The details of the coastal vacation official site

With the unfortunate occurrences of fraudulent coastal vacation sites and scams you are sent to a page offering details about the difference of a bogus and an official site. The site states that the Coastal Board of Directors recognizes a coastal vacation official site. There are only four official sites linked to coastal vacation. There are three key guides to keep in mind that will show proof of an official site. It is important to keep these things in mind while looking for an official site.

The Three Guides To An Official Site

1. The sites will each be identical and include distributor information

2. The sites include a clear claim of being an official site

3. The site carries a motto “powered by COA network”

From this page you are sent to the official site that begins with a description of the number of people who would prefer the freedoms of working from home to their current job. It is estimated that 96% of adults between 25 and 44 are interested in home business. Some of the benefits listed on this site are the low overhead; home based tax advantage, no employees and unlimited early potential. You also are informed about the state of retirees. The ability to have true financial freedom is only at 2%. Statistics on the site show 45% of retirees depend on relatives, 30% need charity assistance, 23% are still working and 2% are home business owners and are financially free.

The site then goes into coastal vacations being a $4.9 trillion dollar travel industry. They offer affordable travel packages at wholesale prices. They offer the finest, most extensive lifetime travel membership packages in the world. They are not a timeshare company. There are three tier travel packages offered. After the products and services are mentioned the site goes on to offer job opportunities. They state that this home business opportunity is low risk, carries a high return, allows for personal satisfaction and offers a strong track record. This company is not a franchise. Those employed are coastal directors who promote the products and work off of sale commissions. Training and leadership courses are provided as well as the assistance of an automated marketing system that performs 80% of the work.

Near the end of the site there is a form that allows you to request further details about travel packages or employment information. The official coastal vacation site was clean and clear on it’s products and services. It was also upfront about the coastal vacation scam sites and what to look for to better protect you from fraud.

When searching any site be wary of the signs and symbols of a site page. Try to look for signs that are associated with legitimate companies such as the BBB symbol. Do not hesitate to perform research about a company prior to providing any personal information. It is better to withhold personal details than to suffer the consequences of becoming a victim of fraud or scams. Always do what is necessary to protect yourself as well as your personal information rather a site is marked official or not.

Tj maxx s theft among the largest hack-jobs ever

At least 45 million shoppers using credit and debit cards at TJ Maxx and Marshalls have had their card details stolen from hackers, over a period of 4 or more years. This is believed to be the largest breach of consumer information in history.

The theft was disclosed about two months ago, and the parent company of TJ Maxx and Marshalls (owners of over 2,500 discount stores) have released that figure of 45 million cards being compromised - and has even acknowledged the number could get even higher.

The disclosures made March 28th in a regulatory filing reveal that there were security holes that are common among many organizations that are trusted with private consumer data, such as credit card information. TJX failed to delete data from customer transactions promptly, and failed to guard secrets regarding how the data is protected with encryption.

In details provided by Deepak Taneja, a chief executive of a firm called Aveska, that advices companies about issues pertaining to information security, it was determine that TJX records did not indicate when information was deleted or who had access to what portions of information. There was also some question as to whether or not the information kept in these files was encrypted - so it’s hard to predict how large of an issue this case really is.

While it may not be known to the extent of damages this case will result in, it has reached as far as Sweden and Hong Kong, with banks reissuing credit cards to customers in the US as well as various other countries. The Massachusetts Bankers Association is tracking the fraud reports that are linked to the parent company of TJ Maxx stores across both North America and the United Kingdom.

As of now, the only arrests that have resulted from this case involve 10 people in Northern Florida who are suspected to have purchased customer data from TJX hackers in order to purchase Wal-Mart gift cards. The gift cards were used to buy $1 million in merchandise, including jewelry and electronics at Wal-Mart’s Sam’s Club stores, as reported by the Gainesville, Florida police.

TJX claims that about three-quarters of the 45 million plus stolen cards had expired when they were stolen, or if not expired - then the stolen information did not contain the security code data from the magnetic stripes on the backs of the credit cards. After the incident, TJX began encrypting the security code data by storing them as asterisks in the computer’s database rather than numbers, start in September of 2003.

TJX also claims that approximately 455,000 additional customers had data stolen as a result of the customers returning merchandise without receipts, and include the customer’s driver’s license numbers.

Before the TJX security breach case, the largest case tracked by the Privacy Rights Clearinghouse was through credit card processor, CardSystems in June of 2005- with over 40 million cardholders coming into attack. The TJX case is currently effecting about 46 million consumers.

Self-destructive behaviors of girls with anorexia

The desire of having a beautiful, slim body determines girls and young women to take drastic actions. The society we live in puts a lot of pressure on the shoulders of young girls by establishing and supporting exaggerated physical features as ideals of beauty. Teenage girls struggle to get noticed and sustain assiduous efforts in their attempt of improving their physical appearance. Their constant preoccupation with body weight sometimes becomes an obsession and many young girls develop eating disorders.

Eating disorders are considered to be serious illnesses and they may even lead to death. These disorders are basically mental conditions that are characterized by unhealthy behavior, scarce eating and obsession with being overweight. Anorexia (Anorexia Nervosa) and bulimia (Bulimia Nervosa) are the most common and the most dangerous eating disorders.

Anorexia affects persons of all ages and regardless of sex. However, young girls are more susceptible to developing anorexia, due to their ambitions and desires of being thin. Girls with anorexia eat very little food and sometimes they even constrain themselves from eating any food at all. Abstinence from food leads to serious complications and girls with anorexia often develop other diseases due to their bad eating habits. The lack of vital nutrients triggers a lot of changes inside the bodies of anorexics, making them feel weak, tired, anxious, confused and psychically unstable.

Girls with anorexia also experience a lot of physical changes. Their growth is dramatically slowed down; they suffer from stomach aches and internal disturbances, migraines, heart problems, bad circulation of the blood, hair loss and dehydration. Inappropriate eating habits cause hormonal unbalances and girls with anorexia often suffer from amenorrhea. This condition refers to irregular menstruation and girls with anorexia even experience stops of their menstrual period due to small levels of estrogen. Amenorrhea often leads to weakness of the bones, corrosion of the teeth and fragility of fingernails.

Girls with anorexia have obsessive thoughts about food and being fat. They carefully count the calories they consume and often exhaust themselves by doing long, tiring physical exercises. Despite the efforts they sustain in order to keep fit and lose weight, girls with anorexia are never content with their body weight and physical appearance. They have a distorted perception of their body image and always consider themselves to be fat, even if their body weight is considerably lower than it should be.

Young women and girls that have careers where a slim body is a necessity (gymnastics, modeling, ballet) are also susceptible to developing an eating disorder.

It is very important to act quickly when dealing with eating disorders. Girls with anorexia are often unaware of the dangers they expose themselves to and most of them deny having a problem. Some of them, however, are willing to sacrifice their health and jeopardize their lives only to be admired for their silhouette. Because girls with anorexia are usually unable to overcome their illness on their own, they should be provided with plenty of support and encouragement from their families and friends.

Anorexics feel lonely and unhappy and have low self-esteem and self-respect. By proving to people who suffer from anorexia that low body weight isn’t the most important thing in the world and by showing them that they are unique and beautiful regardless of their physical appearance, you can help them make the first steps towards recovery.

Budget hotel in pattaya tips

One of the most difficult thing for tourists, especially for the ones who loves travel overseas , is to fine the cheapest or budget hotel rates and to find reliable travel agent or accommodation booking website. It may not be difficult for you if you want to go to some of major city in the wprld such as Paris or Milan etc. because you will find that there are plenty of websites that provides hotel booking service to these cities as well as useful information resources. But for just small city in certain country like Pattaya, it would be a bit more difficult.

Pattaya is the small city in eastern region of Thailand. It may not be as famous as major city like Bangkok or Chiang Mai or other provinces, but Pattaya gains its reputation among millions of foreign tourists who want to experience very beautiful beaches and endless night fife.

Even though there are many of hotel accommodation available in Pattaya, ranges from ordinary cheap guesthouse to vary expensive five stars hotel. But all of us still would love to find the best deal of hotel rates or at least be able to find budget hotels in order to save money.

For city like Pattaya, the average of hotel price for good accommodation is about 1,000-1,500 Baht (about $35 -$40). Within this price, you can get good level of accommodation which has full of facility in the room such air conditioner, fridge and sometimes this price includes daily breakfast. These facilities considered enough for daily requirement for budget hotel.

Unfortunately, many of major hotel booking website only provides reservation for big hotels. This is because as the business requirement that the website owners have to make profits from the reservations. Therefore, selling budget hotels or cheap hotels may not give them attractive revenue or it may not worth the cost of running the website.

Generally, these hotel booking website could get about 10% discount from the hotel rack rates in order to make profit. For example, if the hotel full rate is $100, the hotel will give retail price to the booking websites around $90 so the website can sell to user for about $95 which is $5 cheaper from the hotel full rates.

However, the number of discount does not have to be fixed as 10%. The amount of discount also depends on the negotiation between the hotel and the website owner, the more sale volume the website can make, the greater discount they will get.

