove, heart, flower, cross, or angel.

Picking out and purchasing a grave headstone is an important decision. That stone will forever mark and give remembrance to the family member or friend that you lost.

Indulge yourself with gevalia coffee

For coffee lovers, Gevalia is one of the favorites both for the convenience of shopping at home and a vast selection of quality coffee to choose from. Gevalia coffee became well known for giving away a free coffee pot with your first order and for shipping a different package of coffee every month for as long as you wished to receive the coffee.

Today Gevalia coffee is one of the most popular online coffee companies in the United States. If you ask around, someone you know has either ordered from Gevalia coffee in the past or they are a regular customer even today. With a variety of coffee from all over the world and flavors to treat even the pickiest of coffee drinkers, Gevalia coffee is a quick and easy way to try new coffee without ever leaving the comfort of your home to shop.

Seasonal Blends

Gevalia coffee is a perfect solution for any office or business as they deliver coffee right to you and you can order as much or as little as you need. For the more discriminating coffee drinker Gevalia coffee offers many specialty coffees including their limited edition and seasonal coffee lines. You might want to stock up on their seasonal coffee before the season ends as nobody can really resist crиme brule in the summer or pumpkin spice in the fall.

Tea and Snacks

If you need more than coffee, Gevalia coffee can also take care of you tea needs from traditional black tea to green and herbal teas Gevalia coffee offers both quality and taste for your tea. Of course neither coffee nor tea can ever be complete without a delicious snack to go with them, so Gevalia coffee offers a selection of cookies, pastries and chocolates to make you experience complete.

Today Gevalia offers more than just a coffee of the month package; they also offer a tea of the month and a coffee and tea combination along with a wonderful free gift. If you are a coffee lover and you haven’t tried Gevalia yet, now is the time to give it a try. If you are a long time Gevalia coffee drinker you might want to check out all of the new things that Gevalia coffee now has to offer. There is no better way to indulge yourself than with a great cup of coffee or tea anytime of the day or night, so what are you waiting for - give Gevalia coffee a try.

Learning about balance transfers

When you're looking at working out what new credit card to go for, there are a fair portion that make a point to offer a low rate balance transfer and low interest for the first however-many months if you switch to them. But what does that actually mean?

Ignoring any other little snazzy deals the creditors offer, if you have a fairly hefty credit card debt as it is then transferring the balance over could be a nice little way of getting the interest down for a few months.

Let's say you've wound up with $1,000 on your credit card debt. The interest on that can quite happily cost you a fairly chunky amount as it is - let's say $100. And that happens every month until you can get the amount owed down. If you're struggling to pay the interest as it is, moving your balance to a different credit card (that offers free balance transfers) and a nice, low rate - potentially nothing - on the interest on that balance for the first few months means that instead of paying off the interest, you're paying off your debt. After the first month with the new credit card you'll have paid the $100 and now only have a $900 debt, and still have paid exactly the same amount you would have if you hadn't transferred the balance over. In a few months time you can trim that $1,000 down to a much more manageable figure. So, when the zero percent interest period on your balance transfer runs out you can now afford to pay both the actual interest and still start working on getting the entire debt paid off.

The question that has to be asked is: what's the catch? If you manage it carefully, there really isn't one. Just make sure you read the small print to check any cunningly concealed charges. And make an effort to avoid any details in the contract that pull you in to a horribly drawn out and expensive payment plan, or some other issue that arises further down the line. Most of the time, though, if a balance transfer would be enough of a benefit to you for you to be considering it, then the other charges are pretty minor. It doesn't mean you can skim over them, but they're really not what the main concern with balance transfers is.

When you keep hopping between credit cards you could make some pretty nasty long term problems that won't arise for at least a few months. Why? The first time or two that you transfer the balance over to another creditor shouldn't be a problem. Some credit cards base a lot of their new customers on what they can entice over from other companies, but each time it gets noted down in your credit history. Most of the time that you transfer your balance over to another creditor; they won't be overly impressed if you leave them soon after their low interest rate has ended. Be careful with it, though, and you can save yourself a nice sum of money.

Take it easy - kayaking for fun

There are several different kinds of kayaking. Although some people like the thrill of whitewater or ocean waves, some people are looking for a more relaxing experience.

There are many differences between recreational kayaks and whitewater, ocean or racing kayaks. Recreational kayaks are built for your pleasure. These kinds of kayaks are more popular and easier to find. They are made for all skill levels of kayakers but mostly for people who simply enjoy the sport.

Buying a kayak for any of these reasons is reasonable and very enjoyable. Recreational kayaking is great exercise. It is so fun that you do not even realize that you are exercising. That's the best part. If you are an avid fisher, you might want to consider switching from a motorized boat to a kayak. Kayaks are more relaxing and disturb the water less. It is a wonderful way to relax all day.

These kayaks are designed a little differently than other kayaks. They have a bigger cockpit to make it is easier to get in and out of it. They also usually measure less than 12 feet, making them lighter, easier to handle in and out of the water, a bit slower and less expensive. But speed is not important because those who buy these kayaks are interested in leisure and recreation not speed and competition. These kayaks tend to have much less cargo space.

But that makes no difference to buyers, because they do not require extra space for a relaxing ride down the stream.

If you are looking for a new hobby or want find great scenery for your newfound love of photography, kayaking could be the solution. You are in complete control of this exciting hobby. Recreational kayaks are inexpensive and perfectly suited to the needs of leisure and recreation. Test it for yourself. You will immediately discover that it is relaxing and thoroughly enjoyable.

If you feel that kayaking is something you would like to learn more about there are several excellent resource sites on the internet. You could soon be paddling your way downstream on a beautiful summer's day, enjoying your new hobby.

How rss can explode your online profits

RSS provides you with an opportunity to give control to your site visitors over the information they want to receive from you. Though ezines and newsletters also enable the users to voluntarily sign up for similar information, your information may or may not get through the spam filters.

You as a content provider might be giving information about several things. Your clients however need not go through all of it since RSS automatically delivers the content they are really interested in. This way you can provide content catering to the personalized needs of your web site visitors.

In the same feed, you can inform users about upcoming specials, promotions, sales, updates, etc, and other news only to subscribers who want to receive it.

There are several key benefits to using RSS for your online business:

Deliver Keyword Rich Content

With RSS directly reaching the target clientele, you can now concentrate more on delivering keyword rich content that strikes a cord with readers. Quality information is what Internet surfers seek. Instead of spending hours on coming up with advertising gimmicks or the next catchy graphic, give them what they want.

Give Users a Pleasant Experience

How many times do you click on the banners, pop-ups, and pop-unders that sneak up when you visit a web site? Rarely!

More often than not, these so called marketing strategies are annoying. Readers usually click on them to close them and are in a hurry for them to go away. So why bother your prospects with all the junk?

Use RSS to save the subscribers from having to deal with such undesirable elements and offer them a clean and pleasant experience of just going through solid information.

Get Your Content Displayed on Other Sites

A constant complaint from Internet surfers is that content is not updated regularly or that a particular site is poor because it has old content. Using RSS feeds is a popular way for many webmasters to solve this problem, and keep their sites fresh.

If another webmaster finds that your content can enhance his or her web site, they most likely will add your RSS feed.

While you are instrumental in providing new content to visitors of web sites that include your RSS feed, you can also add frequent new information by including relevant RSS feeds of other organizations on your web site – a win-win situation for you, your alliances, and subscribers of web sites.

Content syndication with RSS allows web masters to stop worrying about updating their sites with the latest information. At the same time, readers can be certain of new articles and updates every time they visit an RSS supported site.

Another way of benefiting from content syndication comes from inserting your contact information and a link to your web site in your feed. This will enable interested readers communicate with you. Additionally, the numbers of inward and forward linking to and from you web site also increase thus improving your link popularity and ultimately search engine rankings.

By using RSS as part of your online marketing strategy, you can have targeted information along with regular updates resulting in increased web site traffic and popularity – a key to enhanced sales and profits for any online business.