According to this reason, the website owner may not interested in contacting budget hotels and include them into the reservation system because the website owner can not make significant profit from them. As a result, this is really difficult for travelers to find budget hotel reservation from the internet and they have to contact local travel agent instead, which offering higher price of hotel accommodation and they can earn quite large amount of money. Book the hotel according to your budget and try to get the best accommodation in Pattaya within your budget.

Buy herbal viagra online

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The medicine world today is full of alternatives for sexual dysfunction but none can really be considered true herbal sex supplements. Viagra, the most popular and widely used prescription medications, is often not an option for men with certain cardiovascular problems, as well as shunned by many who want to avoid unwanted side effects. More and more, men are relying on herbal sex supplements for increased libido, stamina, and heightened sexual pleasure. The question is, do they work? In a nutshell, the answer is yes. Herbal sex supplements work for most men, just as prescription medications work for most people, as well. The most beneficial aspect of choosing herbal sex supplements over prescribed medicines is the lack of adverse side effects they can produce. As well, many of these over-the-counter formulations include different combinations of herbs and natural compounds that perform a variety of tasks.

Choosing herbal sex supplements for your particular needs should be first on your list when researching the different options available. Perhaps you have erectile dysfunction or arent satisfied with the quality of your erections as a whole. When choosing between the herbal sex supplements available, search for those that have yohimbe or an arginine compound, as these work as vasodilators to increase blood flow to the penile region. Studies indicate that both of these properties can function together or alone to give you more reliable and more remarkable erections. MAGNA-RX Plus is the worlds most potent and effective Male Program. Developed by Dr. Aguilar, a leading medical doctor and urologist, each MAGNA-RX+ tablet contains a unique, high performance male enhancement supplement designed to supercharge your life! Thats why its the worlds leading and most powerful MALE ENHANCEMENT system.

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Home schooling your children on the internet

Do you have children in school - or are you planning for it soon?

Have you asked yourself if public schools are really doing all they can to improve your child and educate him or her for the real world?

Do you try to stifle desires to send them to private schools because of the cost or the perceived 'elitist' mentality?

Have you ever had a day arrive when your child comes home worn out, agitated and frustrated and thought to yourself "I'd love to keep my child home and teach him myself - if only I had the time."

Now, maybe you can. Here are some of the options.

PRIVATE SCHOOLS COST MONEY

Yes, private schools are sought by the wealthiest and most privileged of society. Although some would likely debate the benefits of private schooling over public schooling most parents probably have considered the option and would jump at the opportunity to give private schooling to their children if it appeared.

Unfortunately, for most families, private schooling is simply not a reality. At a cost of $7000 and upwards, the ability to afford such education is beyond their means. Religious affiliated schools are less expensive, but still not an option for many families with a of cost several thousands per year.

HOME SCHOOLING TAKES PARENTS TIME

Traditional home schooling where the parent is the supervisor of the child's work is another option. With fantastic resources and helpful teachers to assist, it has been a form of education that can be the answer to parents who want the one-on-one education that public schools cannot provide.

Home schooling has been the basis of society for thousands of years - long before schools came about. However, in today's society it can be difficult for parent's to maintain the supervision of assignments that is needed for home schooling. This may become even more of an issue as a child gets into the higher grades and parents are unfamiliar with the curriculum or are working and do not have as much time to assist them.

INTERNET HOME SCHOOLING

A new addition to education, the internet is now providing the ability for parents to give their child an enhanced curriculum, control over education, and online support. This will all cost much less than private school at an average cost of $900 per year.

Older children can benefit from online teachers who are able to supervise the work - a huge benefit for working or single parents. Many accredited Internet schools offer similar courses to those available in private schools.

Joel Turtel, who is the author of "Public Schools, Public Menace: How Public Schools Lie To Parents and Betray Our Children," says that busy working parents can give their kids a quality, low-cost education at home using the Internet. “K-12th grade Internet schools can take most of the homeschooling burden off parent's backs.”

Perhaps this is the answer you've been looking for.

Not Being Able To Juggle In A Third

Ready to add a third factor into the equation? Concentrate on throwing ball number #3 and do not even try to catch ball #2, advises The Instant Jugglers' Manual. Or once you have two areas of focus pretty much underway, say your career and family, add the third – education.

Get help planning your education into the mix with resources. Head to your local educational center or public libraries for help. Don’t get left dropping – or not juggling – the ball!

Article submission benefits of submitting to directories

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The benefits of article submissions are often neglected by many webmasters who would rather pay for expensive online advertising (with short to mid-term results) rather than develop a long term marketing campaign. And article submission is one of the most effective long term strategies.

There are few other marketing tools that have such a wide range of benefits as article submissions:

* Article submission is free – this is one of the few Internet marketing strategies that can have better results than expensive pay per click campaigns or other similar forms of paid advertising. Submitting articles to directories is free, because the webmasters of the directories are always looking for fresh and original content.

As long as it meets their quality standards, reputable article directories will gladly publish your article. Some great resources you may want to try are:

o MyContentBuilder. com
o ZapContent. com

* Submissions are fast – creating an account with an article directory may take around 2-3 minutes, but you only have to do it once. You should create at least 20-30 accounts with different directories to give your submitted articles more exposure.

With the account already created, it may take another 2-3 minutes to input all the required fields for the article (title, summary, keywords, body text, and resource box).

You can submit your article to at least a dozen directories an hour – and it would probably take around 3 or 4 good hours for a very effective submission campaign to a large number of directories.

* There is also the bulk submit option some directories offer – that is also an excellent way to submit your articles, but most directories will charge a small fee for it. In many cases, the fee is so small that it is really effective to submit your articles this way.

Article submission can be tedious, which is why you may want to consider an automatic article submitter. It will submit one article to over 30 directories in half an hour. To watch a video on how to accomplish this, go to:

o 1trac. com/dt/t/Article_Submitter_Video. php

* They promote your website – when a reader goes through your article and deems it valuable and informative, chances are he or she will want to visit your website for even more resources. They can easily access your URL from the resource box you provided.

Of course, your article has to actually impress the reader and make him want to find out more – so high quality is a necessity here.

* They have the viral power – the nice thing about article submissions is that they have a huge viral marketing effect. Webmasters and blog owners are often readers of the directories and many of them will publish your article on their own websites and blogs, keeping the credentials and resource box intact.

This means that although you may only submit your article to 50 directories, chances are that in a couple of weeks or months, hundreds of other websites and blogs will have the article published, granting you more exposure and, thus, higher traffic numbers.

* Article submissions are great for SEO (Search Engine Optimization) – since most search engines place a high value on one-way links going towards your website, submitted articles are a real “gold mine” from a SEO point of view.

Combine the power of one way links with the viral effect of high quality articles, and you will soon get the big picture on why article submissions are rated among the most effective online marketing tools.

Northern exposure season 2 dvd review

The recipient of 39 Emmy nominations, including four for Outstanding Drama Series in just a short six season stint, Northern Exposure is one of the more interesting television shows of its decade. The offspring of St. Elsewhere creators Joshua Brand and John Falsey, Northern Exposure originally aired in July of 1990, but only lasted five years because critics loved the show more than audiences...

Northern Exposure centers around the life of a recent medical school graduate named Joel Fleishman (Rob Morrow) who, not reading the fine print in his student loans, realizes he must practice medicine in the frozen tundra of Alaska. Even worse, he'll be the only doctor in the tiny town of Cicely, a place populated by oddball characters of every sort such as ex-NASA astronaut Maurice Minnifield, bush pilot Maggie O'Connell (Janine Turner), KBHR radio deejay Chris Stevens (John Corbett), aspiring filmmaker Ed Chigliak (Darren E. Burrows), and bartending couple Holling (John Cullum) and Shelly Vincoeur (Cynthia Geary). It's a fine recipe for some hilarious situations.

The Northern Exposure (Season 2) DVD features a number of hilarious episodes including the season premiere "Goodbye to All That" in which Joel learns that Elaine has left to marry a judge several years her elder. Meanwhile, Holling buys a satellite dish but regrets it when Shelly becomes addicted to international TV… Other notable episodes from Season 2 include "All is Vanity" in which Maggie persuades Joel to pose as her boyfriend in order to trick her father, and "Slow Dance" in which Shelly becomes jealous when Holling enjoys a reunion with a woman from his past…

Below is a list of episodes included on the Northern Exposure (Season 2) DVD:

Episode 9 (Goodbye to All That) Air Date: 04-08-1991

Episode 10 (The Big Kiss) Air Date: 04-15-1991

Episode 11 (All is Vanity) Air Date: 04-22-1991

Episode 12 (What I Did For Love) Air Date: 04-29-1991

Episode 13 (Spring Break) Air Date: 05-06-1991

Episode 14 (War and Peace) Air Date: 05-13-1991

Episode 15 (Slow Dance) Air Date: 05-20-1991

Protect your home from florida s storms and hurricanes

There are some very good reasons for investing in storm and hurricane protection for your home, not the least of which is saving your life in the worst storms. For most homeowners, however, protecting your home from the damaging winds and rain of a hurricane is a matter of protecting your investment. Taking steps to protect your home from severe weather and other catastrophes can also reduce the premiums that you pay on your homeowners’ insurance. Here’s a quick rundown of storm protection and other safety items that may reduce the premiums on your homeowners insurance.

Hint for home sellers: up-to-date hurricane protection for your home is a great selling point for your home. Besides offering reassurance to home buyers, many of these home improvements offer reduced home insurance premiums – and that can be a very big attraction for a new home buyer.

Storm Protection

Storm protection is at the top of the list in protecting your home from damage. While hurricanes are the source of the worst storm damage, the steps you take to protect your home from the punishing wind and rain of a hurricane will also protect your house from less severe weather.

Roof repairs and reinforcements

Loose shingles, especially at the edge of your roof, are a disaster waiting to happen. Often, when the wind catches the edge of a loose shingle and rips it free, more shingles follow. Check your roof carefully for loose shingles and leaks. Secure the shingles, and have leaks repaired immediately.

In addition, hurricane straps and clips can reinforce your roof’s connection to the rest of your house and prevent it from literally blowing off in the high winds that accompany a hurricane. There’s even a roof harness that fits straps over your roof and secures them to the foundation of your house, keeping your house’s “hat” solidly anchored.

Waterproof your home

Wherever possible, caulk around openings for cable wires, phone wires and other utilities into your home. All of them are entry points for water which could get between your walls and cause mold – a major health hazard for your family. Also check the soffits – the material that covers the underside of the roof overhang. High winds can drive rain nearly horizontally, and force is up under the overhang and into your house. Make sure that the soffit is securely attached to the roof overhang AND sealed against the house to prevent water from entering.

Protect openings

Of course, the biggest entry points for rain and wind into your home are the same ones that you use to get in and out – the doors and windows. Strong winds can exert hundreds of pounds of pressure both inward and outward on your doors and windows. Invest in storm shutters to cover all of the openings into your home, including garage doors, patio windows, windows and doors. There’s a variety of storm shutter types and styles on the market that will protect the openings of your home from impact and wind pressure, and most insurance companies discount premiums if you have them installed. Other very effective options include replacing windows with impact resistant glass, and using impact resistant polyurethane film on the interior of existing windows.

Landscaping protection

Inspect all shrubbery and trees around your home regularly to make sure that they are healthy and that there are no loose branches that can become projectile missiles in a high wind.

Reinforce outdoor structures

Storage sheds, cabanas, gazebos and carports can become airborne and lethal during a hurricane. Inspect porch roofs to be sure that they are securely anchored in place. If they’re not, have the anchors reinforced.

Carports

Free standing carports are actually less likely to take damage (and cause damage to the rest of the home) than attached carports. For both, the most important factor is how well the roof is anchored.

Aluminum screen enclosures

If you have an existing screen enclosure around your pool, inspect it and replace any rusted screws. Reinforce the anchorage of the columns to the concrete deck, and install diagonal bracing to help the structure withstand the force of the wind. If you’re rebuilding or replacing, consider using Armor Screen, which has proven to be one of the most effective hurricane protection options for not only screened enclosures, but as protection for windows, doors and other openings.

Storage Sheds

Like carports, these buildings are not built to withstand high winds. The best thing that you can do is anchor them more securely to the ground. If possible, build them on concrete slabs. If that’s not possible, you can literally tie the structure down using heavy duty screw anchors driven into the ground at all for corners and a rope harness over the building.

Outdoor Equipment

Air compressors, air conditioners, water heaters and pool equipment can be blown around in a hurricane, causing damage to the equipment, your house, the electrical hookups and the condenser lines. You can prevent a lot of that damage by anchoring the equipment securely to the house or to the ground using metal brackets, straps and screw anchors.

Most insurers offer premium discounts if your home was built after 1993 when stricter guidelines for hurricane safe building became the law. In addition, insurers may offer premium discounts for installing storm shutters, reinforcing roofs and installing hurricane straps and clips, and installing storm screens. Check with your insurer to see which improvements will net you a discount on your premium.

Talking cctv cameras protection or intrusion

Today our world is hung in a very delicate balance between good and evil. Since the start of the new millennium, we have been gripped by a very fearful and powerful force; Fear - itself. It is the general belief that there are people who are fighting to eradicate this fear and those fighting to embed it deeper and deeper in to the human psyche.

Governments around the globe are making efforts to somehow eliminate this element of fear from our daily lives. Whether the attempts are successful or not is yet to be seen. One such step taken to guard the people against not only the more serious dangers, but also the little things like vandalism, unsocial and unruly behaviour is the Talking CCTV camera, predominantly being installed in the United Kingdom. These cameras will not only enable the operators to notice bad or dangerous activities, but will also enable them to speak to the offenders right there and then, in a bid to dissuade them from carrying out their actions.

Like everything else, these cameras will have some positives and a few negatives as well. They are already being used in a few areas of Britain and have, reportedly, helped in checking things like littering, street violence, vandalism against businesses and public properties and have also helped locate a few missing people to the joy of their loved ones. The promoters argue that the Talking CCTV cameras will enable people to breath easy, knowing that not only they, but the prospective offenders are also being watched. They are almost never alone on the streets and someone somewhere is keeping an eye on them and can also help, if the need may arise.

On the other hand, how much intrusion do we really want in our lives? Do we really want to be watched wherever we are and whatever we do?

There are an estimated 4.2 million CCTV cameras working in Britain, which is about 20% of the total number around the world at present. At a ratio of one camera for every fourteen people, you are likely to be caught on tape almost 300 times a day. With people looking at you from far-off places and, as it will be with the talking cameras, shouting orders like walk straight and don’t look back ( which feels more like a scene from a futuristic science fiction movie), would you feel comfortable and safe or will you regard it as a violation of civil liberties?

Even though we all would like to feel protected and the governments, by and large, are trying to do their duty by us, how much and to what degree will this type of surveillance be acceptable and more importantly be effective? That my friends...time will only tell.

Online gambling is the american dream

Every generation has dreamed of a better life for their children, and many decided to pack up the family and move to America and that is how most Americans came to be Americans.

For 200 years people suffering from poverty, hunger or oppressive governments have dreamed of a better life for themselves and their families, and came to United States of America in search of the American Dream.

Many people around the world have to work 18 hours a day just to make enough money to survive; to these people the American dream is nothing more then a less hard life and a better education for them and their children, and to some it is getting rich without working hard to do it.

This is not much different from the mentality from an American who maybe builds houses, or works in a factory or some other type of physically demanding job that they hate, and at the end of the day they dream of winning that jackpot in an online casino.

Winning the grand prize and making enough money to put a nice roof over their kids heads, put the kids in a good school, money for college. This is exactly what the American dream is about.

Many Americans work 2 or more jobs a day to support their families, and have no way to get to a casino, they just do not have the time to get there. Does that mean that they should not be allowed to follow their dreams because they have to do it from home?

This is like telling a new immigrant that the American Dream has been outlawed because you may squander you money trying to achieve it.

What if a hard working man saved up some money and decided he wanted to open a restaurant and the government told him no, because the restaurant business is dangerous and most new restaurants fail within the first 6 months.

The law making online gambling illegal is a direct blow to why most of our grandparents moved to the United States.

The entire idea of the American dream is to be able to do better in life then the cards you have been dealt, just like in poker you are dealt your cards then after looking at them you have the chance to exchange your bad cards for better ones. The ability for a child from poor family to be able to get a good education and to make more of himself then the generation before him did.

Many people around the world are dealt a bad hand in life, but the American dream helps them rise above it to make what before may have seemed impossible become an every day occurrence.

Pure and simple the American dream gives hope to people who never expected to have hope again, and online casinos give people the same thing. The hope to improve their lives, and to deny people that chance is like putting a sign up for new immigrants to the USA saying Sorry The Dream is Over Please go home.

Bali what to do and where to go

There is a large group of travellers that is self-sufficient while having a pleasant time on the island. They know already where to find beach activities, the secrets of going shopping Bali style, and generally know where to find a good time while avoiding too much sweat.

There is a equally large group that cannot get enough of new activities, latest tour programs and all sorts of organized adventure.

Today I would like to give an overview of popular island tours and tropic activities such as rafting, trekking, cycling, elephant safaris, horse riding, skydiving, paragliding, sailing and other beach and marine sports.

If you are staying at a 4 or 5 stars Bali hotel, you will already have the advantage to be introduced to daily domestic activities available to hotel guests. Such can be gymnastic and jogging exercises, local bicycle tours, cooking classes and all sorts of beach games.

The next step on the activity level are Volley ball - Outrigger sailing - Table tennis - Tennis at Tennis courts - Badminton - Snorkeling - Windsurfing - Fishing - Parasailing that are in most cases all directly available or bookable from the tour desk at your hotel in Bali.