No down payment poor credit mortgage loans understanding 80 20 loan option

When applying for a mortgage loan, down payments are generally required as part of the financing. Many traditional mortgages will only finance 80 percent of the home price. Thus, homebuyers are obligated to provide the additional 20 percent. Having a down payment of 20 percent is ideal in a perfect world. In reality, few people have access to this type of money. For this reason, mortgage lenders are offering 80/20, or piggyback mortgage loans.

How Do 80/20 Home Loans Work?

The concept around 80/20 home loans is very simple. Ordinarily, if a homebuyer did not have a down payment of 20 percent, they would have to purchase private mortgage insurance, (PMI), to complete the home financing. On average, PMI increases mortgage payments by $100.

If accepting an 80/20 home loan, PMI is not required. Instead, homebuyers receive two loans to finance the home purchase. A first mortgage is approved to finance 80 percent of the home cost, whereas a second mortgage or home equity loan is approved to finance the remaining 20 percent.

Who Qualifies for an 80/20 Home Loan?

Any homebuyer hoping to avoid private mortgage insurance may qualify for an 80/20 option. Piggyback loans are especially beneficial for first time homebuyers. Young couples will also benefit from these loans. Usually, these individuals have not been able to build a large cash reserve. This way, they do not have to put off buying a home.

An 80/20 home loan is also offered to individuals with poor credit. Mortgage lenders vary in their loan qualification guidelines. Traditional lenders such as banks, credit unions, and mortgage companies prefer applicants that have a high credit rating. Thus, they may not approve loan requests for credit scores that fall below 640.

On the other hand, many lenders offer a range of bad credit mortgage loans. These consist of loans that provide assistance for down payments, closing costs, low mortgage rates, etc.

Applying for an 80/20 Loan with Bad Credit

Mortgage brokers are very effective with helping bad credit applicants find a fitting home loan program. To smooth the process, brokers have websites available, which offer explanations on various bad credit home loans. Moreover, you can request a mortgage quote online, and receive up to four offers from different lenders granting piggyback loans to people with bad credit.

Tips on finding the best credit card deals

If you are looking for a new credit card, it is certainly to your advantage to search for credit card deals. If you do your homework, you could step into some of best credit card deals offered. Getting a new credit card should not be a spur of the moment thing. Your credit score can strongly affect your life, so you should take anything involved with it very seriously. You should

always be well informed about any credit card you are applying for. This means you may need to ask questions and read all of the fine print. Use these tips to help you with your search for great credit card deals.

New Cardholder Incentives

Some of the best credit card deals include new cardholder incentives. The best credit card deals are those that allow new cardholders to make purchases for an extended period of time, without interest charges. Some will offer this for sixty days while others may offer this deal for up to six

months. These are great because if cardholders wait until they are making a major purchase, they can save a lot on interest while they quickly pay it off.

Rewards Programs

Other great credit card deals include rewards programs. Rewards programs may vary from card to card. Most of them work the same way however. The more the cardholder uses their card, the more rewards they will accumulate. Rewards may be in the form of flight points, cash back, or other

miscellaneous prizes. These are great deals for cardholders that use their cards quite a bit. Not much is better than being rewarded for spending money.

Interest Rates

Of course everyone looking for a new credit card should consider good credit card deals involving interest rates. If you can get a credit card with a low interest rate, then you are getting a great deal. Many credit cards will hold interest rates of up to 22%. So, if you can get a lower rate, you are doing great.

Annual Fees

Take notice of annual fees when looking for credit card deals. Cards with high annual fees are certainly not worth your time. The best credit card deals include no annual or monthly fees. This allows you to be charged nothing if you don’t use your card. With many people keeping credit

cards for emergency purposes only, this is the best way to go.

Credit card deals usually don’t jump out at you, so they do require a little research. Make a list of what is important to you personally when it comes to your credit card and number them in order of importance. Try to find a credit card that matches all of those items. When you do find that card, you know you have found the best credit card deal available for you.

The internet and home buying

There's no doubt about it, the internet is now an intrinsic part in the process of buying and selling homes. The majority of people looking to buy a home search the web for homes for sale in their desired area. Savvy buyers and sellers can compare stock from the comfort of their homes at any time of day or night. But when it comes time to actually buy, there's more to it than just clicking send.

For starters, make sure what you are searching through is worth while. You may enjoy searching through lists of fancy homes, but if you are spending a lot of time daydreaming about houses you can't afford, it is a waste of time. That is fine if what you are after is to kill time, but if you want to find a home, look within your price range.

This brings me to another point: getting pre-approved for a mortgage. It truly is the first step to home buying. It tells you exactly what you can afford, thereby giving you a price range to look within. It also tells sellers you are serious, and prevents losing a home you are interested in, while the sellers accept an offer from someone who's more prepared.

And while you can find homes for sale, and even lots of great buying and selling tips on the internet, nothing beats the knowledge and expertise of a certified real estate agent—a real, live person. There is a lot of legal-talk and small-print involved in real estate sales documents. Do yourself a huge favor and always have a professional, either a real estate lawyer, a Realtor®, or a mortgage broker, have a look over the paperwork of your real estate transaction. Don't rely on the other parties professionals. After all, they work for the other party. You want an experienced professional who is working for you to verify that the contract is fair and legitimate. Even if you don't hire them for their full services, most real estate agents will help you with parts of a transaction for a small fee.

Another thing internet listings are great for is comparative shopping. You might see a great home, but aren't sure if the price is realistic. A few clicks can show you what other homes in the area are selling for, and also what other types of homes are available in the same price range.

If you are searching around on the internet for great listings, look for an agent that is also web savvy. Some agents have very clear, user-friendly, readable, and informative web sites. Then there are those web sites that are just factory filler. You can tell by reading the text if they are trying to appeal to you, or just manipulating search engines to get into the top ten list. If a site doesn't have a person behind it, one with a bio about themselves, and clear listings of what homes they have for sale, then it isn't worth your time.

The key is, no matter what you find on the web, your real estate transaction will happen in real life. So it's best to use the internet as one of many tools in your search for the perfect home.

Picture perfect

Almost everyone in the planet has one, be it a DSLR or just the regular digital camera for capturing moments. So if you don't have one yet, well, you better get yourself one now. Having a digital camera, whether you have a plan to make a career out of photography or you are simply a hobbyist, is obviously important. But before buying a digital camera, there will be a lot of things to take note of. Camera accessories are one but an important feature is photo software. Many are available in the market while you can also download some in the internet.

In choosing a photo editing software, consider which ones you really need. If you are just a hobbyist or perhaps a beginner, you may avail of some photo editing softwares that are only capable of minor editing. These may include reduction of red eye, contrasting, sharpening and auto coloring of either a part or the entire picture. You may also crop the picture to the desired size. So you see if you do not have plans in making a career out of photo editing, you may opt for photo editing softwares that can only cater to minor alterations.

As for the more advanced photo editing softwares, there are a lot of various brands that can do different changes that you may want for your picture. This is best for layout artists who have close-ties with professional photographers that are using digital SLRs since there are a lot of features designed especially for them. Features like gradients, filters, layering, blur tools, shape tools and a wide array of various styles of editing you can choose from.

You may avail of free downloading on the internet. The downside is that you are limited to only a few and usually minor editing depending on the site. Still, you could get a feature that may not be available in other photo editing software. Just make sure that you have enough memory left to store the software that you want to download.

Managing your photos will be a lot easier when you have some software. The features may include having to group your pictures according to whatever you wish to group them into, making titles for photo albums, putting captions for each picture. There are actually a lot of different ways to manage your pictures in which you would not need to use a computer but using the computer is more efficient. Just in case untoward incidents happen where hard copies may be lost, you can still have access to your pictures.

Acne myths discover 9 ugly lies about acne causes and treatments

It's unbelievable ... What if I told you that most of the popular beliefs about acne, are in fact myths?

Let’s take a look at some popular beliefs about acne to dispel any other rumors ...

Myth #1: Is it true that increased stress spreads acne?