If this is not available at your hotel, or you would rather "go and explore" the island, it is time to consider the tour options offered by virtually 100's of tour providers. Here you can join large groups using large busses, or small individual groups, down to the size of hiring a personal tour guide for only the 2 of you.

Rafting and Kayaking trips enjoy a strong following and are increasingly popular. The beauty of the Ayung river valley and Melangit river are popular destinations. It looks to be more a sport for adventures types on photos, but it is completely safe and also recommended for younger children.

Sightseeing tours is another Bali favorite, see and explore all temples and monuments of Balinese history on trips to Besakih, Tanah Lot, Tampak Siring, Uluwatu, Kintamani and others.

Increasingly in demand is another "sweat exercise", cycling tours to villages and mountain trails. This is not recommended for younger children because they will have a hard time to catch up with the group. For families it is better to just rent the bicycles and maybe a private tour guide, if needed.

Elephant safaris is one of the family trips in Bali, provided by many tour operators venturing yet in another field of activity. To completely feel like Indiana Jones the next step would be to go on a off-road Land Rover land cruise, to discover some hidden tracks of the green jungle.

Since Bali is an island what comes naturally to mind is a day cruise or sunset cruise to Lembongan island. Two of the providers are Bali Hai and Island Explorer Cruises both offering a wide range of cruises and water activities.

Surfers are attracted by south Bali's waves, and not only Balinese enjoy that activity also lots of Australians are coming to Bali only for one purpose: The Waves, also hot among surfers from Hawaii, statements like "Definitely one of The spots to go surfing" from global surfers. If these waves scare you and you just want to practice a bit you can rent a board in Kuta directly on the beach for a few hours.

Divers are attracted by several locations in Bali, all easily reachable with dive instructors that will pick you up at your hotel and take you for a dive at a destination of your choice. If you need more above sea level action there is also Bungy jumping, ski diving and paragliding.

Bali is a mountainious volcanic island that will catch the attention of mountaineers interested in mountain climbing. Mt. Agung the highest peak at 3142 metres and Mount Batur can be climbed in a few hours. Use a local guide for safety reasons and to find the best routes.

Another interesting encounter with nature is possible at the Bali Barat National Park in the north of the island. It is a protected reserve on an area of over 750 square km. The park is home to wild buffalo, monkeys, wild deer and civet.

Most suitable for families with kids are theme or adventure parks and attractions. Popular with kids are the Waterbom park in Tuban with their huge water slides, Bali Bird Park in Batubulan has a 100's of exotic birds, and the Bali Reptile Park next door invites with Lizard Komodo Dragons.

Again most tours and adventures are easily bookable from your hotel, or you can call Bali1.com anytime while in Bali to arrange a tour for you. From airport pick ups to bringing you safely back to personal meetings at your hotel to book anything from a short Ubud roundtrip to a multiple days Flores tour or visiting Komodo island and their live dragons.

Benefits of padangusthasana

This is one of the basic yoga asanas which we learn initially while learning yoga. All the yoga poses help in improving your flexibility which becomes very useful in our daily life. The asana is also known as head to foot pose. Your desire to regulate your blood pressure can be done by this asana. The pressure on your head and the stretching of the muscles relaxes your brain, making you work out things more easily and calmly. The stretching and pulling tones your body and relaxes you by making you feel at ease. The bending helps your abdominal organs as it massages the liver and spleen making it useful to the optimum level.

If done properly this asana would benefit not only body but would teach you be calm and patient. It has to be done slowly and not in a haste, if you want to receive its full benefits. The tiring muscles would be elevated and rejuvenated by this pose. The stretching of the muscles helps your hips, thighs, hamstrings, groin and calves. When these muscles are stretched they make your body more agile and fit. It helps to strengthen the other muscles which would help in recuperating your tired body. The less stress you give to your important organs it would work in a better fashion and helping your health.

With the improper diet, many of us suffer from gastric and indigestion problems. As we do not take care of our health and does not even look at the warning signs our body sends to us. This exercise helps in removing the bloating feeling caused by the indigestion and gastric troubles. It stretches most parts of your body like back, spine and legs which also plays a major role at the time of conception. Your knees are strengthened; the pressure helps in reduction of flat foot. Some other benefits are in strengthening your prostrate gland, reduction in blood pressure, helps in removing your backache, less menstrual discomfort is also provided by this asana.

Rich your site by web design delhi

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Achieve a domain name. Before you create a web design, you have to have a place to store it. The domain name is the name of your site and the name people will know your site by and use to access it. Don’t be discouraged through because actually anybody can build a great web site them selves. But the web designer just needs to know the creativity. Which makes a site different from other? Acquire a name is easy. Just go to one of the several online registrars of domain names where you will pay a low annual fee in exchange for having your domain name registered. After this you can proceed to the next step. Choose a host for your site. In order to create a website that everyone can see, you need a place to hold it that everyone in the world can access. Web Design Delhi company e-fuzion charge another small monthly fee, but will often give you a discount if you sign with them for a long period, like a year. Try to find a reliable host that offers a lot of space for your site, too, so you can build an exciting site with a lot of bells and whistles. Designing you Web Design Delhi is the most exhilarating part of creating a website process. You can choose everything from appearance, content, layout, and what you want this to accomplish. Site creating packages are available to assist you in this process. There are many packages including professional detailed packages and packages that are free of charge with basic templates. Depending on your needs, you can choose the package you may need. Test your website to see if it works in popular web browsers. There is some software differences that may make your site appear fine in one browser and appear distorted or discolored in another. Except Web Design Delhi company e-fuzion other development companies fail to do this, and this can result in very disgruntled web site viewers. Is your goal to make money? Then sign up with a service which will accept credit card payments and thereby help you sell your goods on your internet site. Or you could make money with your site through advertising. Web design Delhi company e-fuzion just makes your site more popular among other sites by adding some creative solution. It just enthusiastically awaited for the winning result which makes wed sites life easier than other.

Grand cayman scuba diving in this side of paradise . .

Year-Round Tripping

Every year thousands of tourists are lured to the Grand Cayman scuba diving sites. They go to the Grand Cayman because of year round warm and clear waters, great diving locations, and the variety of colorful and interesting marine species. Many of these island trippers are returnees, who never cease to enjoy the charms of this Caribbean gem.

There are about 250 Grand Cayman scuba diving sites. It would be impossible to visit all in a week’s time. To narrow down the list, here are the top spots in Grand Cayman that tourists can squeeze into their tight schedule.

Top Tourists Drawer

A stellar attraction of the Grand Cayman scuba diving sites is Stingray City. The thrill of getting up close to the stingrays and feed them is an out of the world experience nobody can forget. Tourists can watch the graceful water sprites from glass-bottomed boats, or snorkel on the shallow beds and feed the stingrays. They can also pose for their pictures taken under water. Scuba diving in the area is another way of getting close to the stingrays.

The Round Rock Caves is the favorite diving spot for hard core divers. There is a breathtaking wall topped with pinnacles – giving an impression of arches. The great visibility makes for good viewing of several varieties of fish and crawlers. You can swim in and out the tunnels and have a great adventure following schools of fish or just enjoying their presence.

Tourists should not pass up the dive in Orange Canyon. This is one awesome dive. The site will suit intermediate scuba divers. This is also a great site for snorkeling because the current is light. Orange sponges covered spurs is are incredible to look at, and it is amazing to see this vibrant color underwater. There are crawling lobsters, paddling turtles, and giant parrotfish.

The Oro Verde wreck is another must-see. The huge freighter is now the home of the yellow tail snappers and angel fish. You can watch as the schools of fish pass you by at a close distance. The Eagle Ray Pass in the North Wall is another enthralling underwater scenes. This pass has an enchantment all its own with its towering corals, black corals, and sponges. It is here that the Spotted Eagle Rays can be observed in their natural habitat.

Vacations on a Budget

There are great vacation deals for those on a budget. Backpackers can get those shared rooms for $590 per head in Lacovia Condominiums. This includes four nights lodging and 3 days diving. Those on sight seeing tours only, can get a shared room for $290 for four nights lodging. For this minimal amount, one can have a great Grand Cayman scuba diving tour.

Prices are steep in winter when people fly to the Caymans to escape the wintry weather. Most of these packaged tours include 10% government tax and 7.5% service charge; however these are subject to change. Meals are not included but there are a slew of restaurants along the 7 mile strip offering a mix of local and international cuisine.

So, even on a budget, one can have the grandest vacation in Grand Cayman scuba diving sites in this side of paradise.

Does modern society drive people insane

Stress and anxiety are things anyone and everyone has to deal with. The mental stresses and pressures placed upon the typical human being by modern civilization is a price that must be paid to live within the social strata we have now. It is understandable for people to have to bear with stress and pressure, to need to develop the mental tools to adapt to their culture and working environment, but for some, the burden is too great to bear. The human mind is a sensitive instrument, a computer program that has algorithms and protocols that can be stretched to a breaking point. The average person either has the capacity to deal with the stress and anxiety inherent to the modern world, but others are not so lucky. It has been suggested that, more than any era on record, the world we live in today has a sizable percentage of the population that is incurably mad.

Indeed, the stress and anxiety being pressed upon people can stretch less adapted minds to the breaking point. Apart from conforming to social norms, one also has to deal with the culture of work, the demands placed upon one's gender, the social duties one has, and the conflicting need to fit in while retaining one's individuality at the same time. This incredible amount of stress and anxiety, when combined with some personalities or mentalities, can result in someone that has embraced madness. In many ways, being utterly insane is a way to escape the stress and anxiety that society, work, and culture press upon a person. It is an unusual sight, but it is not impossible to see someone who has become so stressed out by events in his life that he can find himself having a complex philosophical debate with a stop sign.

As was once said by the comic book character The Joker, all it really takes for someone to go crazy was one “really bad day.” Unfortunately, when one takes everything into context and considers the thousands of layers that one has to navigate on a daily basis, the possibility of at least one person in the world having that “really bad day” is relatively high. There is no specific combination that can lead to this, nor is there any specific personality profile that is more prone to just snapping. The fact is, this is all based heavily on circumstance and luck. For some, it will only take a single event in that person's life to make a difference, to cause a significant enough change that his mind can no longer handle the strain. For others, it would take him being served divorce papers, losing his job, learning he has cancer, being robbed blind in the middle of the street, and learning his youngest daughter just died for him to “lose it.”

The modern era, according to some analysts, is structured with so many complications and duties for a single individual that going completely insane is not that far-fetched. However, it is distinctly possible that insanity is a long-term development. People in the workplace or within some social circles may be slowly developing insanity in some form or another, but lack that single, defining moment to trigger the nervous breakdown. The emergence of insanity does not always have to be instantaneous, as the degradation of one's “sanity” can be a slow process that can last a lifetime, requiring only a single event to open the proverbial door to the psychological point of no return.

Work from home and spend quality time with family

Nowadays you can find plenty of opportunities to work from home and still get the best of family time. No more compromises.

Have you always wanted to spend more time with family? Do you want to have it all – a great family life and a fantastic career too? Then you can do so now. With the many work from home business opportunities available today, earning a steady income is a real possibility.

Typing

If you have had experience in typing several documents and wish to turn this into a money making opportunity, then you can do so now. There is plenty of online work from home typing jobs available which you can leverage to your advantage. You can bid on suitable projects by specifying your hourly rate, along with relevant samples of your prior work experience. Then once you win the project you can start work immediately. You can get paid very good money with these kinds of typing jobs. Especially if you happen to have a good typing speed, then the sky is the limit. You can complete more number of assignments in a single day and double or even triple your money making potential. Thus online typing jobs represent a fantastic work from home opportunity for you.

Day care center

If you love babies and find spending time with them absolutely adorable, then you could consider starting a day care center for babies. This is one of the most sought-after work from home business opportunities available nowadays. Today’s fast-paced and frenetic lifestyle has given rise to more hassled parents who are busy with their own careers. Such parents are always on the lookout for dependable and trustworthy day care centers that can take care of their babies while they are at work. Thus this profession is very much in demand these days. If you wish to work from home and earn great money from the comfort of your own home, then this is the opportunity for you. You can advertise your services on your website or on common sites for classifieds ads. This way you will start finding more such young parents who will readily entrust you with their babies. Thus starting a day care center could prove to be a great work from home opportunity which promises great income earning potential for you.

Data entry

There are many online companies these days that are looking to outsource their data entry jobs. Many times it’s because this doesn’t comprise their core competencies. If you are good at data entry work then this can be a great work from home opportunity for you. Simply advertise your services in a classifieds section and you can start receiving plenty of work in no time. Data entry is a very lucrative work from home business opportunity. You can earn significant incomes in a very short duration of time. Of course it all depends on how much time and effort you are willing to put in.

If you want to learn more, do not hesitate to visit the link attached. You will definitely be satisfied with what you can get from there.

We must make our environment favorable for era transformation

No doubt individual efforts and endeavours are important and they should be respected and encouraged. At times these lone individual efforts are so intense that it not only influences the individual but transforms and influences the cosmic world. Of course these are exceptions but it proves beyond doubt that each human being is God’s prince and that he potentially has all divine powers albeit latent in his psyche. If man so desires he can convert these latent powers into active powers so as to enact amazing tasks at the cosmic level. People with radiant minds do exactly this. Such radiance gets re-instated as great men and with their extraordinary endeavor solve contemporary problems of the world. The divine incarnations of God are of this level. Their special leadership qualities at the world level, bestow on them, the title and respect of “God”. This is a description of the peak of greatness of an individual.

Despite all this the deep import of the environment stays put in its position. Its influence is noted at every step and there is an intense need that this environment should be made favourable. For this the only solution is congregational spiritual endevaour. Presently these efforts are being used, to achieve the goal of manifesting Era Power (Yuga Shakti).

The influence of the environment can be known by noting the differences in the shape and inner nature of men. It is the environment that induces skin color, differences of brown, yellow, white, black etc. These special qualities called hereditary qualities, that influence the skin color, ultimately are related to the difference in environment in different nations and regions. The small large forms of human beings are as per one’s nation and region. The difference of bodily might in Punjabis and Bengalis (of India) can be attributed to influence of the environment. On an average majority of the people of Uzbekistan (in Russia) live for 100 years. There is nothing special about their eating habits, material comforts etc. Like other people they too eat what others eat but live upto 100 years. Then what is the reason behind these people living a long life of 100 years? The answer is the influence of the regional environment on their bodies.

There are differences not only at the body level but also at the inner nature level. This is the influence of the gross and subtle environment. The basis of the differences regarding culture, civilization etc. is how has the belief, mental inclination and habit been molded in which region and in which direction is the flow of the thinking and activities of these people? This flow does not change easily. Hence it is believed to be a difference in culture and it is nourished too. These special qualities not only overflow in one’s inner nature but it also abounds in one’s ideals.

There are different levels of beasts, plants, ores etc. on the basis of the differences of the environment. When one compares animals of one country with those of another, only the external shapes differ but there is a vast difference as far as their physical might is concerned, the capacity to give milk etc. The different amount of wool present on a sheep’s body is attributed to the difference of environment in various regions. There is a great difference between dogs bred in mountains and those of the countryside. The potential to endure seasonal changes is attributed to the subtle special characteristics of that area. These creatures of cold regions can endure cold and those of hot regions can endure heat with relative ease whereas this becomes difficult for those born in different conditions at the time of change. Those traveling in fast moving vehicles often complain of ill health. This is because the endurance power of the body, fails to adjust with environmental changes.

Differences have been noted in the shape, smell, taste etc. amongst herbs, plants, fruits, flowers etc. Despite the fact that the name and form of herbs grown in various regions are said to be identical, yet there is an extraordinary difference as far as their chemical nature and other qualities are concerned. Differences have been noted in the shape and nature of birds, insects etc. The differences seen in the characteristics of snakes, scorpions, lizards, spiders etc. seem to be based on species’ differences, yet even these have their roots in differences based on the environment.

Differences are noted amongst regions of various countries as far as conditions, traditions, beliefs, likings and culture are concerned. Children born in various regions imbibe that particular mental attitude and nature, due to the influence of that particular environment. The thinking, nature and actions of such children are similar to that of other people living in that region. When there is a pressure of the majority, the minority start imitating the majority. This is called trend of time, flow of that era etc. As soon as seasonal changes occur, like summer, winter etc. the characteristics of all creatures, plants and materials too change. A lot of changes take place in our activities when the season is favourable.

Scientists know that everything present and produced on earth is not the result of some accident and it cannot be called a creation of human beings. Over here quite a few things take place wherein lies the hand of subtle powers and not of human beings. The spots seen on the sun, change with the change in state of the sun. Such solar changes deeply influence our planet Earth. Amazing changes are noted in the state of material objects and conditions of all creatures as a result of solar changes. We are fully aware of how radiations, magnetic storms, storms, cyclones make ordinary circumstances extraordinary. Due to interstellar space invisible energy rains showers, snow eras have manifested on earth time and again. Situations of water floods, oceanic changes and partial annihilation have been noted. If in future extraordinary changes in material objects of earth or state of living beings are noted, its instrumental cause will be interspace invisible movements and not ordinary events. During times of floods, famine, intense snow, epidemics etc. man becomes totally helpless.

A person is generally independent and powerful in his life. Despite this his status is ordinary as far as the movements and condition of the cosmos is concerned. He cannot induce rain from clouds overflowing with water that stand on his head. He fails miserably when it comes to obstructing old age and death. His authority over circumstances is negligible. Rarely can he save himself from the flow of time. He cannot stop winter season from manifesting and at the most, he tries to overcome cold by wearing warm clothes and lighting fire.

So it is very clear that man is influenced by the environment. People of different nations live a life that is influenced by their national traditions and thinking. Within that it is the influence of the environment that is at work and not their material brilliance.