Not exactly. What is true is that ultimately stress can have a very minimal or minor influence all by itself. It cannot actually cause acne, but it can influence reoccurrences of acne as stress increases the body’s creation of a substance called cortisol that in turn causes your sebaceous glands to produce increased amounts of sebum oil that can be blocked in pores. Note, however, that some medications people take when trying to deal with or treat stress can have a large influence on acne as the result of medication side effects.

Myth #2: Acne is contagious, true or false?

Not! No one can "catch" acne; it is non-communicable.

Myth #3:You’ll outgrow acne, so just leave it alone - myth or truth?

This is false. Acne strikes all ages and is treatable, but shouldn’t be left alone to possibly worsen.

Myth #4: Being out in the sun helps acne, right?

In the long run, no. The sun may appear to help clear up your blemishes and redden your skin, thus lessening the overall reddish effect of the targeted acne area when it was outstanding. However, rays from the sun can cause skin damage and actually irritate skin more, worsening any existing acne problems in the process and clogging more pores as skin cells dry up and slough off quicker than normal. So use caution (and sunscreen) here!

Myth #5: Sweating helps clean out your hair follicle areas, myth or reality?

Another myth. In reality, strenuous activity can temporarily increase your body’s oil production that can actually worsen acne problem areas, causing recurrence or intensification.

Myth #6: Acne problems are directly proportionate to sexual activity, or lack thereof; true or false?

False, another myth. Just because teenagers are going through hormonal changes, does not mean that this has anything to do with acne. Both are separate issues. Same with adult acne and sex; two entirely different issues.

Myth #7: People with acne are dirty and don’t wash enough.

Not! This is another myth. Acne is the result of a build up of oil, dead skin cells and bacteria in a closed pore. Period. Dirt is not even a factor in the equation.

Myth #8: Acne is only on external issue or surface deep; i. e. people shouldn’t make such a big thing out of it, myth or reality?

Myth. In reality, yes, it basically is only on your skin (and underneath the surface a little bit). However, the effects run much more deeper than that in many instances. More than 50 percent of those suffering acne problems reported negative comments and other feedback from members of society, regardless of whether or not there was any scarring left for others to see afterwards. And resulting internal depression and low self-esteem can be harmful emotionally not only short-term but over a person’s lifetime. So acne can indeed be a very big issue requiring healthcare treatment and support.

Myth #9: OK, myth or reality: there is a cure for acne?

Myth. Although there is no cure at this time, there are many treatments available that do a great job. As the saying goes, "Prevention is the best medicine;" however, there is no need to suffer in silence with all the options available on the market today for all price ranges.

So there you have it ... now that you are armed with this information you can do something to treat your acne condition. Why not visit Emily Clark's website at faqon. com/acne. html now to get more helpful information and subscribe to her free newsletter.

Importance of your website coming at good position in serp

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Being an owner of a website is a matter of proud for most of us. A genuine question arises that what is the use of the website, if your website is not getting the visitors?

The question is fair enough. If no one (other than you and your near one) is coming to visit your website then that website is useless. Let me explain this line.

A website in general provides three type of things, one is Service, second is Information and the third is Product. Now in the first case if your website is providing any services then what is the use of that website if no one is coming to use that service? Again in the case of an informational website if no one is going to read your informational articles then what is the use of that website? For the third type of website it is quite obvious that if no one is purchasing the product then that website is quite useless.

Other than these there are a financial issue too attached with the website. There are so many websites which provide a way to earn from your website, like Google Adsense, Widgetbucks etc. and there are so many websites which provide us the opportunity to earn cash from home, or from your website, or working part time from your home etc. etc. Also we can earn money from becoming the affiliate of any good website.

Now if your website is attached with any of these earn money from your website offer then still you won’t be able to earn any thing if no visitors are coming to your website. Otherwise if our website is an affiliate of a website then also we are not going to get any thing unless we can be able to sell there products from our website and unless our website is not getting visitors then how come we think about converting them into customer.

So ultimately, a visitor for a website is like having life in any human being. If a human being has no life then he is dead, in the same way if the website has no visitor then the website is also dead.

So, ultimately we all require visitors for our website. Now a big question arises: How? How can we get visitors? There are so many ways. One way is to run PPC (pay per click) campaigns like Google Adwords. If we are having a good budget then we can utilize that budget by spending them on Adwords and by this way we can get visitors.

Next way is to submit your website in directories. There are so many web directories available in the net from where we can get visitors by submitting our website in the proper category. Now if some one reached to that website for a search for that particular category then there is a chance that he or she can visit our website.

Next way to get visitors is to write down some informative article and submit those in some good sites which accept articles written by others, like ezinearticles, goarticles, articledashboard etc. These websites are commonly known for the visitors who really want to study good content, so if they will like the article written by you then there is a higher probability that they will surely visit your website.

Here is one more way to get visitors for your website. You can submit the news related to your website to the social book marking sites and you are sure to get visitors from there.

Is there any other way to get visitors? Well there are so many ways but the most important and the simplest way of getting visitors is from Search Engines. Suppose if your website is providing information about car’s and some one comes to Google and searches Car Review and your website came at the very first page of the SERP, then it is quite obvious that he will visit your website.

What if your website is coming at the very first page of all the searches related to your main keyword? Obviously your website will automatically get lots and lots of targeted traffic. Targeted in the sense since the people who are visiting your website were those only who were searching for that particular thing only.

So that’s all the importance of your website coming good at SERP. It is really not a small thing to reach to the top position for each and every keyword related to your industry, it requires lots of time, and proper search engine optimization.

For any query please contact Alok Vats at alok. vats@aninfosolutions. com

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Are search engines male or female

More column inches have been written about how to please the search engines and persuade them to bestow favour on your website than almost any other internet-related topic. But as far as I know no-one has previously tried to understand their gender: do they behave more like a man, or more like a woman? Understand their gender can surely help us to gain a better insight into how to appeal to them.

MSN is very clear: MSN is a man. Everything about MSN is straightforward: do the right thing and you will be recognized. Follow the advice of the experts and you will surely rank highly on MSN as long as your competitors are less diligent in this respect than you. Good content, relevant titles, keyword-related metatags, loads of quality inbound links, varied keyword anchor-text, a good smattering of deep links and a #1 ranking will be your reward. I have gained #1 positions on MSN for moderately competitive keywords within a week of trying. What you see is what you get with MSN: he is a man.

Is Yahoo a man or a woman? I find it hard to decide. Perhaps it is a serial transsexual, or maybe just androgynous. Sometimes Yahoo is as straightforward as a man: do the right thing, pay your dues and join the club, no complications. This happens to me on some of my keywords: I have followed the rules and gained my reward. On others, apparently no more competitive, and where I am just as well-optimized, if not better, I am nowhere. For these words, she is a woman, immune to my blandishments.

On the other hand, Google is surely all woman, with womanly wiles and deeply imbued with womanly mystery. If you want to penetrate deep into Google you need to learn the art of seduction. Is there anything on the planet more frustrating than trying to optimize your website to rank highly for a competitive keyword on Google. Sometimes I think not. She is like a woman that is always just out of reach. She will not reveal her secrets for even the largest bunch of flowers. I know that I have the best content in my category, more quality links, deeper links, more varied anchor text, more articles and more of everything that is supposed to drive positioning than any of my competitors. By far. Not a single one of my 5000 odd backlinks is directly reciprocated, and I have at least 10 inbound links for every outbound one. I have never paid for a text link ad, or joined a link farm. A decent proportion of my inbound links are voluntary recognition of the value of my site by 3rd parties. Is this enough? Well, yes and no. I do have the best positions on all the search engines, measured on average on all the keywords that I target. But whereas my positions are undisputedly dominant in MSN, they are only excellent in Google. I am only 2nd or 3rd on my target words. I do very well, but I don’t blow away the competition like I do on the others. Google has recognized my worth, somewhat, but she has not opened herself to me entirely.