With the congregation of consciousness, favourable changes can be induced in the atmosphere. Many a times such inspirations overflow from the invisible world, that within that storm, man’s intellect flies about like dry leaves and grass. The urge for war abounds. During such times many experience the need of a major war and are ready to fight. A very strange frenzy looms large in society. There is no need to talk about it or explain it. The speed and heat in the air is such that the layman’s intellect gets hypnotized and thus it flows with the trend of time. Scholars of public psychology know very well how during gigantic war frenzies and regional riots, the environment gets incited and heated up. Just like this war frenzy other subtle flows too manifest time and again and work like storms, to induce infinite intellects to follow in its footsteps.

There was a time when there was a flow of democratic thoughts which uprooted rule of Kings and replaced it with the miracle of people voting for their desired government. Then a wave of communism manifested wherein under the leadership of Russia, many Asian and European countries too followed in its footsteps. Today half the people of the world accept communism and they either wholly or partially follow in its footsteps. These thought flows of democracy and communism can be counted as intense waves of this era. Time and again waves of lesser utility, like feudalism, casteism, capitalism, socialism etc. too have raised their hoods. A wave is a wave. An onlooker on the seashore witnesses the terrible ebb and flow of the oceanic waves. Many a times various thought waves too manifest like this which carries alongwith it, innumerable intellects and transports them to far off lands.

Lord Buddha’s Wheel of Time was predominantly flow oriented and not based on materialism. Material created a flow. And flow created materials. It was not as though Harshvardhan, Ashok and other kings had unitedly appointed Buddha as a religious preacher. It was Buddha who heated up the subtle atmosphere and due to that heat thousands of wise, capable and wealthy humans joined him in spreading his message. Every religious leader of the past, by heating the atmosphere in their individualistic manner, induced waves of acceptance of their holy message and in that stream swam innumerable followers. Even in those countries which cut asunder the bondage of alien rule, the waves of independence manifested and as a result, terrific movements ensued so as to reach their goal. Those who know the precepts of the subtle and invisible environment are fully aware of the might of such waves. Its stormy night cannot be compared to any other force of the world. If one can understand the nature and deep import of the inspiration of that flow which induced monkeys of the Ramayana era to valiantly jump into the fire, it will be clear that the subtle environment has as much amount of power to lure the humans of the world, to walk in the direction of a particular flow, which is no less powerful than movements based on material paraphernalia.

One cannot depend on advertising instruments for public acceptance and cooperation as much as one can go on the favourable nature of the environment. There is a greater possibility of success, if the flow of the subtle world cooperates in our endeavour. If the wind is flowing from behind, it is easy for ships, airplanes and even people to walk on roads and they can thus move very fast to reach their destination. If the environment becomes vile, terrible epidemics ensue and in a short time span thousands of people die. Due to intense cold in the environment living beings are seen to shiver. Many people are influenced by a sorrowful environment in their house. One can see how different the environment is of a temple and that of a slaughter house. In Spiritual Science the importance of the subtle world and its environment supersedes all material apparatus of the world. For Era Transformation we will have to make intense efforts based on Spiritual Science so as to make favourable the environment.

Scriptures give us proof of the methods used time and again by Spiritual Scientists so as to purify the subtle world. Despite the victory of Lanka, the task of balancing the distorted environment during Ravana’s era remained unfulfilled. Lord Rama had fulfilled his vow of executing 10 Ashwamedha Yajnas on the Dashashwamedha Ghat. Despite the death of demons like Kansa, Duryodhan, Jarasandha etc. the distortions of the Mahabharat era continued to prevail in the environment. Lord Krishna saw the need of its purification and hence asked the Pandavas to perform the Rajasuya Yajna. The Asuras came to know of the gigantic Yajna performed by Maharshi Vishwamitra meant to weaken demonic force and thus with the help of demons like Tadka, Subahu, Marich etc. they tried to obstruct these Yajnas. Ram and Lakshman were sent to protect those Yajnas. Yajnas have played a great role in carrying out solutions for social problems. Japa (Mantra chanting) too is a Yajna like the Agnihotra (fire sacrifice). Materials are needed for a fire sacrifice but Mantra chanting Yajnas, do not need many materials. Yajnas are generally congregational. In it one sees the miracles of the spiritual endeavour of Hotas (preists). When Japa Yajnas (Mantra chanting) are carried out by many Mantra chanters a great amount of congregational power manifests. Such congregational spiritual practices are called Purascharanas. Purascharanas carried out for special goals via penance based congregational resolves, too make the environment conducive.

Era Transformation is the biggest, most intense, most widespread and most important task of our world. For that not ordinary and limited, but extraordinary and unlimited energy is required. For this there will be a need of material apparatus yet the root source of energy will be spiritual. To transform and purify the public’s psyche is the task of spirituality. Hence the energy required too should be of this level. The greatness or lowliness of the environment is dependent on congregational thinking. Its manifestation is possible only via intensely powerful, congregational righteous programs based on congregational spiritual practices. Today all of us are endeavouring in this direction. One can hope that the results of these pious efforts will play an extraordinary role in the great goal of Era Transformation.

The bedroom refuge

Is your bedroom a haven — a sanctuary where you can rest and rejuvenate? If not, here are some suggestions for making your bedroom into the room that provides peace of mind along with bodily comfort.

Your bedroom reflects who you are. So the first question is, how do you see yourself? Imagine yourself in different settings. Does traditional furniture — classic Queen Anne, Chippendale, 18th and 19th century European antique styles — give you a feeling of stability and continuity? A canopy or sleigh bed in rich cherry or mahogany, with Pachabel playing on the stereo hidden in your carved armoire, may be the perfect romantic touch you’ve been seeking.

Perhaps the setting that makes you feel warm and cozy comes from country furniture — the rough-hewn rustic look or the distressed finishes of cottage styles. Homey fabrics, like chintz, linen or denim, and accessories like handmade quilts, needlework pillows, rag rugs, and framed watercolors with outdoor themes may support your vision of the perfect place to relax and get a good night’s sleep.

The casual contemporary look leans towards light glowing woods like maple or dramatic pieces in dark stains like espresso. Clean lines on popular styles, such as Mission furniture, make for a sophisticated yet warm space. Japanese prints on the wall and flower arrangements in colored glass vases may make this your favorite room in the house.

One step beyond contemporary is the look of modern furniture for those who love the linear design of retro, Art Deco, or an eclectic mix of styles. Fabrics are simple, and leather pieces work well. A lacquered platform bed and low sleek pieces can mix well with bold colors and richly patterned rugs or bedding, or show off a collection of black-and-white photographs on the wall.

Whatever style calls your name, ambient lighting in a bedroom enhances the mood. Put a dimmer switch on the main light in the room, or think about lamps that goes on and off to a clap of your hands. Have at least one bright light if you have a "work" corner in the bedroom that hosts a computer or project table, and a good reading light near your armchair or by the bed if you like to read in bed.

To keep the peaceful atmosphere of the bedroom, hide TVs or computers in an armoire so they’re not in view except when being used. Scented candles, fresh flowers, and a beautiful decanter to hold your drinking water are wonderful touches for any bedroom.

The most important part of the bedroom is often ignored for too long. Is your mattress the right one for your back and for deep healthy sleep? Upgrade to a new pillowtop or possibly a larger size mattress for the ultimate in bedroom comfort.

And if your bedroom haven is just too wonderful to leave in the morning, how about installing a "morning bar" with a coffee maker and small refrigerator? Breakfast in bed, anyone?

Kauai sights and activities

Kauai is the oldest and most northern of the Hawaiian Island chain. Its lush tropical beauty has earned it the nickname the “Garden Island.” From the air it looks like an emerald cone rising out of the ocean. This thirty-three by twenty-five mile island is covered with acres of lush rain forests, waterfalls, and breathtaking gardens. Here are only a few of the hundreds of sights and activities you will have to choose from while you are on island. This is only a tiny taste of what Kauai has to offer.

On the northern end of Kauai is Kilauea Lighthouse, which was built in 1913 and was in use until 1976. It is a picturesque landmark perched on a bluff. Well worth a visit. Visitors may not climb the lighthouse, but self-guided tours of the area are available. Adjacent to the lighthouse is the 200-acre Kilauea Point Wildlife Refuge on Moku’ae’ae Island. A must visit for bird lovers.

Would you like to see the “Grand Canyon of the Pacific”? Or so nicknamed by Mark Twain. Then you must see the spectacular Waimea Canyon. It is the largest canyon in the Pacific at ten miles long, two miles wide and 35 hundred feet deep. The canyon is marked with layers, each layer marking an eruption and lava flow. There are several vantage points from which to enjoy the canyon, but the one you must not miss is the Waimea Canyon Lookout.

Po’ipu Beach Park is the perfect place for family fun. It is Kauai’s most popular beach for swimming, snorkeling, boogie boarding, picnicking and having just plain fun. It has restrooms, showers, shady areas and lifeguards. Po’ipu has it all.

If you want to see lush native flora and fauna as well as exotic plants, then you will not want to miss Smith’s Tropical Paradise located just 15 miles from the Radisson Kauai Beach Resort along the Waimea River. On this 30-acre complex, not only will you see beautiful manicured grounds, but you will also have the opportunity to see villages of the many cultures that represent Kauai. Tram tours are available as well as weekly luaus.