Like a woman, she has her favourites: sites which appealed to her long ago, but whose luster has long since dimmed in the eyes of the rational observer, can still be favoured with a top position. She is also fickle. I have been trying to build position for a single keyword for a couple of years now. (It’s a fairly competitive category – around 36 million sites feature this word.) When I started my efforts I was at about 25 (by virtue of this single word being part of all the other keywords-phrases that I compete on). I have steadily built anchor text links with this single word into directories, into articles, into listings on other sites. Lots of these links are on pages with good PR. Better than 80% of these links are nicely inserted into the middle of well-written text.

The outcome: every few weeks I find I have moved up to a respectable position: say 10th, sometimes even 6th or 7th. Then, the next day, or even an hour later, I fall back to 14th or even 18th. She likes me, she flirts with me occasionally, she tolerates my company and sometimes I even manage to amuse her. But just when I think I could expect a kiss in return as my lips approach, she turns her cheek away and I am banished to the outer circle of courtiers. But her appeal is such that I am drawn again into attempting to understand her mysteries. But I feel that if I ever make it, and my lips touch hers, and she longs for me as I long for her, I will never be sure what it was that I did to merit such bliss.

Air travel is the clothing you wear important

When it comes to air travel and clothing, we are all different. There are some travelers who are dressed in business suits, others in traditional jeans, and others who wear something as comfortable as possible, such as their pajamas or sweat pants. With the recent increase in airport security and the recent change in air travel rules, there are many individuals who wonder if the clothing they wear to the airport is important. If you are one of those individuals, you can rest assure because, in most cases, it is not.

It seems as if ever since airplanes became the popular way to travel, a focus has been placed on comfort. Regardless of whether or not you will be taking a long flight, you will want to be comfortable. There is nothing worse than wearing an itchy sweater or tight pair of pants up in the air. Unless you bring a chance of clothes with you and place them in your carryon bag, you are out of luck. That is why it is important that you think of what you will be wearing before you leave for the airport. Even if you are traveling for business, you should be able to change in to your business clothes as soon as you arrive at your destination, even in the airport bathrooms.

When it comes to comfort, as previously mentioned, many air travelers make the decision to wear sweat pants and a comfortable top. In addition to being comfortable, you will find, in most cases, that these types of clothes are the best for airport security, especially when entering airport screening checkpoints. This is because most sweat pants are not made with any metal items. Essentially, this means that you should be able to enter the security checkpoint and leave it quicker than most other travelers, such as the travelers who are decked out in accessories.

When it comes to clothing accessories, you will find that a number of different items set off airport metal detectors. That is why most airport security officers request that you remove all of your jewelry. Once your jewelry is removed, you will need to place it in a small bin, which will be scanned right along with your carryon luggage. Whether you have rings or a necklace, you are advised to remove them, if you can. For your convenience, you can leave your earrings on. If by chance, you earrings set the metal detectors off, you will likely be pulled a side and airport security should easily be able to tell whether or not your earring were what set off the alarms.

In addition to jewelry, you will find that your belt may even set off an airport’s metal detector. For that reason, a large number of airports have requested that you remove your belts before entering the metal detectors. Since a large number of travelers wear belts, this is done to help speed up the process of checking each and every passenger. If you do not enjoy removing some of your jewelry or removing your belt, it is advised that you leave those items at home.

Recently, a number of new air travel rules have been implemented. One of those rules requires that all passengers remove their shoes. Your shoes, once removed, will be scanned by an x-ray machine, right along with the rest of your carryon luggage. In recent years, only random passengers were asked to remove their shoes, but now everyone is. For that reason, you will to wear simple shoes that you can easily remove and put back on.

Another air travel rule, recently implemented, is the ban of liquids. This means that adults are no longer allowed to bring a drink onboard, even bottle water. It also means that you are prohibited from placing liquid beauty supplies in your carryon luggage. One concern, made by many women is the allowance of gel or water filled bras. Currently, you are allowed to wear these types of bras onboard an airplane. Honestly, unless you mention it to airport security, there is a good chance that they would never even know.

Since there are really no rules or restrictions on the clothing that you can wear while flying the great skies, you need to choose for yourself. Whether you want to be fashionable or comfortable, it is all up to you.

Holidaying in brighton london by the sea

Known as "London by the Sea", Brighton is one of the UK's largest and most famous seaside resorts.

Brighton's heyday came in the 18th Century when the town's favour with the party-loving Prince of Wales (later George VI) gave it an immediate cachet. The London elite flocked to Brighton in the royal wake and traces of this old gentility remains in the fashionable town houses, squares and crescents in the Victorian mode. The most marked royal touch is seen in the the fantastic Brighton Royal Pavilion with its eastern domes and spires.

The English aristocracy later neglected Brighton in favour of resorts in continental Europe. However, the opening of the railway in 1841 brought in a regular flood of day trippers and weekend trysters that continues to this day. The addition of piers and amusements parks served to attract a more general visitor in search of fairground rides, candy floss and jaw breaking rock.

Today's Brighton is moving with the times. It's just 52 miles from London and offers a wide range of hotels, restaurants and entertainment facilities. This make it a popular conference industry destination. Plus, it's recently become a popular location for high-tech media companies to set up shop.

The seafront features a pebble beach, and the strip between its two piers is lined with bars, eateries, night clubs and amusement arcades. Brighton beach also has a designated official nudist area.

Brighton is now home to one of Europe's largest marinas and an outdoor sports centre. And it's well-stocked with shopping outlets such as clothing stores, jewellers, and antique shops. Brighton also has a number of museums including the Brighton Museum and Art Gallery, the Booth Museum of Natural History, the Brighton Fishing Museum and the Brighton Toy and Model Museum.

transport:getting there and getting around

Fast trains whisk passengers from London to Brighton in under an hour. There are 41 departures a day from Victoria or London Bridge Station. Alternatively, buses from Victoria Coach Station reach Brighton in about two hours. Driving is easy along the M23 and connecting with the A23.

Getting around Brighton is easy with its extensive bus service and abundance of taxis. There is also a limited night-bus service. Brighton seafront features the Volks Electric Railway, the worlds oldest electric railway. A recent innovation is the introduction of motorised trishaws from Asia known as tuc-tucs.

climate:

Brighton is located on the south coast of England and so is subject to that island nation's capricious weather. Summer in July and August is usually warm and sunny but as with everywhere in the UK, rain is always a possibility.

Accommodation:from cheap stays to luxury resorts

Check on the internet for the range, location and cost of hotels in Brighton

Check on the internet for the range, location and cost of Brighton hotels

Check on the internet for the range, location and cost of Brighton accommodation

Events:

• May sees the Brighton Festival. It's an arts festival that features processions and fireworks along with theatre, music and visual arts events throughout the city.

Mortgages. why interest only can be a risky option

The Council of Mortgage Lenders’ figures are showing a growing trend in interest only mortgages. From January to March 2002, 9% of new mortgages were interest only. Now take the period from October to December 2005, and the amount of new interest only mortgages has risen to 23%. In the same timeframe, the number of first time buyers choosing interest only mortgages has increased from 6% to 15%.

There’s a good reason for this upturn, and that’s because the monthly payments are so much lower than with a repayment mortgage. All you have to do is pay the interest, delaying the repayment of the capital itself until the end of the mortgage term when it is paid off in full.

Getting an interest only mortgage is an easy way to avoid having to change lifestyle habits like eating out and holidays – and having a mortgage is incredibly affordable this way. However, we think that there could be a lot of people in trouble in the future when they realise that they didn’t start saving soon enough for this eventual lump sum payment.

The Financial Services Authority (FSA) have voiced concerns about homebuyers potentially getting an interest only mortgage and not making sufficient provisions to pay off the capital, so as a result mortgage lenders have tightened up the rules on interest only mortgages. Now you need to provide proof of an alternative savings fund to cover the capital, before they will agree to lend you the money. The most common ways to save include pensions and ISAs, regular payment schemes that could potentially save more than the capital required. Of course, they may also fall short. The main danger is that the homebuyer will go and cancel the savings plan once the mortgage has been agreed.

If a borrower decides not to save money to cover the capital, the only option would be to sell the home and then buy a home of less value when the time comes to repay the capital. This is not a scenario that the FSA and lenders want to be faced with, especially as property prices cannot be depended on.

Back in the 1970s and 1980s interest only mortgages were very popular – homebuyers would take out an endowment policy to cover the capital repayment at the end of the term. However, we all heard in the news recently about endowment policies under-performing – many borrowers were not able to cover the capital because of an endowment shortfall. They were considered to be a ‘guaranteed’ way of saving, but they did not fulfil their promise. In a similar way, there’s no way to be sure that an investment product will have performed as well as is needed when it comes to paying back the capital in 20 years time.

As people realised that the endowment policies had under-performed, the whole concept of getting an interest only mortgage with a separate savings vehicle fell out of favour, and now repayment mortgages are the norm. But from the recently published statistics mentioned earlier in this article, it looks like the tide may be turning again. For some people it’s the only option. House prices are too high for many people to be able to afford the full repayment mortgage payments.

So it looks like interest only mortgages will be becoming a lot more popular again, but we think that mortgage lenders could do more to help homebuyers see the other options available to them. For example, a mortgage doesn’t have to be over 25 years – the term can be extended to 30 or even 35 years, which would help lower the payments on a repayment mortgage considerably.

A 25-year repayment mortgage of Ј125,000 at 4.9% will cost Ј731.69 per month. Stretch the mortgage over 35 years instead, and the monthly payment is Ј103.53 less at Ј628.16. That can make the difference between a mortgage being not affordable and affordable.

Many mortgages now offer the option of overpaying when you can. So just because a mortgage is over 35 years, it doesn’t mean it will take 35 years to pay it off. Many homebuyers move house every eight to ten years as well, so the mortgage never needs to run its full course. It’s then a good opportunity to reassess how much you can afford on monthly repayments.

There are other options too, like a mortgage in which you repay half of the capital on repayment, and the rest at the end. It means you get a head start on repaying the capital, and the mortgage can always be renegotiated if you feel you can afford to pay more each month.

Our most serious advice is this – don’t try and make a decision about something as important as a mortgage without getting advice from a professional first. There are a number of solutions so it is always best to get the whole picture from someone who knows the market well.

How to clean and fillet fish

Fish is one of the most wholesome foods that man can eat. In fact, people have been eating fish throughout human history. These days, many cooks yearn to add fish to their repertoire, but the whole process of cleaning and filleting fresh fish is a little scary to them. The process of cleaning and filleting fresh fish is relatively simple once the steps are understood.

To begin, you must clean your fresh fish properly in order to maintain it's quality during the remaining steps of processing. First, use a knife or fish scaling tool to remove all of the scales. Removing the scales early on is a key to easy fish cleaning. Next, remove the fish head by cutting just behind the first set of fins. Now, insert your sharp knife into the area where you just removed the head and make a slit in the belly of the fish. You will want to slit the fish belly all the way down to the vent next to the tail. This should open up the cavity of the fish and you can pull or cut away any viscera or organs from inside the fish. The next step is to cut away any additional fins that the fish may have. Do this by cutting into the fish in a circular motion around the fins and remove them. Finally, rinse the fish body and cavity under cold, running water. Now that the fish has been properly cleaned, you can move on to filleting.

Begin the fish filleting process by laying the fish on one side and inserting your knife into the fish body almost to the backbone. Guide your knife along the backbone, exposing the fillet as you cut. You will have to lift and separate the flesh from the bone as you cut. Next, repeat this process for the other side. Once you have created the two fish fillets, place them skin side down and cut through the flesh next to the tail. Do not cut through the skin next to the tail, as you will hold onto this skin as you separate the skin from the flesh. Insert your fillet knife between the flesh and the skin and use a back and forth motion to separate the two. Rinse the fillets with cold water and be sure to dry them before storing or using.

These simple and easy steps are all that it takes to make the most out of fresh fish. With these steps in mind you can prepare fresh fish for any meal.

Before you redesign your web site

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It’s a familiar story. Your Web site was designed around the time when an upstart named Google was just getting their foot in the door of the Search Engine market. At the time, it was a great Web site. It might have even had some cool new features like some JavaScript rollovers or maybe even some Flash.

Unfortunately, times change. Those image rollovers that you used to think were innovative are now horribly outdated and your competition seems to have redesigned their Web site about every 6 months since yours went live several years ago. It’s time to redesign.

It sounds like such a great project that it couldn’t possibly go wrong, but trust me—the best of intentions can sometimes lead to costly business mistakes. The entire redesign process would take several of these articles to properly explain, but I’d like to talk about my 4 basic rules to remember BEFORE you start the process of a Web site redesign:

1. Determine EXACTLY what you want from your new Web site and be realistic.
A Web site redesign project can be as big or small as you want it to be. Some times the written content might be fine and a freshening of the interface is all that’s in order. Other times some Web applications might need to be developed to take online orders or allow members to log in.

No matter what you decide you need, remember that everything that you do needs to accomplish your businesses’ overall goals of increasing sales and retaining current customers. Anything outside of this might not be necessary.

Also, don’t be afraid to do things in phases. A lot of my Web design clients do things this way because it allows them to focus on immediate needs first. For instance, a client might have very poor Search Engine rankings because their old Web site was poorly developed and their tags are no good. But they also want user forums where their clients can discuss and ask questions. We might do 2 phases for a project like this. The first would get their Web site up to date with the latest Search Engine Optimization techniques, and once that is done and the Search Engines are re-indexing their pages, we will develop the other features that they want on their site, such as the member forums.

2. Choose a Designer wisely.
Choosing the right Web designer is obviously a huge part of your Web site redesign project. Even large corporations with a creative department will outsource this job to an outside firm a lot of the time. The right Web designer will display creativity, but will also be sensitive to the context in which their designs are going to be viewed.

For instance, for a high-priced law firm in Manhattan, a singing, dancing animated character, executed in Flash, would not be the right way to go. Make sure that the Web designer has made work that fits the client’s personality and vision, and not the other way around.

A lot of clients that come to my firm inquiring about a Web redesign want to see only work that is in THEIR industry. I think that finding a designer that ‘knows’ your industry is a valid one, though a GOOD designer will put the time and effort to learn an industry. To me, it’s more important that someone has the sensitivity and understanding to be able to work with ANY industry. Some times firms that specialize in only one industry begin to suffer from ‘tunnel vision’ or possibly even lose their creativity altogether because they are no longer challenged with learning new things.

Either way, taking an extensive look at a Web Designer’s portfolio will tell you a lot. And you might want to call a few references as well.

3. Don’t give in to fads and eye candy.
As a Web Designer, it is my job to keep up with the latest and greatest software, plugins, trends and design ideas. While some of these are great tools, with every project that I tackle, I need to ask myself: “Does this tool—as cool as it looks—accomplish what the client wants to accomplish?” A lot of times it does, some times it doesn’t. For instance, I am a proponent of Flash because of the amount of interactivity and interest that it can add to a static Web page. But it only works when it is used properly and when it fits with the rest of the Web site. There are some times when animation, sound or video will just NOT work.

4. Remember why you’re doing it in the first place.
You are redesigning your Web site because your company wants to increase sales and retain current customers. If every single feature of your new Web site does not contribute to that, you need to reconsider why you are doing it. It’s not enough to just have a facelift every once in a while. A good Web site redesign can be costly and unless it is directly contributing to the growth of your company, you could easily put your marketing budget to better use.

The best Web site redesigns are the ones that take a company’s ideas and vision and portray it in a way that is attractive, easy to use and memorable. The features you add to your Web site that truly benefit your potential clients and current customers are the ones that will pay off tenfold in the long run.

Best of luck in your Web site redesign process.