The spectacular Na Pali Coast is an awe-inspiring sight to see. Towers of rock climb from the sea and lush vegetation devours the landscape. There are only three ways to witness its beauty: from the air, by sea, or by taking a very strenuous hike known as the Kalalau Trail. This hike is only for the adventuresome and should only be attempted by the serious hiker. If hiking isn’t for you, you can still enjoy the thrill of its beauty with one of the ocean tours or helicopter tours. If you want to see breathtaking beauty that is like something from another world, you won’t be disappointed.

A better option than credit card cash advances

Upon hearing the word cash advance you might initially think of the cash provided against a programmed line of credit like the credit card. But cash advances also refer for payday loans or the instant solutions to your unexpected financial difficulties. From time to time there arises a need for additional cash which most of the time occurs when you least expect it. Repairs to your automobile or to your home, some other emergencies like medical concerns or simply running out of cash at hand on days or just a week or more earlier than your next paycheck are basically the very reason why people settle for a payday loan. It is in such instances that payday advance was created and the most approved of which is the cash advance.

Payday cash advance process is trouble-free in the same way as being approved for it, and this is owed by many borrowers to the accessibility offered by the internet. For some reason, online payday loan agencies tender lower rates and longer repayment period of up to 30 days.

To obtain payday cash advance, all that is needed is for you to fill out an effortless application form, provide the necessary salary information and your saving or checking accounts number. Mentioning your next payday is also essential so as to inform the payday cash advance agency of your probable time for repayment of your loan. Upon providing these details, the loan would be immediately transferred to your account and must be paid on the due date otherwise the sum you loaned along with the accumulated interests and fees will undoubtedly be deducted from your account.

For you to be guided accordingly you have the capability to search and even compare online payday cash advance agencies so as to be able to find the most practical rates and terms that is suited for your budget. In as fast as 5 minutes because approval is fast and you are given the choice whether or not to extend repaying your loan in as many as 30 days if it is needed. There exists an agency offering cheap rates which answers your immediate wants and could also be repaid by installment basis.

What are the advantages you could enjoy in getting a loan?

Perhaps the most vital advantage of payday cash advance is aiding you to resolve your immediate financial dilemmas. It is but normal to encounter having piled up bills that needs to be paid accurately and once the payment is delayed the more you would have the probability to succumb into a major headache in paying for the late fees.

Therefore it is better off to settle for a quick cash loan to pay the bills on time. Under the more serious matters, sickness unexpectedly strikes a lot of people, you your loved ones just anytime or anywhere. Such cash advances can assist you in paying for your medication or if worst comes to worse your hospitalization.

Since it has been repeatedly mentioned that this kind of loan only satisfies short term needs it shouldn’t be undertaken to serve as a substitute for long-term loans. This loan should only be engaged in when absolutely needed. If ever the expense can wait for until next payday it would be better not to hastily obtain a cash advance for these loans have been criticized for being costly.

Writing for success

Press releases and sales letters are key tools in marketing one’s business in today’s professional world. However, many professionals do not seem to understand the importance of enhancing their writing skills.

Few people realize that the written materials they send to clients can make or break their business. A badly written press release or sales letter can make one sound like an amateur to a potential client; but a crisp, well-written letter can prove to a client that you are the best in your field. You can utilize these marketing techniques if you follow a few simple rules.

First, take a minute to analyze your niche market. Who are these people to whom you are sending your materials? What will spark their interest? Use clear and concise words to detail your product or services, but do not treat your clients as though they cannot understand simple examples. Do not use words that are key words in your industry but not widely used elsewhere.

Second, determine what makes your business unique to your niche market. If you are sending your press release to a business magazine or newspaper, focus on the business aspect of your services. If you are sending a press release to a magazine for women, emphasize how your product can help women. Be sure to carefully research the target market of the medium to which you submit your press release. Most editors will not waste their time with your press release if it does not have an impact on their readers.

Third, make your materials attractive. Most people receive a lot of advertisements and “junk mail” every day and are quick to throw away these items without looking more closely at them. Make your sales letter or press release stand out from the rest by choosing attractive designs and interesting fonts. Add your company’s logo and offer a free service if you are able. Think of new ways to make even your sales envelope catch the eye of your client.

Finally, proofread your sales letter or press release before sending it to your clients. Make sure to check for spelling errors or grammatical problems as these errors can reflect poorly on your professionalism. Allow someone else to read your material before you send it as they will have a fresh perspective and may be able to clean up your letter or release for you.

Remember to not be overwhelmed by that evasive sales letter or press release. Follow these tips in order to utilize these important marketing tools. As you become accustomed to sending out written materials, you will become more adept at focusing on your client’s needs. Before you realize it, you will be standing out above your competitors. Start today enhancing your writing skills so you can begin marketing with this low-cost but effective technique.

What you should know about those debit card overdraft fees

I know that there are times that I would rather use my credit card to make a purchase but my conscience tells me to use money that I have, not spend money that I don't have. For the most part I listen to my conscience. I have like most people experienced a few overdraft fees in my life time because of it. You would think that, just like a credit card if you don't have the funds, the card would be declined. All the banks use that card to their utmost advantage by letting you spend money that isn't there. They happily cover what you don't have and then charge you those large overdraft fees.

Unfortunately for the bank customers this is a very common practice all across the U. S. That may change in California soon due to some recent class-action lawsuits. This is what normally happens. You have a set amount of funds available in your bank account, you then use your card multiple times throughout the day and spend more than what you have. Instead of the bank issuing one overdraft fee for the overall money they will now charge you an overdraft fee of ALL the purchases you made that put your bank account into a negative dollar situation. The real question here is, does this make any sense? You OBVIOUSLY didn't have the money in the first place but the bank has the nerve to charge you MORE MONEY (that you don't have) to make the situation even worth.

Bank of America, Wells Fargo, and Citibank are the three banks that are under suit in California. Citibank states that the law suit is without merit. All the banks spend vast amounts of money on advertising campaigns designed to draw us into their bank as a “Valued Customer”. If we are, as they tell us a “Valued Customer” then why did they allow us to spend more than we had available. It would seem to me that the cost to their profits is the real reason why they seem unwilling to do anything about this situation.

Debit Cards are a great way to stop us from over spending and budgeting all we now need is for the banks to do what is RIGHT for us. Lets hope the law suit in California forces the banks to rethink this policy.

A gift to be remembered child personalized stationary

Benefits of Child Personalized Stationary

One of the best gifts you can give to a child that is just learning to write is child personalized stationary. Children love to be told that they’re special and personalized stationary is a concrete way to express that sentiment. Seeing their own name printed on child personalized stationary will fill a child with delight and wonder at the magic that you used to make it happen. Custom printed stationary will stand out as a thoughtful gift, and will also encourage your child to practice writing, enabling them to make rapid progress. Reading and writing are fundamental skills, and anything that stimulates a child to practice writing is a helpful tool for their success in education. Older children can also benefit from child personalized stationary by inciting them to learn the art of correspondence. In today’s society of internet slang and abbreviated online conversation, standard letter writing is a skill that is often overlooked.

Child Personalized Stationary Designs

Child personalized stationary is available in many designs, colors and formats. From pictured note cards, to parchment style paper and standard lined notebook stationary, custom designs can be found to fit any child’s interests or preferences. Many child personalized stationary products are available in designs featuring dinosaurs, dolls, trucks, toys, and other favorite icons of childhood. Whether the child you’re buying the stationary is crazy about horses or wants to be an astronaut, there is a child personalized stationary gift design available that will further customize your gift. Many sets come with envelops in a coordinating design, and some also include stickers to enhance your child’s correspondence and add to their enjoyment.

Using Child Personalized Stationary

A great way to implement your child’s use of child personalized stationary is to have them write thank you notes following a birthday or holiday party. Teaching your child the thoughtfulness of personalized thank you notes will help them to develop good etiquette. Another great way to encourage the use of child personalized stationary (particularly with older children) is to get them into a pen pal program. Having a pen pal from across the country, or across the globe, can be a learning experience as well as providing a chance for your child to find a new friend. Most children are proud to use their personalized stationary as a means of expressing themselves.

Other Personalized Gifts for Children

Beyond child personalized stationary, there are many customizable gift options for children. From silk screen t-shirts, to door signs, placemats and personalized jigsaw puzzles and block sets, there are many gifts available to show your child how special they are to you. With so many interchangeable toys on the market today, giving a customized gift is a way to really connect with your child. The next time a birthday or holiday rolls around, consider personalized gifts for you child. There’s nothing that can compare to the smile on a child’s face when they receive a much loved gift.

Solutions for depression

This article is aimed at helping people who are often in a state of depression. I have had many of periods in my life where I have found it difficult to carry on and where in truth I have wished that my life would just end.

Depression affects people in many different ways. From a personal note it affects my sleep patterns and makes the smallest things irritate me. I have even been sick in the morning after spending the night worrying about my present situation.