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Greg RS Kihlstrom is an internationally-recognized Web, Motion Graphics and Print Designer who is currently creative director at Carousel30. You can view his work at: carousel30.com

Why you should use fruits for constipation

Fruits are made by nature and are a perfect food. They contain the right balance of nutrients with distilled water. You gain enormous benefits from eating fruits especially if you eat the outer skin and eat them without cooking. They are easy to digest and absorb and do not stress your colon. In addition, they will help you relieve or eliminate your constipation.

Fruits contain fiber, which help to cleanse your colon and prevent constipation. Most fruits help provide the body with minerals that help the body reduce acid as it is created. And most important of all, fruits help cleanse the body of mucus slime that accumulates throughout the body.

Fruits do not leave any slime residue in the body when eaten except when they have pesticides and preservatives in their outer skin. They do not ferment or putrefy in your colon, as do processed foods, dairy products and meats.

Choose your fruits carefully. They should be eaten when they are fully ripe. Do not eat them if they are under ripe or overripe. In the under ripe condition they may be acidic and in the overripe condition the many contain more natural sugar.

Fruits, vegetables, and grains contain fructooligosaccharides, FOS. It is this compound that helps to feed the good bacteria in your colon. Without an adequate supply of FOS, good bacteria will dwindle and bad bacteria will flourish.

Just Plain Fruits

Eat fruits throughout the day but especially in the evening. This will help to promote a bowel movement in the morning. These are the fruits you should eat.

* Apples

* Apricots

* Avocados

* Bananas

* Blueberries

* Boysenberries

* Cantaloupes

* Cherries

* Figs and dates

* Grapes

* Lemons

* Papayas

* Peaches

* Pears

* Persimmons

* Plums

* Prunes

* Raspberries

Apples

Eat 3-4 apples a day to relieve constipation. It does not matter what type of apple you eat, but I like gala or Fuji apples since they are small and crisp.

It is best to use fresh organic apples when eating apples as a snack since you will not know what pesticides were used in growing the apples. If apples are not organic, it is better to peel the apple before eating.

Using baked apples also helps to clear constipation.

Eat one baked apple at night, right before bedtime, and one just upon rising. Do this until you constipation is cleared.

In his book, John Heinerman, Heinerman’s Encyclopedia of Fruits, Vegetables and Herbs, describes how to bake apples:

“Cut apples in half and clear out the centers. Add chopped dates to the center. Pour some cranberry juice over the dates and apples. Then sprinkle cinnamon and nutmeg on the top. You can pour cranberry juice on some of the apples and see if you like the taste after they are cooked. Cook apples for 46-60 min at 375-400 C.”

Dried Apples

Dried apple slices are also a good source of fiber. However, when the slices are dehydrated most nutrients are lost but fiber is retained. Sulfur dioxide is typically used to dry apple slices and this can cause allergic or asthmatic reactions in some people. I do not recommend using dried apple slices in place of fresh organic apples.

Just Apples and Mineral Water

Just after waking, eat two unpeeled apples, chew well, and then drink 8 oz of water that has two drops of Alkalife. Or, you can use any other mineral additive or supplement you use.

This combination of apples and activated mineral water will stimulate your colon to become less sluggish and to move fecal matter out of the rectum.

I find Alkalife on e-Bay. This product cost $29.00 on the Internet, but I have bought it for $17.00 on e-Bay.

Using fruits to relieve or clear constipation is a powerful natural remedy. Eat fruits every day and between meals and you will relieve your constipation.

Look for other articles that will tell about other fruits to relieve constipation.

Forex and daytrading

Online trading is great way for serious investors to make money, but inexperienced traders often wind up with big losses. A good set of instructions can minimize the risks and save months of expensive trial-and-error learning.

Day Trading

Day Trading had its heyday during the bull market of the 1990's. All the amateurs have since dropped out, but day trading is still being practiced by professionals. There are fewer opportunities in the current market, but skilled investors can still find them if they know what to look for.

FOREX Trading

The Foreign Exchange Market (FOREX), the world's largest financial exchange market, originated in 1973. It has a daily turnover of currency worth more than $1.2 trillion dollars.

Unlike many other securities, FOREX does not trade on a fixed exchange rate; instead, currencies are traded primarily between central banks, commercial banks, various non-banking international corporations, hedge funds, personal investors and not to forget, speculators. Previously, smaller investors were excluded from FOREX due to the huge amount of deposit involved. This was changed in 1995, and now smaller investors can trade alongside the multi-nationals. As a result, the number of traders within the FOREX market has grown rapidly, and many FOREX courses are appearing to help individual traders increase their skills.

As a matter of fact, it's advisable to take FOREX training even before opening a trading account.

It is vital to know the market mechanics of FOREX, leveraging in FOREX, rollovers and the analysis of the FOREX market. Due to this fact, potential FOREX traders would do well to either enroll in a FOREX training courses or even purchase some books regarding FOREX trading.

There are pros and cons to enrolling into a FOREX course. For beginners a FOREX course is a rapid method of learning the basics of FOREX trading. Not much time is spent on history of the market or arcane economic theories. Often, on-line or phone support from a skilled FOREX trader is available to answer any questions. Also, the information is condensed and practical, often with graphs and charts.

The disadvantage is the price, as courses are more expensive than a paperback from the bookstore. Also,

the course may just teach the approach of the trader who wrote it, and individuals have different trading strategies. The student may grow accustomed to the logic and focus of the teacher without coming to realise that nothing is predictable in the FOREX market, and many different strategies will bring profits in varying market circumstances. Also, knowledge of practical applications may not be enough, as the FOREX is highly unpredictable and there are many external factors, such as political issues, affecting the flow of finances in the market.

The best advice would be to do some background research on the FOREX market first, and then enroll in a course.

The stubborn truth about acne

Have you ever washed your face more than twice a day to clear up your skin? Do you avoid chocolate and greasy foods in the hopes that when you look in the mirror, you won’t see another blemish? Have you ever drank more water, or avoided or increased your exercise to prevent acne flare-ups? If you answered yes to any of the above questions, you’re not alone.

Acne is one of the most common skin disorders affecting nearly 85 percent of all people. While the variety of effective acne treatments continues to grow, so does the number of myths about how to control the condition.

“Although new acne treatments are developed every day, a cure for acne has not yet been discovered. As such, many patients choose to self-treat or experiment with unconventional treatments,” stated by a doctor. “Yet many of these treatments are based on anecdotal observations and have not been rigorously tested by science. The survey indicates that these myths are still affecting how patients care for their acne.”

Myth: Poor Hygiene Worsens Acne

The relationship between face washing and acne has always been greatly misunderstood, with most individuals believing that dirt and poor hygiene contribute to acne. In fact, a recent survey conducted at Stanford University asked participants about what they thought made acne worsen, and the majority, 91 percent, mentioned poor hygiene. “If a patient believes that dirty skin causes acne, they logically conclude that washing their face more often will improve their acne,” said by a doctor. “But dermatologists caution patients against washing too often, as the resulting irritation can exacerbate their acne.”

To determine the scientific validity of this myth, the effects of face washing on acne were recently studied at Stanford University. A group of twenty-four males washed their faces twice a day for two weeks using a mild over-the-counter facial cleanser. Then the participants were randomly selected to wash their faces either once, twice or four times a day for another six weeks. The study found that washing the face either once, twice or four times daily did not significantly change the appearance or condition of acne, and determined that the positive effects of increased facial cleansing are minimal at best. Dermatologists continue to recommend washing the face twice daily to maintain good overall skin health.

Myths: Exercise Can Clear Acne or Exercise Can Worsen Acne

The relationship between acne and exercise continues to show high levels of individual variability. Some believe that exercise and sweating can help clean out the pores, especially on the chest and back; while others note that their skin worsens when they exercise, especially those who use special equipment that rubs against their skin.

In another study conducted at Stanford University of patients with acne, it was determined that exercise-induced sweat does not have a significant positive or negative influence on acne of the chest and back. Twenty-three male participants were assigned to three groups: no exercise, regular exercise

followed by immediate showering and regular exercise followed by delayed showering. The number of acne lesions on the chest and back were counted over a two week period and no difference was noted between the three groups. “Based on the finding of this study, regular exercise can be encouraged for patients with acne,” stated Dr. Boer Kimball. “But they should avoid tight-fitting clothing and equipment. If tight-fitting equipment is required, it should be cleaned on a regular basis.”

Other Acne Myths

While misconceptions about facial hygiene and exercise are still the most commonly recognized acne beliefs, the Stanford survey also found that respondents believed that poor diet and decreased sleep can negatively affect acne. In addition, more than 80 percent of participants believed that increased stress, touching the face and popping pimples exacerbated the condition. Among male and female participants, the only differences noted were that more females believed that increased stress could worsen acne and that drinking more water would improve the quality of their skin. The study also found that some beliefs that were previously popular about acne were no longer viewed as true, including the idea that tanning improves the appearance of acne.

“What this survey and these studies have shown is that substantial differences still exist between popular belief and scientific support, yet this does not change the way patients attempt to care for their acne,” stated by a doctor. “It is important for anyone who is affected by acne to seek the help of a dermatologist who can diagnose and provide treatment options that are specific to the patient’s skin type to effectively address the condition.”

Headquartered in Schaumburg, Ill., the American Academy of Dermatology (Academy), founded in 1938, is the largest, most influential, and most representative of all dermatologic associations. With a membership of more than 14,000 physicians worldwide, the Academy is committed to: advancing the diagnosis and medical, surgical and cosmetic treatment of the skin, hair and nails; advocating high standards in clinical practice, education, and research in dermatology; and supporting and enhancing patient care for a lifetime of healthier skin, hair and nails.

How do i lower my auto insurance rates

Since there are many factors that go into determining your auto insurance rates, there are many chances to lower your rates.

If you change jobs and your drive to work changes or you stop working or you work from home, you should contact your insurance company.

If you have a teen driver and they go to school over 100 miles away without a car then you should be able to get a discount.

If you get married and are in your teens or twenties call your insurance company and see about combining your policies.

Take defensive driving if your state allows it for a discount.

See if increasing your comprehsive and collision deductibles will save you a lot of money. You need to compare what you're saving and how much more you will have to pay if you file a claim. For example, if you go from $500 to a $1000 deductible and it lowers your insurance $50 per 6 months then it saves you $100 a year.

It will take you 5 years to break even from what you are saving compared to how much more you have to pay.

Now, if it saves you $250 every six months then it would be more worth your while.

See if combining your auto and home insurance polices will qualify for a multi policy discount with your current company. This could be a substantial discount.

One of the biggest ways you could save $200-$500 or more a year is shopping around for insurance. The auto insurance industry is very competitive and this is great news for smart consumers like yourself. Shop for auto insurance quotes here and see how much you can save.

A. Chris Tijerina has over 3 years of experience in the auto insurance industry and has seen many different people deal with auto insurance related problems. insurance-for-cars. com answers many of the questions facing drivers today.

Mac lovers wild over fulltilt poker

FullTilt Poker has just gotten fuller.

Let's face it: PokerRoom. com notwithstanding, there aren't many sites where Mac users can enjoy a good, live game of multiplayer poker. For the most part, Mac users have had to settle for Flash or Java-based "No Download" versions (also called "Lite" versions, for predictable reasons) of their main PC-only poker room. And the rare site that caters specifically to Mac users suffers from a lack of quality traffic, as they exclude PC users from joining the tables. But no more! As of January 19, 2006, Full Tilt Poker opens its cyber-doors to Apple Computers.

FullTilt Poker, the only online poker room where you can learn from and compete in real money games against over 10 top poker celebrities, has released a fully-featured downloadable version of its online poker software for Macs. The Mac supported software will allow Mac users to join FullTilt Poker's over 10,000 active PC-owning players at the tables. Finally, at one Full Tilt Poker table, you can play against Mac users and PC users at the same time.

FullTilt Poker launched their Mac release with the, "An Apple A Day" promotion, where they gave away one 17" iMac each day for 2 weeks following the release.

The interface, graphics, sounds, gameplay -- everything about Full Tilt Poker for Mac is exactly the same or as good as its PC equivalent. FullTilt Poker players, whether on Macintosh or Windows, enjoy hand histories, player notes, and an "Auto-Center" view mode for the best overall view of game, all the time.

The story gets still fuller, however, for FullTilt Poker is also offering Mac users Podcasting and Videocasting capabilities. That means players can view and even subscribe to webcasts of online poker playing tips, news, interviews, player bios, and more.

FullTilt Poker 4.1.2 for Mac is currently in Beta mode, meaning that it may not have all the kinks ironed out, but updates are imminent. Until then, Beta users identifying any bugs they find in the software are rewarded with a "bounty" of a FullTilt Poker baseball cap. Mac OS 10.3 or higher is required to run Full Tilt Poker for Mac.

The slim selection of Mac-friendly online poker rooms also includes Hollywood Poker, Pacific Poker, and Bugsy's Club, but only FullTilt Poker for Mac comes with all the benefits of playing at FullTilt Poker, namely "Team Full Tilt", among them: Andy Bloch, Chris Ferguson, Phil Gordon, Clonie Gowen, Jennifer Harman, Phil Ivey, John Juanda, Howard Lederer, Erick Lindgren, Mike Matusow, and Erik Seidel.

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The popularity of coleman campers

Pop up campers have been a mainstay on campgrounds for decades, and for good reason. Campers offer many advantages that are unique and cannot be had in larger RV's (recreation vehicles) or in traditional tent camping. A pop up camper takes camping to a new level by providing all the comforts of home, such as a kitchen, refrigerator, stove, oven, air conditioning, heat, beds, seating, and bathrooms, to name more than a few.

Amenities like these are simply impossible to have when you are confined to a tent. On the other hand, a larger RV has room for all the comforts of a pop up camper with room to spare for more, but they have their drawbacks as well. RVs are extremely large and can be both difficult and intimidating to drive. Further, they can not be parked in conventional parking lots, and city driving is simply out of the question. Add to that their low fuel economy, high price tag, and the space required to store them when they are not in use, and it is no wonder that many campers opt for a different option such as pop up campers. And when it comes to pop up campers, one name has stood out from the rest for decades: Coleman Campers.

Coleman Campers – known as Fleetwood, or Fleetwood Coleman since a 1989 licensing agreement merged the two brands – offer the top of the line in pop up campers. Pop up campers have enjoyed a lasting popularity due to their affordable price, ease of storage (they collapse into a much smaller footprint when not in use), and their ability to be towed by an existing vehicle rather than requiring their own engine, like a full sized RV. But not all pop up campers are created equal, and Coleman Campers have earned their place at the top for good reason.

Coleman has long been the top name in camping supplies, and it is their experience in the camping business that helps them deliver a product that meets their customers needs while exceeding expectations. The current line of Coleman Campers has a model for nearly every need and budget. The top of the line Highlander series has a list of features that reads like one you would find on the sticker of a luxury motor home.

At over twenty-six feet in length when opened, the highlander models have a full sized galley complete with plenty of counter space, a refrigerator-freezer, stove, oven, microwave, and everything else a galley needs. When you add a fully functioning solid-wall bathroom and shower, and two generous sleeping areas, it becomes obvious why the fleet of Coleman Campers is led by the Highlander.

The top selling Americana model offers many of the same highlights as the Highlander, but in a smaller scale, less weight, and lower price tag. Similarly, the Americana model is the most affordable of the offerings in the current fleet of Coleman Campers. Naturally, as the prices go down so does the size of the camper. Further, while many of the amenities and features remain the same, they tend to become more utilitarian and less posh in the lower priced models.

The aforementioned models of Coleman Campers are designed for travel on level and paved roads, and they are designed to be towed to campgrounds. Simply put, they aren't designed to handle rough terrain. If your pleasure revolves around remote, off road camping, then the Evolution model has your name written all over it.

Designed to be rugged and strong, the Evolution keeps going when the roads stop, and it does so with all the quality and features that you would expect from Coleman Campers. And if motor sports are what draws you to the open spaces, then the Scorpion model can bring you and all your toys to your destination. With a twelve foot cargo area that is part of the camper trailer, there is plenty of room for your motorcycles, quad runners, or whatever else you like to ride.