Most of the time I am not so much depressed at what is happening now but am fearing what might happen in the future. This fear may be about financial matters, a social occasion, health or about my family.

I had basically had enough of constantly being depressed, about being in fear of the future and needed to learn about how to control my depression.

After seeking inspiration from a variety of sources, I had what I hoped was enough ammunition to keep my fears and phobias at bay. I will at times have an off day where I feel quite low and this is where I use my new found knowledge.

How to control your depression

I am a very quiet person and I like to keep myself to myself. Some would say that I border on being a loner, which I would quite agree with. Too many people have hurt me throughout my life and to tell you the truth I prefer being on my own. I am not a peoples person.

I also like to keep my problems to myself. This was my biggest failure, what I needed to do was to talk through my problems and fears with somebody else, a member of my family for example.

This was not easy for me to do and it took a great deal of courage to talk to anybody about the areas of my life which made me feel depressed. I did however go down this route and it did have a positive effect. To talk about my problems was like taking a weight off my shoulders.

The person I confided in was my father. He listened and then came back with some superb advice and a couple of suggestions of what I could do.

This is my second piece of advice. We need to spend less time worrying and more time seeking solutions to our problems. We need to ask ourselves why we are depressed and what can help us to remedy our issues.

My father also stated that I should only do things and go to places that I wanted to. I have always found it hard to turn down invitations to for example a party and have found myself often somewhere that I do not in reality want to be.

He also told me about one of his friends. His name was Mike and he had just been diagnosed with cancer. The doctors had told Mike that he only has a maximum of six months to live and he is only fifty-nine. He asked me to imagine how he must be feeling.

I went home and thought about Mike, I was sure that he would love to swap shoes with me. It is not just about Mike, he has a wife and three children, what must they be going through. I started to appreciate my own health and that of my family a bit more.

By opening up and talking about why I was depressed was the best thing I ever did and is something I will continue to do. My dad certainly helped me to think in a more positive way.

This advice I am sure will not help every person who is depressed as depression is an illness. It has however helped me and I am hoping it will be of benefit to others.

Understanding futures trading

Many people have the notion that commodity futures trading is very difficult to understand. It may only seem difficult when you are new to futures trading, but once you understand the inner workings and get a hang of it, you will be well on your way to success.

People have a common misconception that commodity exchanges determine or establish the prices at which commodity futures are bought and sold. This is not true. Prices are determined by supply and demand conditions. Just keep in mind that if there are more buyers than sellers, prices will be forced up and vice versa.

Buy and sell orders, which originate from all sources and are channeled into the exchange-trading floor for execution, are actually the ones to determine the prices. These buy and sell orders are translated into actual purchases and sales on the trading floor.

The major function of the futures market is the transfer of risk, and increased liquidity between traders with different risk and time preferences, for instance from a hedger to a speculator. Futures trading is a method used to eliminate or minimize risks that occur when the prices in the market fluctuates.

Futures contracts are exchange-traded derivatives. A futures contract is traded on a futures exchange, to buy or sell a certain underlying instrument at a certain date in the future, at a pre-set price. Futures contracts are basically for assumption or hedging.

There are two groups of futures traders: the hedgers, who are interested in the underlying commodity and are seeking to hedge out the risk of changes in price; and the speculators, who are interested in making a profit by predicting market moves and buying a commodity "on paper" for which they have no practical use. For example, commodities in the market can be bought today at today's price, with the speculation of selling them at a higher price in the future.

On the other hand, hedging protects against fluctuations in market prices. This protection is made by allowing the risks of price changes to be transferred to professional risk takers. For instance, a manufacturer can protect itself from price increases in raw materials they need by hedging in the futures market.

Hedging has two types, hedge sale and hedge purchase. A person can buy a commodity and sell futures at the same quantity as protection against fluctuation in prices when he is still holding the stock.

You might think that this is gambling, but the fact is that speculation refers to the condition of a legitimate enterprise based on the current condition of the market trends. However, it is very risky for inexperienced futures traders who try to predict the market and speculate without having enough resources or experience.

Since the prices are distributed via telecommunications network and the internet, it makes online futures trading very convenient and simple for an individual. Nowadays many brokers offer their services for trading commodity futures online. Because more risk is involved in online futures trading than stock trading, you must judge for yourself whether or not it is worth the added risk of trading commodity futures online.

Keep in mind that an investment in futures can result in losses. Past performance results does not necessarily indicate future performance results.

How i conquered suicidal despair and discovered enduring hope

My heart was as shattered as the broken glass I was sitting in. Oh, the ache inside. The emotional pain was persistent and unyielding. At times, it was simply deafening. Sleepless nights filled with anxiety left me in a fetal position as I lay in the floor and would rock back and forward, back and forward hour after hour. I mustered the last bit of energy I had, and faintly whispered, “Jesus, Jesus” as I rocked. I had no other words. Just raw pain and open wounds of multiple losses and rejection. I did not know how to make the pain stop. I was angry. I was hurt. I was sad. I was depressed.

Consequently, chronic pain began in my neck. I could not turn my head from side to side. The physical and emotional pain overwhelmed me to the point of absolute hopelessness and despair.

Soon, I was bombarded with thoughts of suicide day and night. I did not really want to die. But, I did want the pain to end. I wanted those who treated me unjustly to suffer the pain of loss and rejection I had experienced. I wanted them to feel indescribable anguish and guilt for conditional love. I wanted them to forever grieve the day they rejected me. I wanted them to pay for the pain and emotional distress they caused me. I wanted justice and suicide was the way I chose to seek it.

At 26 years of age, an unsuccessful suicide attempt landed me in a hospital psychiatric ward for seven dreadfully long days. What a scary place! These people are really crazy, I thought. I don’t belong here. I called my therapist and psychiatrist and pleaded to be released immediately - to no avail.

The collective pain and shared stories of the patients in the psychiatric ward overwhelmed me My pain and problems seemed to pale in comparison. With support, I made a commitment to stay alive and to learn healthy ways to reconcile my painful crisis of loss, rejection, and conditional love.

I wish I could say, “We lived happily ever after”. But, that would not be true. Two years later my daddy, 57, died by suicide. The horror and emotional wreckage was endless and affected and continues to affect so many people - wife, children, grand-children, brothers, sisters, aunts, uncles, nieces, nephews, church family, community, co-workers, friends, and generations to come.

A year after my daddy died I was sexually abused. I did not find justice in the judicial system. Consequently, I was tormented with anger, despair, disillusionment, depression, and thoughts of suicide. The pain was unbearable, the grief inconsolable, and the torment unrelenting.

During this time, I was counseled by a psychotherapist, a sexual abuse expert, and a psychiatrist who had me on antidepressants. I was in the blackest hole of my life with almost no hope of coming out. I wanted justice, but there was none to be found. I didn’t think I could face five more minutes of this pain. My daddy didn’t, why should I?

Wisely, a counselor insisted that I sign a letter that said “I will not commit suicide. If I feel like I want to die I must call my counselor and tell someone immediately”.

I remembered when my dad died by suicide. It was a nightmare! Investigators treated the situation like a crime scene - homicide until proven suicide. Nightmare’s followed with profound and gut-wrenching pain. The question “why” remained unanswered. Feelings of abandonment, and rejection nearly pushed several of my family members over the edge. How could I do this to my family again?

Questions screamed in my head. Where is the one who will fight for me? Where is the one who will protect me? Who will make the wrong things right? Where is the hope to go on living? In my mind, I lived in a hopeless prison.

Then, I began to hear about a righteous Judge who would fight on my behalf and on behalf of all the afflicted, the abused, the weak, the sick, the widow, the orphan, the abandoned, the rejected, the outcast, the poor, and the needy. And when I asked Him, He said He would take my case! Why? I asked. Because, you’re worth it, He responded. I have come with good news, He said. I have come to heal your broken heart! I have come to free you from your hopeless prison! I have come to give you beauty in exchange for the ash heap of your life! I have come to give you joy in exchange for your grief! He said I have come to put a song in your mouth in exchange for your tired spirit. Instead of your shame you will have double for your trouble. Instead of humiliation, you will have joy. Why? Because, I love justice! (Isaiah 61)

He cried with me! In fact, He bottled every tear I ever cried. He listened to my stories! He believed me! He gave me back my dignity and worth. I have heard your cry, He said. I heard your distress call. He took me from the raging waters of life that threatened to drown me. He rescued me, He said, because He delights in me. Then He said, take courage! Do not be afraid. I will go after your enemies with vengeance. I will save you. I will deliver you. (Psalm 18)

I believed Him! Jesus, the righteous Judge, gave me renewed strength. I got my life back seven years ago. I laugh again. I smile again. I no longer swing back and forth on the pendulum of suicidal despair. I’m not depressed. I’m fully alive on the inside. Do I still have painful circumstances in my life? Yes! But, now I have enduring HOPE. And you can too!

The righteous Judge loves you and wants you to know He sees everything! Vengeance is mine, I will repay declares the Lord. Believe again. Trust again. Live again. Hope again.