No matter what you look for in a camper, Coleman Campers have a model that is sure to fit your budget and needs. Packed with everything you need to relax and enjoy your time with nature, Coleman Campers prove that they are number one for a reason.

What you newbies need to know about pay per click ads

Just about anyone who has been using the Internet in the last few years has no doubt come across the term "pay per click" once or twice. Pay per click is actually one of the less expensive, albeit efficient, forms of advertising online. There are several companies that offer pay per click advertising as part of their services. Some of the most recognizable names in the pay per click ads industry include Google, Yahoo and Overture.

Pay per click is considered as the cheapest and most affordable form of advertising online. How so? Well, unlike with other forms of online advertising wherein you have to pay just to load your ad on a page and that is regardless whether someone sees it or not. With pay per click ads, you will only pay when someone actually clicks on your ad.

In effect, you are paying for results only. In this business, it is all about – clicks. Basically, each click represents the actions that each user makes over the Internet. So with pay per click ads, you are only paying your Pay Per Click Company every time a user clicks on your advertisement.

Be careful though that you are not mislead into thinking that a click is a lead, as some pay per click companies tend to. Remember, that it can only be consider as a lead if someone has expressed an interest in your product or service. Since a user simply clicked on your ad, there is no way for you to determine yet whether the user’s interest is of the same level as a lead or just a curious visitor. Nevertheless, it is still a step in the right direction.

So does pay per click works? For example, you own an ecommerce site that sells branded fashion bags and you wish to increase your sales. One way of doing that is by trying pay per click advertising. As mentioned before there are several companies that offer pay per click advertising programs, such as Google AdWords.

All you need to do to get started is to open an account with AdWords. Then you compile a list of the keywords that you want to target and set it up with your daily budget and you‘re all set. If you plan your campaign correctly, every time a user searches for branded fashion bags your site will show up on the first results page of Google.

The success in pay per click is determined by the popularity of the keywords and its position in the list. Prices usually ranged from a few cents up to $5. However, some keywords can be worth so much more.

Another thing you need to remember with pay per clicks, the price for a specific keyword always varies. The same goes for the position where the ads are displayed on the page. With pay per clicks you are in control. You are the one who names the maximum amount that you are willing to pay and then Google uses this as well as other information from other advertisers in order to determine the positions of each ad. Most pay per click companies, like Google AdWords have comprehensive online help screens as well as samples that can help you set up your campaigns.

Once you have set up you campaigns, you can now work on your strategies to ensure that your ads are indeed effective. As with all type of advertising, the key here is to continually test and improve the performance of your ads. You might try doing some research regarding pay per click ads as well as on the popularity of keywords.

It might also be a good idea is to seek help from the experts by reviewing the step by step instructions and coaching videos designed specifically for newbies that are usually available online as well. So, how do you determine whether your pay per click ads are indeed successful? Well, the rule of thumb is that your profits should worth more than what you are spending on your ads.

The popularity of pay per click ads is growing consistently as more and more businesses began to realize the long-term benefit that could be gain from pay per click advertising. What is this long-term benefit you ask? Well, pay per click ads are mainly used for sales in the present time frame.

However, most advertisers are unaware that pay per click ads can also be use to build an identity for their business, one that their customers will remember for the time to come. What’s great here is that the companies are given equal playing field. Whether they are a small company or a big one, they can have the same level of brand awareness.

How so? Well, every day various users usually use search engines in order to look for a certain product or service over the Internet. Therefore, if they see the same site come up in their searches over and over it begins to create that same brand awareness for that product or service.

More than 85% of all searches on the Internet are done with the help of search engines and this is one reason why they are considered as the best tools in enhancing a company's identity. Search engines are identity builders. They direct customers who are interested in your product or service right to your doorstep.

In the long run, this kind of brand awareness will bring visitors to your site without the need for additional advertising. By using pay per click ads, you are also utilizing the power of search engines and this means you can use the Internet to deliver a targeted customer and build long term brand awareness at the same time.

So why not give pay-per-clicks a try? After all, you do not have to pay anything unless someone clicks on your ad. If you’re not satisfied then just consider it as one tactic in your bag of online marketing tricks that you need to test. If things do not go the way you want them to, then you can easily gain online exposure in using other tricks.

Helpful information on reverse mortgages

A popular method of borrowing against your home is the reverse mortgage. The reverse mortgage is becoming increasingly popular among senior citizens who wish to pay off their debts and increase their retirement income. It is expected that as the Baby Boom generation moves towards retirement, use of the reverse mortgage will become more and more frequent.

Reverse mortgages differ from a traditional mortgage in that there are no monthly payments.

The funds can be paid out as a monthly income, taken as a lump sum or withdrawn as needed. Interest is charged each month and deducted from the home equity balance.

The most common reverse mortgage is the federally insured Home Equity Conversion Mortgage. This mortgage guarantees a retiree can remain in his or her home until he or she passes away or moves out. Any remaining equity in the home is the retiree's or his or her heirs. The lender gets none.

One advantage of reverse mortgages is that your ability to obtain one is not tied to your income. In fact, you can get one without any income at all!

You must, however, repay the loan upon your death or when the home is sold.

Reverse mortgages are not without their drawbacks, and they are not for everyone. While interest rates are comparable to conventional mortgages, there are high startup fees. Part of this is to insure the loan, which tends to be riskier than conventional mortgages, as the borrowers must be at least 62 years of age.

In addition, as the reverse mortgage draws upon the equity of the home, you could find yourself with no equity remaining if the value of your home should drop over time.

Reverse mortgages may become more popular in Texas and reverse mortgages will soon allow line of credit paymentsThose seeking a reverse mortgage or home equity loan in Texas were long disappointed, as Texas was one of the last states to allow such lending. Mortgage laws dating to the nineteenth century prohibited such lending, as the state’s founders feared that lenders would take advantage of people and intentionally seize their homes through foreclosure. This made it virtually impossible for Texans to use their home equity for purposes of debt consolidation, home improvement, or other legitimate uses, as citizens of other states may do. In 1997, the Texas legislature finally amended the state constitution to allow home equity loans, but did so in an awkward, poorly worded way that left many questions unanswered. The new laws did allow for traditional term loans and lines of credit for home equity loans, and also allowed for lump sum payouts for reverse mortgages. The law did not allow for a line of credit for reverse mortgages, however, and that has created a problem. A reverse mortgage allows homeowners who are at least 62 years of age to borrow against the equity of their home by agreeing to pay back the money when the homeowner dies, sells the home, or moves. Reverse mortgages have been quite popular in recent years, particularly in areas such as California, where high real estate prices have left many homeowners short of cash but “equity rich.” These people have been able to fund their retirements using the equity in their homes, purchasing vacation homes, recreational vehicles, or taking long-desired vacations. Nationally, nearly 90% of those who take out a reverse mortgage do so by utilizing a line of credit. This allows them to use the money when and how they see fit, and no interest accrues unless the money is actually used. It’s a very convenient product, and it costs the homeowner much less in interest than a lump sum payment. Unfortunately for citizens of Texas, a lump sum payment is the only option, and as a result, very few reverse mortgages have been offered to date. This may soon change, however. The Texas Legislature has recently approved an amendment to the state constitution that will allow homeowners who take out a reverse mortgage to accept payment in the form of a line of credit. Texas law requires that this change be placed on the ballot for a referendum, and it is expected to be voted upon this fall. Those who work in the lending industry expect the vote to pass, and say that it will lead to a tremendous increase in the number of reverse mortgages offered in the state. With more than twenty million people, Texas ranks second only to California in population, and there are many people in Texas who would qualify for a reverse mortgage. By eliminating laws that have been on the books for more than one hundred and fifty years, Texas may soon join the rest of the states in having fair and equitable home lending laws. This might be of interest to those concerned about California adjustable pay mortgagemastersonline. com and that is why we have included this information.